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Housing bubble

Someone fills out a real estate home loan application | ID <a href="https://www.dreamstime.com/stock-photography-real-estate-home-loan-application-ink-pen-image4785482">4785482</a> ©  <a href="https://www.dreamstime.com/olivierl_info">Olivier Le Queinec</a> | <a href="https://www.dreamstime.com/">Dreamstime.com</a>

Fannie Mae and Freddie Mac

Are We Headed for Another Disaster With Fannie and Freddie?

If the Trump administration fails to implement real reform, Main Street taxpayers could once again be conscripted into subsidizing lucrative Wall Street deals.

Veronique de Rugy | 5.29.2025 1:10 AM

Byrne Hobart JAQ thumb v4 | Graphic by John Osterhoudt

Housing bubble

Byrne Hobart: What happened to progress?

Finance and tech writer Byrne Hobart discusses how bubbles are a good thing, overcoming stagnation, and the religiosity of space exploration.

Zach Weissmueller and Liz Wolfe | 12.26.2024 6:00 PM

Zoning | NA

Property Rights

Final Published Version of "The Constitutional Case Against Exclusionary Zoning" Now Available

In this Texas Law Review article, Josh Braver and I argue that most exclusionary zoning violates the Takings Clause of the Fifth Amendment.

Ilya Somin |The Volokh Conspiracy | 11.4.2024 2:54 PM

Robert Kennedy Jr. standing with small red houses in the background. | Illustration: Lex Villena; Brian Cahn/ZUMAPRESS/Newscom

Housing Policy

Don't Fall For RFK Jr.'s Home Loan Scheme

Kennedy’s plan for government-backed mortgage bonds will do to housing what federal student loans have done to college tuition.

Ezra Wyrick | 4.29.2024 4:00 PM

zoning-laws-abolish | Illustration: Lex Villena; Lev Kropotov

Property Rights

Cross-Ideological Common Ground on Exclusionary Zoning

Policy analyst Justin Hayes summarizes the reasons why conservatives, progressives, and libertarians all have reason to support zoning reform.

Ilya Somin |The Volokh Conspiracy | 7.23.2023 2:58 PM

Arlington | Arlington County

Housing Policy

My New The Hill Article on How Arlington, VA Battle over "Missing Middle" Housing is a Microcosm of Broader National Struggle Against Exclusionary Zoning

Barack Obama could have been referring to our community, when he said that “[t]he most liberal communities in the country aren’t that liberal when it comes to affordable housing.”

Ilya Somin |The Volokh Conspiracy | 10.25.2022 5:16 PM

wooden houses sitting on a wooden shelf with a red arrow pointing down next to them | Andrii Yalanskyi/Dreamstime.com

Housing Policy

The Pandemic Home-Building Boom Is Over

Builders are starting fewer new housing projects but housing construction rates remain steady. Experts say it's a product of inflation catching up with persistent supply chain problems.

Christian Britschgi | 8.17.2022 4:50 PM

Overhead shot of a small group of people gathered in a mobile home community. | Sarah A. Miller/TNS/Newscom

Housing Policy

Mobile Homes Are a Crucial Source of Affordable Housing. Politicians Are Trying To Zone Them Out of Town.

The government should not take away reliable and affordable housing from those who need it most.

Jefferson Lilly | 8.9.2022 7:00 AM

A luxury villa on the waterfront in Fort Lauderdale, with a boat and palm trees around it. | imageBROKER/Raimund Franken/Newscom

Florida

Is South Florida's Housing Market Too Hot?

Zoning laws, a limited housing stock, and inflation have created a major housing shortage in the bubble-prone region.

Eric Bazail-Eimil | 7.8.2022 10:30 AM

Large image on homepages | BasicGov / photo on flickr

Book Reviews

Is Another Financial Crisis On the Way?

We didn't learn the lessons of the last crisis. Does that mean we're doomed to repeat it?

John McClaughry | 4.5.2015 12:01 AM

Policy

Feds Still Promote 'Cult of Home Ownership,' as Investors Drive Prices Up

J.D. Tuccille | 12.30.2014 9:28 AM

Large image on homepages | Up / Pixar

Policy

Mortgage Binges and Painful Hangovers

After the last mortgage binge, we woke up in the gutter. Isn't once enough?

Steve Chapman | 12.15.2014 7:00 AM

Policy

Put Just 3 Percent Down and Own a House! (Or, Fannie Mae Fails to Learn From Its Mistakes)

J.D. Tuccille | 12.12.2014 3:29 PM

Policy

Insanity Defined: Feds Unveil Plan to Help High-Risk Homebuyers Take On Massive Debt. Again.

Stephanie Slade | 10.22.2014 4:28 PM

Policy

Forget Savings, Federal Mortgage Guarantees Now Expected to Cost Billions

J.D. Tuccille | 9.25.2014 2:17 PM

Policy

Is the Shale Revolution a 'Ponzi Scheme' or the End of Peak Oil?

