Abolish the Securities and Exchange Commission
Despite its enormous budget and vast regulatory powers, the agency has failed to detect major frauds while wasting time and money on relatively useless disclosures.
Finance
Federal Budget Deficit Forecast Jumps $400 Billion, Fueled by Student Debt Forgiveness
The Congressional Budget Office reports the 2024 budget deficit will near $2 trillion.
6 AI Life Hacks You Can Use Right Now
Artificial intelligence is helping humans get medical care, organize their finances, and plan vacations.
Bureaucrats Are Moving To Cap Bank Overdraft Fees, Which Will Hurt the People It's Meant To Help
Many who see overdraft protection as preferable to other short-term credit options will have fewer choices as some banks decide the service isn't worth offering anymore.
Promoting Free Market Solutions to Climate Change at COP28
How to declare a ceasefire in the carbon tariff wars.
Both Parties Agree: It's the Government's Business Whether You Invest in Chinese Companies
Some, like Rep. Patrick McHenry (R–N.C.), advocate a more measured approach.
Dumb Money Misses the Point About Its Meme-Stock Underdogs
The film dramatizes the pandemic-era mania around GameStop and WallStreetBets, but misunderstands the realities of financial markets.
The Federal Government Is Trying To Shut Down Decentralized Finance
The Commodities Futures Trading Commission announces charges and settlements with three companies that may mean very bad news for all DeFi operations doing business with U.S. citizens.
Caitlin Long on Why Politics Should Stay Out of Banking
The founder of Custodia Bank discusses the future of bitcoin and banking.
The U.S. Government's Bad Credit Means Higher Costs for Us All
Federal officials ignore repeated warnings, and we all pay the price.
Congressman Talks Smack About Bitcoin Creator 'Saratoshi Nagamoto'
If you're getting Satoshi's name wrong, you might not know what you're talking about.
Can Grandmas Be Bitcoin Cypherpunks? Q&A With Jameson Lopp
The enigmatic privacy obsessive is fighting to keep the cypherpunk dream alive.
Gary Gensler's SEC Cracks Down on Coinbase and Binance
The SEC is suing Coinbase, alleging that it's an unregistered securities broker, after targeting Binance the day before.
The Government Wants To Cap Credit Card Late Fees. It Will Hurt the Poor.
Delayed payments will increase, and companies will respond by raising interest rates—or denying low-income applicants outright.
Regulators Seize First Republic Bank and Sell It to JPMorgan Chase
Plus: Twitter complies with a greater portion of government censorship requests, a judge allows an antitrust suit against Google to go forward, and more...
This SEC Rule Makes It Harder To Invest—Unless You're Already Rich
Stop limiting entrepreneurs’ ability to get funding from those they know best.
Unlock the Cannabis Industry for Financial Institutions
Financial institutions have been locked out of the cannabis industry because of a surveillance regime that appears to have done little to stop real criminals.
Debate: Bitcoin Is the Future of Free Exchange
Where am I supposed to spend my cryptocurrency?
Federal Courts Clash Over Financial Watchdog's Constitutionality
The CFPB funding scheme is constitutional, the 2nd Circuit says.
Of Course, the Trump Indictment Is Political
Plus: A listener asks the editors if the nation is indeed unraveling or if she is just one of "The Olds" now.
Biden's New Budget Would Hike Taxes and Wage Class Warfare
The higher taxes on small businesses and entrepreneurs could slow growth. Less opportunity means more tribalism and division.
Inflation Isn't Going Away
Prices rose by 0.4 percent in February and core inflation was up 0.5 percent, the third consecutive month that it has increased.
Yes, There Are Libertarians During Bank Runs
Plus: The editors recommend the best books for sparking interest in free market principles.
How the Fed Broke Silicon Valley Bank
The Fed's anti-inflation measures had to hurt someone.
Everyone Is Learning the Wrong Lessons From the Silicon Valley Bank Collapse
Plus: Fox News troubles, junk statistics about illicit economies, and more...
