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Payday Lending

Pedestrians walk by a Wells Fargo in Manhattan | Jimin Kim / SOPA Images/Sipa USA/Newscom

Price controls

Bureaucrats Are Moving To Cap Bank Overdraft Fees, Which Will Hurt the People It's Meant To Help

Many who see overdraft protection as preferable to other short-term credit options will have fewer choices as some banks decide the service isn't worth offering anymore.

Veronique de Rugy | 2.8.2024 12:40 AM

BrianKemp | Bob Andres/TNS/Newscom

Abortion

Abortion Restrictionists Go Bold

No more baseball fight-style standoffs in the abortion wars. Plus: so-called constitutional crises, Bernie's credit paternalism, and GoT redux on the Reason Podcast.

Matt Welch, Katherine Mangu-Ward, Peter Suderman, and Nick Gillespie | 5.13.2019 3:00 PM

sipaphotosnine432146 | Jim Young/Sipa USA/Newscom

Bernie Sanders

Bernie Sanders' New Plan Will Make It Tougher for Poor People To Get Credit Cards

Sanders and Rep. Alexandria Ocasio-Cortez want to cap credit card interest rates. There will be unintended consequences.

Peter Suderman | 5.9.2019 5:48 PM

Large image on homepages | taberandrew on Foter.com / CC BY

Payday Lending

FDIC Attempts to Pressure Banks into Denying Services to Payday Lenders Violates Due Process Rights, Lenders Argue

Lawsuit wants to curb actions like "Operation Choke Point' in which bank regulators discourage banks from servicing certain customers, including gun and ammo dealers.

Brian Doherty | 10.23.2018 12:00 PM

Large image on homepages

Reasontv

How Payday Lenders and Check Cashers Help the Poor

An Ivy League professor went to work in the industry to figure out why so many Americans choose to remain "unbanked."

Todd Krainin | 4.13.2017 1:23 PM

Large image on homepages | Houghton Mifflin Harcourt

Banking

Why Customers Like Check Cashers and Payday Lenders

Many Americans prefer alternatives to traditional banking.

J.D. Tuccille | 2.18.2017 6:00 AM

Large image on homepages | Andrew Bain/flickr

Payday Lending

Feds Know What's Best For Your Personal Finances

Cracking down on payday lending

Eric Boehm | 6.11.2016 10:00 AM

Large image on homepages | stevendepolo / photo on flickr

Payday Lending

Google Is Banning Payday Lending Ads. That Sucks.

The ad giant's new policy is good-hearted but desperately wrong-headed.

Katherine Mangu-Ward | 5.11.2016 5:33 PM

Large image on homepages | taberandrew/flickr

Payday Lending

Consumers Need More Options, Not Fewer

Efforts in Virginia to outlaw payday lenders may salve consciences but they won't do anyone else any good.

A. Barton Hinkle | 10.26.2015 10:45 AM

Large image on homepages | taber andrew/flickr

Payday Lending

Meet the New Warm Fuzzy Payday Lenders

A better approach for a controversial industry

Greg Beato | 11.26.2014 7:00 AM

Policy

Payday Lending: Why Isn't Everyone Doing It?

Brian Doherty | 8.15.2014 3:23 PM

Policy

Loan Sharks May Owe Some State Lawmakers a Big 'Thanks'

J.D. Tuccille | 3.6.2014 8:39 PM

Policy

New York AG Goes After Personal Loan Companies

Some charging annual interest rates up to 355 percent

Reason Staff | 8.13.2013 12:00 PM

Policy

PA Bill Would Legalize Payday Loans

The alternative is giving loan sharks a free hand

Reason Staff | 6.4.2013 12:36 PM

Economics

Big Banks Backing Payday Lenders

As they work around state bans

Reason Staff | 2.25.2013 8:12 AM

Policy

The Unintended Consequences of Cracking Down on Payday Lenders

Payday lenders aren't the demonic entities they're made out to be.

A. Barton Hinkle | 10.24.2012 10:30 AM

Economics

Payday Loans Head to the Indian Reservations

Katherine Mangu-Ward | 12.30.2011 2:36 PM

Policy

Reason.tv: In Defense of Payday Lending

Jim Epstein and Nick Gillespie | 11.10.2010 3:00 PM

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