What Happens When FEMA Buys Your House?
As hurricane damage mounts, the government is buying—and sometimes seizing—homes in flood-prone areas, sparking concerns over property rights and accusations of discrimination.
Flood Insurance
Washington Worsened Hurricane Helene's Destruction
How the National Flood Insurance Program subsidizes living in high-risk flood zones.
The Feds Shouldn't Subsidize Fancy, Risky Beach Houses
Government is "promoting bad behavior," says Sen. Rand Paul. He's right.
Is Florida Finally Fixing Its Broken Homeowners Insurance Market?
Floridians spend millions litigating insurance disputes after hurricanes. There's a better way.
Do the Proud Boys Deserve To Be in Prison Forever?
Plus: A listener question concerning porn verification laws.
Subsidized Flood Insurance Makes Storm Damage Worse
It's high time for Congress to end a program that routinely goes into debt providing subsidies to wealthy people living in high-risk areas.
Wealthy Connecticut Residents Received Millions in Federal Dollars After Hurricane Sandy
It shouldn't be the federal government's responsibility to protect wealthy homeowners from the inevitable.
Here's What the Media Get Wrong About Hurricanes
No, a big storm does not require big government.
Storms and Reforms
Plus: The editors unpack a philosophical question from a listener concerning foreign policy.
Government Subsidies Encouraged Millions To Move Into Hurricane Ian's Destructive Path
Plus: Reason livestream on right-wing populism, the government can't solve the fentanyl crisis, and more...
Sea Level To Rise One Foot by 2050, Says NOAA
Another good reason to stop subsidizing people to live at the beach.
Biden's 'Climate-Resilient Economy' Roadmap Is Largely Superfluous
Businesses, investors, and markets are already adapting to climate change without federal help.
House Democrats' Housing Bill Includes a $20 Billion Bailout of Federal Flood Insurance
A bill intended to make America's housing stock more climate-resilient also includes a big effective subsidy for the properties most exposed to the risks of climate change.
Drown the Federal Flood Insurance Program
Why is the government encouraging people to live in dangerous, flood-prone areas?
Senator Schumer Protects Wealthy Landowners from Paying Risk-Based Flood Insurance Premiums
Effective climate adaptation depends upon effective price signals. So why is the Senate Majority Leader standing in the way?
Schumer Insists on Keeping Beachfront Bailouts for Wealthy Americans' Vacation Homes
The senate majority leader is stymying long-needed increases in federal flood insurance rates.
Private Flood Insurers Chastised for Not Insuring Houses Likely To Be Flooded
It's simple: You should not build your house in places where you can't get private flood insurance.
California Follows the Disastrous Flood Insurance Path to Fire Insurance Fiasco
If market-rate wildfire insurance is too expensive for homeowners, maybe that's telling us something about the risks of living amidst pretty tinder.
Is Climate Change Making Hurricanes More Destructive?
Not yet in the United States, new studies suggest
Senate Votes to Extend Federal Flood Insurance Funding
It's a regressive, debt-ridden program that transfers wealth from regular Americans to the rich.
How the National Flood Insurance Program Wastes Taxpayer Dollars
An expensive tutorial on the perils of government interaction.
Stop Encouraging People to Live in Dangerous Places
Who will have the courage in the face of tragedy to change the government's disastrous policies?
Hurricane Harvey and Climate Change
Extreme weather events attribution science yields murky results
Hurricane Harvey and the National Flood Insurance Fiasco
Don't build in flood plains, and especially don't rebuild in flood plains
Rebuilding After Louisiana Floods Will Require Government Permission Slips
And new federal regulations could add to the cost of rebuilding or force some residents to abandon their homes.
How the Government Subsidizes Unsustainable Development
'The rest of us are assuming all of the risks.'