"Ponzi scheme" or the end of Peak Oil?

Ronald Bailey | 9.19.2014 1:30 PM

Large image on homepages

Politics

Greenspan's Blindness

The former Fed chief seems oblivious to his role in the housing bubble, the financial crisis, and the recession.

Steven Horwitz | 2.28.2014 10:30 AM

Policy

Wells Fargo to Pay Fannie Mae $591 Million over Loan Claims

Connected to the mortgage bubble

Reason Staff | 12.30.2013 5:50 PM

Policy

6.4 Million Mortgages Still Underwater

According to new study

Reason Staff | 12.17.2013 1:50 PM

Policy

Irrational Exuberance or Irrational Policies?

Former Fed chief Alan Greenspan seems blind to his role in the housing bubble, the financial crisis, and the recession.

Steven Horwitz | 12.14.2013 2:00 PM

Policy

US Plans New Bank Fraud Lawsuits in 2014

More mortgage cases pending

Reason Staff | 12.4.2013 2:50 PM

Policy

US Settles with JPMorgan for $13 Billion

Over mortgage-backed security sales

Reason Staff | 11.19.2013 7:00 PM

Economics

Bitcoins Big in China

Realtor now accepting them to keep that housing bubble going

Reason Staff | 11.14.2013 7:00 PM

Economics

Vacant Homes in Chicago Up 22 Percent Since 2010

Foreclosure crisis killing city?

Reason Staff | 11.13.2013 8:10 AM

Policy

Royal Bank of Scotland to Pay $153.7 Million over Mortgages

To the SEC

Reason Staff | 11.7.2013 5:10 PM

Policy

Wells Fargo to Pay $335 Million in Mortgage Case

Latest housing bubble payoffs

Reason Staff | 11.6.2013 7:20 PM

Policy

Federal Aid Slow to Get to Homeowners

Three years after launch of foreclosure assistance program, only 22 percent of money has been distributed

Reason Staff | 10.29.2013 2:20 PM

Policy

Bank of America Found Liable for Mortgage Fraud

Sold by its Countrywide unit

Reason Staff | 10.23.2013 6:30 PM

Policy

"Economics Teaches Us Humility": Q&A with George Mason University's Pete Boettke

What can the Austrian School of Economics teach us about the 2008 financial crisis?

Nick Gillespie and Jim Epstein | 10.15.2013 9:18 AM

Politics

The Housing and Financial Meltdowns Revisited

Five years after the housing and financial meltdown, self-styled progressives are still peddling the Glass-Steagall pseudoexplanation.

Sheldon Richman | 10.13.2013 8:00 AM

Policy

New York to Sue Wells Fargo over Mortgage Settlement

To make them honor commitments

Reason Staff | 10.3.2013 3:00 PM

Politics

FHA Will Continue Lending During Shutdown

Does the shutdown actually stop anything?

Reason Staff | 9.30.2013 7:30 PM

Policy

FHA Needs $1.2 Billion to Cover Bad Home Loans

And you get to pay for it!

Reason Staff | 9.27.2013 3:00 PM

Economics

Florida Falls Behind Nevada to Number 2 in Foreclosures

1 in 383 Florida homes in some state of foreclosure

Reason Staff | 9.12.2013 10:00 AM

Economics

New Home Sales Plunge 13.4 Percent

Well below analysts estimates

Reason Staff | 8.23.2013 12:08 PM

Politics

Feds Exaggerated Mortgage Fraud Crackdown Numbers

Not nearly as successful as claimed

Reason Staff | 8.16.2013 11:08 AM

Policy

California Proposes Crony Capitalism to Fix Housing Crisis

Government officials want to use eminent domain to acquire mortgages.

Steven Greenhut | 8.9.2013 12:00 PM

Policy

Bank of America Stocks Down over Fraud Charges

DoJ filed civil complaint over mortgage-backed security sales

Reason Staff | 8.7.2013 3:20 PM

Politics

Obama: Can't Just Re-Inflate the Housing Bubble

Umm

Reason Staff | 8.6.2013 7:30 PM

Politics

Cities Prepare to Use Eminent Domain for Underwater Mortgages

Matt Welch | 7.30.2013 9:53 AM

Economics

Home Sales Drop Unexpectedly

What about our beautiful recovery?

Reason Staff | 7.22.2013 5:20 PM

Policy

Easy Credit Is Inflating a Massive Student-Loan Bubble

Those degrees are about to cost taxpayers a lot of money.

Steven Greenhut | 6.21.2013 12:00 PM

Economics

850,000 Underwater Mortgages Resurface

Rebounding market brings some back to positive equity

Reason Staff | 6.12.2013 12:45 PM

Large image on homepages | Foter, AlanH2O, CC BY-SA

Policy

Why New Urbanism Doesn't Work

The latest trend in urban planning builds bureaucracy, not affordable living.

Steven Greenhut | 6.7.2013 12:00 PM

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