Credit Cards 'Pause' Efforts To Track Gun Purchases After Pushback
It’s a win for self-defense rights in ongoing campaigns to conscript businesses for political causes.
Banks Increasingly Back Political Scheme To Track Gun Purchases by Credit Card
Politicians lean on the financial industry to target activities they don’t like.
Congress Should Not Give Any Government Agency Financial Free Rein
Lawmakers should proactively retake the power of the purse from the Consumer Financial Protection Bureau, regardless of how the Supreme Court rules.
The SEC Is Starting a Massive Database of Every Stock Trade
Brokers will have to report every trade and the trader’s personal information.
End the Fed? A Soho Forum Debate
Economists Lawrence H. White and Frederic Mishkin debate whether the Federal Reserve should be replaced with free market institutions.
How Venture Capital Made the Future
Sebastian Mallaby's The Power Law explores how venture capital and public policy helped shape modern technology.
FTX's Sam Bankman-Fried Used Customer Assets to Fund Political Donations, Says SEC
Plus: moral panic about department stores, the obvious cause of homelessness, and more...
Did Sam Bankman-Fried's Millions Buy the Media's Loyalty?
The mainstream coverage of SBF and FTX is more than a little blasé.
FTX Meltdown and the Future of Crypto: Live With Kraken Co-Founder Jesse Powell
The co-founder of the crypto exchange Kraken will join Reason's livestream Thursday at 1 p.m. Eastern to discuss the downfall of Sam Bankman-Fried and his company, FTX.
Bankrupt Crypto Exchange FTX Under Investigation
Plus: Democrats retain control of Senate, RIP Sharon Presley and Martin Wooster, and more...
Using Today's Economic Woes To Teach Teens Finance
At least we can treat the results of bad policy as case studies for what might otherwise have been dry lessons in economics and finance classes.
PayPal Says It Won't Fine Users $2,500 for Misinformation, but It Will Fine Them for 'Intolerance'
"Sounds like a good reason to think twice about using PayPal," writes Eugene Volokh.
Cardi B Delivers Perceptive, Profanity-Laced Analysis of High Home Prices, Rents
The rapper blamed a lack of "motherfucking inventory" for high home prices and rising rents in low-income neighborhoods. She's not the only one.
Americans Spent More on Taxes Last Year Than on Food, Health Care, Education, and Clothing Combined
Plus: The Virginia Libertarian Party dissolves, San Franciso decriminalizes psychedelic plants, and more...
New Loan Program for Black, Latino Neighborhoods Isn't 'Explicitly Racist'
But Bank of America's Community Affordable Loan Solution program will likely be a gentrification accelerating machine.
Zach Weissmueller: Why Cryptocurrency Privacy Software Restrictions Violate Free Speech Rights
Senior Producer Zach Weissmueller explores how the crackdown on cryptocurrency tools has implications for free speech and financial privacy.
Marc Andreessen's High-Tech Fix for the Housing Crisis Lets Him Keep Being a NIMBY
The venture capitalist's $350 million investment in WeWork founder Adam Neumann's new venture Flow is supposed to help renters build community and equity. They'd be better off if we just built housing instead.
Recession 'Virtual Certainty' as Interest Rates Spike
Plus: Libertarian Party drama, how rent control hurts renters, and more...
What the Hell Just Happened With Crypto?
Last week, the price of bitcoin fell to lows not seen since 2020 while a prominent stablecoin collapsed. Does this mean it was all a Ponzi scheme?
Getting Paid in Bitcoin
Unfortunately, an automatic crypto purchase made with after-tax earnings won't lower your taxable income.
Why Are the Feds So Mad About Bitcoin Retirement Investing?
The Department of Labor and Sen. Elizabeth Warren have strong opinions about Fidelity’s new 401K option
The World Is Fragmenting, Making Us More Poor and Isolated
The sanctions that punish Russia are shattering the global economy.
Biden Has His Eye on Bitcoin
The president's anticipated executive order stopped short of feared regulations but suggests federal unease with uncontrolled development.
