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Fannie Mae and Freddie Mac

Someone fills out a real estate home loan application | ID <a href="https://www.dreamstime.com/stock-photography-real-estate-home-loan-application-ink-pen-image4785482">4785482</a> ©  <a href="https://www.dreamstime.com/olivierl_info">Olivier Le Queinec</a> | <a href="https://www.dreamstime.com/">Dreamstime.com</a>

Fannie Mae and Freddie Mac

Are We Headed for Another Disaster With Fannie and Freddie?

If the Trump administration fails to implement real reform, Main Street taxpayers could once again be conscripted into subsidizing lucrative Wall Street deals.

Veronique de Rugy | 5.29.2025 1:10 AM

model house next to key | Photo by <a href="https://unsplash.com/@tierramallorca?utm_source=unsplash&utm_medium=referral&utm_content=creditCopyText">Tierra Mallorca</a> on <a href="https://unsplash.com/photos/rgJ1J8SDEAY?utm_source=unsplash&utm_medium=referral&utm_content=creditCopyText">Unsplash</a>

Fannie Mae and Freddie Mac

Borrowers With High Credit Scores Penalized Under New Federal Mortgage Fee Plan

Plus: Buzzfeed News is shutting down, alcohol delivery not linked to higher rates of booze consumption, and more...

Elizabeth Nolan Brown | 4.21.2023 9:31 AM

Biden Flirts With Imposing Nationwide Rent Control Via Executive Action | Kyle Mazza/ZUMAPRESS/Newscom

Rent control

The Biden Administration Flirts With Imposing Nationwide Rent Control Via Executive Action

The White House's idea of using Freddie Mac and Fannie Mae to adopt rent control faces numerous legal and practical hurdles.

Christian Britschgi | 1.27.2023 12:55 PM

Large image on homepages

Reasontv

What Caused the 2008 Financial Crisis: Market Distortions or Market Failure? A Debate

Former BB&T Bank CEO John Allison vs. Moody's Mark Zandi

Todd Krainin | 2.27.2019 12:30 PM

Large image on homepages | JASON REED/Reuters/Newscom

Fannie Mae and Freddie Mac

Trump's Plan To Privatize Fannie Mae and Freddie Mac Leaves Taxpayers on the Hook for Future Bailouts

In his sweeping reform proposal, President Trump suggests a privatization scheme for the GSEs behind the 2008 recession, but it doesn't go nearly far enough.

Nikhil Sridhar | 6.29.2018 1:00 PM

Large image on homepages | BasicGov / photo on flickr

Book Reviews

Is Another Financial Crisis On the Way?

We didn't learn the lessons of the last crisis. Does that mean we're doomed to repeat it?

John McClaughry | 4.5.2015 12:01 AM

Policy

Put Just 3 Percent Down and Own a House! (Or, Fannie Mae Fails to Learn From Its Mistakes)

J.D. Tuccille | 12.12.2014 3:29 PM

Policy

Insanity Defined: Feds Unveil Plan to Help High-Risk Homebuyers Take On Massive Debt. Again.

Stephanie Slade | 10.22.2014 4:28 PM

Economics

Obama Ally Wages Class Warfare, Says Bailout Victims Are Too Rich to Sue the Government

The outcome of a legal dispute should depend on the substance of the law and the facts rather than whether one of the parties is "megarich."

Ira Stoll | 10.20.2014 4:30 PM

Policy

Fannie Mae Pays Off Bailout

Posted $6.5 billion net income from October to December

Reason Staff | 2.21.2014 11:30 AM

Policy

Wells Fargo to Pay Fannie Mae $591 Million over Loan Claims

Connected to the mortgage bubble

Reason Staff | 12.30.2013 5:50 PM

Policy

Bank of America To Pay Freddie Mac Over Mortgage Dispute

BofA says its reserves can cover the $404 million payment

Reason Staff | 12.2.2013 9:10 AM

Policy

Fannie Mae Sues Banks over Libor-Fixing Scandal

Targets nine banks for $800 million

Reason Staff | 10.31.2013 6:40 PM

Politics

Senate GOP Blocks Housing Finance Nominee

Nominated to oversee lending agencies

Reason Staff | 10.31.2013 3:00 PM

Policy

Fannie Mae, Freddie Mac to End Pension Programs

At the urging of federal overseers

Reason Staff | 10.25.2013 5:20 PM

Politics

Obama Set To Outline Fannie Mae and Freddie Mac Overhaul

Expected to endorse plans to make implicit bailouts a thing of the past

Reason Staff | 8.6.2013 12:40 PM

Politics

Cities Prepare to Use Eminent Domain for Underwater Mortgages

Matt Welch | 7.30.2013 9:53 AM

Economics

Citigroup to Pay Fannie Mae Nearly $1 Billion over Bad Loans

Includes 3.7 million mortgages

Reason Staff | 7.1.2013 4:00 PM

Policy

Feds Extend Mortgage Refinancing Program

Borrowers have until 2015 to participate

Reason Staff | 4.11.2013 4:30 PM

Policy

Fannie Mae Made $17.2 Billion in 2012

Also paid dividends of $11.6 billion to the U.S. Treasury

Reason Staff | 4.2.2013 1:32 PM

Policy

More Evidence That Government Policy Was Behind the Mortgage Meltdown

J.D. Tuccille | 2.12.2013 4:41 PM

Policy

Government Policy the Major Villain in Mortgage Meltdown

Feds pushed a "no down payment" policy that increased risk

Reason Staff | 2.12.2013 12:04 PM

Policy

Taxpayers May Still Be Forced To Bail Out Fannie Mae and Freddie Mac

Billions still at stake

Reason Staff | 1.30.2013 8:00 PM

Policy

JPMorgan Loses Bid to Dismiss Mortgage Suits

Federal agency filed suit against 16 banks

Reason Staff | 11.5.2012 6:23 PM

Politics

Too Big To Regulate: Barron's Gene Epstein on Dodd-Frank

Anthony Fisher and Anthony Randazzo | 9.30.2012 10:00 AM

Economics

Mortgage Rates Hit Record Lows

The average rate on the 30-year loan declined to 3.49 percent from 3.55 percent last week

Reason Staff | 9.20.2012 6:10 PM

Policy

Government Tightens Reins on Fannie, Freddie

All your profits are belong to us.

Reason Staff | 8.17.2012 8:10 PM

Economics

Fannie Mae Reports Profits, Won't Need Tax Money

Second quarter in a row lender didn't need bailout to stay solvent.

Reason Staff | 8.8.2012 5:37 PM

Politics

How Housing Policy Caused the Financial Crisis: Q&A with AEI's Peter Wallison

Jim Epstein and Anthony Randazzo | 3.12.2012 1:00 PM

Politics

Romney Bashes Gingrich, Ignores Occupy Wall Street Protestors in Florida

Garrett Quinn | 1.29.2012 7:42 PM

Politics

Chicago Crosses the Line In Trying to Maintain Property Values

Banks that comply with Chicago's new law may be liable for burglary, trespassing, or similar crimes.

Anthony Randazzo | 1.5.2012 4:30 PM

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