The 50-Year Mortgage: Completely Fine or a Total Flop?
Mortgage experts are divided on the wisdom of a 50-year mortgage. No one seems to think it's the key to making homeownership affordable.
Mortgage experts are divided on the wisdom of a 50-year mortgage. No one seems to think it's the key to making homeownership affordable.
I participated along with James Burling (Pacific Legal Foundation), Prof. Peter Byrne (Georgetown), and Prof. Sara Bronin (George Washington University).
Does that mean they want more housing generally?
The former governor had a bad record, a worse attitude, and zero vision.
Democratic socialist Zohran Mamdani has been elected mayor by promising New Yorkers “free” programs and services with their own money.
Mikie Sherrill will mostly continue business as usual—but with the possibility of some regulatory reform.
What races in New York City, New Jersey, and Virginia can tell us about the future of housing policy.
His plans to offer "free" buses and daycare, freeze rents, and create city-owned grocery stores are expensive and proven failures.
Florida Republicans propose not one, not two, but seven different constitutional amendments to cap, cut, or even eliminate property taxes.
After a nationwide uproar over Cranbury, New Jersey's plan to seize Andy Henry's farm, the township says it's found another site to place a planned affordable housing development.
The city has the nation’s most regulated housing sector and the largest stock of government-owned and subsidized housing, and yet progressives blame its real estate troubles on the free market.
As rental prices in New York City soar, tenant activists are demanding that the government stop landlords from increasing the rent on regulated apartments.
Suspending federal workers' civil obligations during government shutdowns would be bad news for property rights, landlords, and tenants.
Every political issue ultimately becomes a zoning issue.
Plus: New York's expensive new stove regulations, Los Angeles rent controls, and the housing policy implications of a federal shutdown.
In 2025, momentum behind state-level supply-side housing reforms accelerated almost everywhere.
Plus: San Francisco preliminarily passes citywide upzoning, a New Jersey town backs off family farm seizure, and YIMBY martial law ruled illegal in Hawaii.
Several Lone Star cities are attempting to undermine new state-level zoning reforms by requiring new apartment buildings come with ritzy amenities.
The city that artists built now wants them to pay up.
The results of America's overly burdensome housing regulations aren't great. But they're not an "emergency."
They have done so banning or severely restricting low-cost "single-room occupancy" (SRO) housing.
The Guardian Angels founder battles Zohran Mamdani for the anti-establishment vote while he fights Eric Adams and Andrew Cuomo for the anti-socialist vote.
Highlighting individual wonky rules that drive up housing costs is good. But getting America building again is going to require more than a few marginal reforms.
Building our way to affordable cities does not require a government-led "post-neoliberal" approach to housing development.
Rent control would only make the housing crisis worse. Zoning reform would make things better.
Plus: Why Blackstone is good, actually, and a Georgia judge rules for tiny homes.
San Francisco’s new ordinance would impose all-electric building standards for new construction projects or buildings undergoing “major renovations.”
The Pepin family is suing the City of Blaine after the City Council used dubious reasoning to deny a permit for additional housing on their property.
Congress considers a consensus housing supply bill while the White House cracks down on the homeless.
Plus: Single-stair reform in Nashville, an inclusionary zoning lawsuit in Seattle, and a zoning-created full-service Popeyes in Illinois.
From January 2024 to January 2025, average rent in Sarasota fell from $3,290 to $1,886 per month.
You have rights to your property, not to control others.
A new lawsuit alleges that the city's Mandatory Housing Affordability program unconstitutionally penalizes property owners just for trying to build housing.
The housing crisis is bad for national Democrats. At the state level, it's a political winner.
Despite the setback, Middletown Township is taking the case to the state supreme court.
But Justice Clarence Thomas wrote a strong dissent to denial of certiorari.
The symposium is seeking submissions.
Plus: The Supreme Court declines to hear major eviction moratorium case, Maine passes zoning reform, and why tourist traps are good, actually.
Without Newsom's efforts, major reforms to California's stifling environmental laws would have died on the vine.
In recent years, exclusionary zoning and other regulatory restrictions have begun to block housing construction in areas where it was once relatively easy.
The new legislation exempts most new urban housing construction from the previously often stifling CEQA law. YIMBY ("yes in my backyard") advocates are cheering.
Plus: Real rent decreases in New York City, the return of missing middle housing in Virginia, and how everyone's a socialist on housing in New York.
Despite this setback, a coalition of municipalities is challenging the state’s housing program in federal court.
YIMBY policies in Texas have led to lower rents and increasing supply. The same cannot be said for California.
America's housing shortage is worst in Western states. That's also where the federal government owns the most land.
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