Biden Administration Suspends Rule Protecting Businesses From Banking Discrimination
Experts disagree on whether the move is a win for free association.
Banking
Embattled Administration Pushes Midnight Controls on Financial Tech
Bureaucracy keeps on regulating through the chaos
The Massive SolarWinds Hack Won't Stop the Feds from Wanting All Your Data
Government surveillance doesn't just violate privacy rights; it’s a major security risk.
Proposed Banking Rule Change Would Upend Oppressive 'Operation Chokepoint' Tactics
Protected financial access for politically targeted industries
Feds Propose Even More Surveillance of Your Banking Habits
By lowering the “travel rule” threshold to $250, the government could access more of our financial data.
The #FinCENFiles Shine a Spotlight on How Banks Are Ordered to Snoop on You
Why does media coverage conclude the problem is that the government hasn’t done a good enough job of spying?
Mike Pence Comes Out Against Marijuana Banking Bill That Would Actually Save Taxpayers Money
The SAFE Banking Act is not a pork-barrel spending bill. Is that why it’s struggling?
Will the Fed Edge Out the Competition With Real-Time Payments?
The Federal Reserve's impact on the real-time payments market all hinges on its willingness to play by the rules.
Congress Should Let Marijuana Businesses Have Access to Banks
There are stories of marijuana business owners showing up at California's tax agency offices with trash bags filled with cash, even though the agency generally doesn't allow cash payments.
The House Just Voted To Let Marijuana Businesses Legally Use Banks
It's a historic moment in Congress, but Senate support remains uncertain.
Congress Plans To Vote on Marijuana Banking Bill Next Week
The SAFE Banking Act will be the first stand-alone marijuana legalization bill to reach the floor of the U.S. House.
Cannabis Companies Explain To Congress Why Denying Them Banking Access Is Bad for Law Enforcement
Senate hearing shows, once again, why marijuana needs to be decriminalized at the federal level.
Trump and Others Scared of Cryptocurrency Echo Earlier Fears About Cash
If there’s one thing government types can agree on, it’s that nobody should be allowed to buy and sell stuff without permission.
New Law Stops IRS From Stealing People's Money Simply Because It Deems Their Bank Deposits Suspiciously Small
A provision of the Taxpayer First Act requires evidence of other illegal activity for seizures based on "structuring" and mandates prompt hearings.
How To Crush 'the Tyranny of Metrics'
Historian Jerry Z. Muller says we waste too much time fixating on measurements that lead us astray.
What Caused the 2008 Financial Crisis: Market Distortions or Market Failure? A Debate
Former BB&T Bank CEO John Allison vs. Moody's Mark Zandi
Los Angeles Owes Billions in Pension Debts. Now It's Asking Citizens for Permission to Run a Bank.
What could possibly go wrong?
FDIC Attempts to Pressure Banks into Denying Services to Payday Lenders Violates Due Process Rights, Lenders Argue
Lawsuit wants to curb actions like "Operation Choke Point' in which bank regulators discourage banks from servicing certain customers, including gun and ammo dealers.
Can DHS Shoot Down Citizen Drones? House Votes Today: Reason Roundup
Plus: why Gary Johnson will be good for the Senate, "toxic culture" at the TSA, the dismissal of an anti-FOSTA lawsuit, and a new economic freedom index.
House to Vote on 'Human Trafficking' Bill That Strengthens PATRIOT Act Spying
The PATRIOT Act fell out of fashion-but swap "human trafficker" for "terrorist" and let the civil liberties infringements roll!
Is Bank of America Really Cracking Down on Undocumented Immigrants?
Has the bank joined the immigration crackdown, or is this just a case of bad customer service?
Wells Fargo Severs Ties With a Florida Candidate Over Medical Marijuana Donors
The move "highlights the extreme confusion around banking in cannabis."
Congress Just Voted to Repeal a Few Bits of Dodd-Frank
The Consumer Financial Protection Bureau stays, but Obama-era regulations that suffocated small banks are toast.
New York Officials Weaponize Regulatory Power Against the NRA
In a politicized environment, getting on the wrong side of regulators can be dangerous. Don't be surprised if banks and insurers cave.
Does Fractional Reserve Banking Endanger the Economy? A Debate
Texas Tech University's Robert Murphy vs. Cato's George Selgin at the Soho Forum
Does Fractional Reserve Banking Pose a Threat to the Economy? Watch the Livestream.
Economists Robert Murphy and George Selgin face off at the Soho Forum.
Live Debate in NYC 4/16: Does Fractional-Reserve Banking Undermine Free Markets?
Texas Tech's Robert Murphy squares off against Cato's George Selgin in New York on Monday, April 16.
California Politicians Want to Create a Government-Owned Marijuana Bank
Federal pot prohibition breeds state socialism.
Free Banking for Bitcoin? How the Lightning Network Could Help
How do we scale the system for broad use?
Is Bitcoin in a Bubble, or Is It Massively Undervalued?
Evaluating the current cycle of buzz
Are the Feds Using Backdoor Searches to Access Your Banking Data?
BuzzFeed reports federal agencies violating the rules to engage in warrantless domestic snooping of financial information.
Consumer Financial Protection Bureau
Defenders of the CFPB's Newest Financial Regulation Are Ignoring Crucial Facts
Senate Republicans could vote as soon as this week to repeal the CFPB's ban on arbitration clauses.
Goodbye and Good Riddance to Operation Choke Point
The Department of Justice says it's shutting down the dragnet program that targeted porn makers, payday lenders, gun shops, and other small businesses.
Silicon Valley Startup Lets Users Move Money Without Government Interference By Turning Their Phones Into Stand-Alone Banks [Reason Podcast]
Q&A with Abra founder and CEO Bill Barhydt on bitcoin as "regulatory arbitrage."
Did Federal Deposit Insurance Corrupt the Banking System? [Reason Podcast]
George Selgin vs. Josh Barro at the Soho Forum.
How Payday Lenders and Check Cashers Help the Poor
An Ivy League professor went to work in the industry to figure out why so many Americans choose to remain "unbanked."
Banks Flagging Frequent Pharmacy Trips, Bulk DVD Rentals, and Other Ordinary Activity to Turn Over Tips to Government Snoops
All sorts of normal behavior are now triggering financial surveillance as banks try to comply with confused government policies on human trafficking.
Why Customers Like Check Cashers and Payday Lenders
Many Americans prefer alternatives to traditional banking.
Feds Return $29,500 They Stole From a Maryland Dairy Farmer
The DOJ starts to retroactively apply new guidelines for structuring-related forfeitures.
Could the IRS Empty Your Bank Account?
A little-known rule lets feds steal money from people who haven't been convicted-or even accused-of a crime.
Is Blockchain Technology a Trojan Horse Behind Wall Street's Walled Garden?
At the Bitcoin/blockchain industry's flagship annual conference, blue chip banks were out in force.
