Obamacare’s Failed State Exchanges

The federal government spent more than $1.2 billion on state-based online insurance portals that remain broken.

Whitehouse.govWhitehouse.govThe federal government spent more on broken state-run exchanges than it did on its own troubled system. Of the 14 states, plus the District of Columbia, that established their own health insurance coverage under Obamacare, seven remain dysfunctional, disabled, or severely underperforming. Development of those exchanges was funded heavily by the federal government through a series of grants that totaled more than $1.2 billion—almost double the $677 million cost of development for the federal exchange.

Here's a rundown of the troubled state exchanges and the federal grants they qualified for. 

Oregon

No exchange failed more fully or more spectacularly than Cover Oregon. The site was touted as an ambitious, expansive vision for what a state-run exchange could be, with The Washington Post declaring that it could be the White House’s favorite exchange. The project received a $48 million “early innovator” grant from the federal government, which hoped that the exchange would be a model for other states State officials announced early on that the exchange’s launch would be delayed by a few weeks in order to get every detail right. But months later, the exchange remained offline and unusable. Reporting by The Oregonian later revealed that independent consultants paid to monitor the project had warned early on that it was headed for disaster, but that leadership in the Oregon Health Authority attempted to silence criticism by withholding payment. The state official in charge of building the exchange has stepped down, and a group of Republican congressional representatives have called for a federal investigation.

Total Federal Grants: $303 million (a $1 million planning grant, a $48.1 million early innovator grant, an $11.8 million technology grant, and $233 million worth of establishment grants to support marketing, testing, implementation, and other operating expenses)

Maryland

Days before the October launch of Obamacare’s health exchanges, President Obama chose Largo, Maryland as the backdrop for a speech touting the law’s benefits. In the speech, he praised state legislators for their work and suggested that state-run exchanges were ahead of the curve. But Maryland’s exchange quickly turned out to be one of the worst in the nation. The site failed almost immediately at launch, and despite repeated promises from state authorities that fixes were on the way, it has continued to struggle. Earlier this week, the state announced that it was terminating a $193 million contract with Noridian Healthcare Solutions, its IT contractor. Officials now say that the existing system is so flawed that they might discard it entirely.

Total Federal Grants: $157.2 million (a $1 million planning grant, a $6.2 million early innovator grant, a $27 million establishment grant to collect data necessary to build the exchange, and a $123 million establishment grant for ongoing operations).

Massachusetts

Massachusetts’ 2006 reform, which included health insurance subsidies and the creation of an online insurance exchange, helped inspire the design of Obamacare. Yet when it came time to rebuild the state’s existing exchange to meet Obamacare’s standards, the effort failed completely. Prior to the launch of Obamacare’s exchanges, signing up for subsidized coverage was a slow process handled via pen, paper, and mail-in forms by the state’s Medicaid office. Massachusetts hired CGI, the same contractor tasked with building the federal exchange system, to upgrade its exchange to the real-time, online application processing called for by Obamacare. But as with the federal system, technical glitches plagued the rollout from day one. By January, the state lagged further behind its original enrollment target than any other state. Just 5,428 people signed up for coverage during the first three months  of enrollment—about 0.8 percent of the state’s first year goal. Unlike the federal government, Governor Deval Patrick has decided to retain CGI as its tech vendor when the company’s current contract expires this month, despite an outside consultant’s report concluding that CGI had “insufficient rigor in project planning.”

Total Federal Grants: $135.6 million (a $1 million planning grant, an $11.6 million establishment grant to gather background data necessary for building the exchange, a $41.7 million establishment grant to pay for IT work, and an $81.3 million grant to pay for marketing, operations, and risk adjustment program development; in addition, the state also was a partial recipient of a joint early innovator grant given to a group of New England states)

Vermont

Vermont has always had a problem with Obamacare: The health law isn’t progressive enough. Following the passage of the federal law, state officials said they were pursue a state-based single-payer program under an exemption beginning in 2017. But in the meantime, they would build their own exchange. Like the federal government and several other states, they relied on tech contractor CGI to do the bulk of the work. The state’s exchange failed on launch day, and months later, some functionality, including small business insurance options, remains offline. A February article in Newsweek reported that prior to the failed launch, CGI created a dummy demo site in order to pass inspection, and state legislators are calling for an investigation.

Total Federal Grants: $165.2 million (a $1 million planning grant, three level one establishment grants of $18 million, $2.2 million, and $42 million, and a second level establishment grant of $102 million for ongoing operations; like Massachusetts, the state also received a share of the joint early innovator grant given to a consortium of New England states.)

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  • tarran||

    It's been 15 years since online marketplaces became mature and widely used.

    And the Feds still fucked it up. The states still fucked it up.

    Put them in charge of the Sahara, and they'd have a sand shortage.

  • Paul.||

    Sand is a human right.

  • Swiss Servator, mehr Käse!||

    *golf clap*

  • lisa901||

    Google is the #1 internet site in the world. Start working at home with Google! Just work for few hours & have more time with friends & family. I earn up to $500/week. It's a great work at home opportunity. I can't believe how easy it was once I tried it out. Linked here www.Pow6.com

  • ||

    Google only pays you $500 a week? You must be one of the orphan slaves they keep in the basement.

    *adjusts monocle*

  • Swiss Servator, mehr Käse!||

    Do you think jesse could get more out of 'im via Adorphan Leasing? Maybe we should set a trap - bait a spring trap with half a sandwich or something.

  • politicsbyothermeans||

    Shit's shovel ready too.

  • Auric Demonocles||

    "Sand created or saved".

  • Rich||

    with technical troubles largely resolved in some places

    "¡Lo siento! El sistema está desconectado por el momento. Inténtalo de nuevo más tarde."

  • Paul.||

    ¡Que paso chingon!

  • Palin's Buttplug||

    Despite the lousy rollout and botched state exchanges -

    A new Kaiser Family Foundation health tracking poll dealt a blow to Republicans by finding that support for repealing the ACA has hit an all time of low of 31%.

    There is bad news all over the place for Republicans in the poll, “When it comes to next steps on the law, a majority say it should be kept in place, including 48 percent who want Congress to work to improve it and 8 percent who say it should be kept as is. Fewer say Congress should repeal the law and replace it with a Republican-sponsored alternative (12 percent) or repeal it and not replace it (19 percent).”

    To put it another way, the only issue that the Republicans thought they had in their favor in 2014 has turned against them. The GOP has it all wrong. The majority doesn’t think that Obamacare is a job killing monstrosity that must be killed today. Most people want the law to stay in place, but they also want political leaders to improve it.

    What? Only 31% want full repeal? But 'John' has been insuring all the Peanuts that the ACA will be a disaster for Democrats in the midterms? Could John be wrong yet again?

    Personally, I see a lot of room for improvement - this is no endorsement.

    I just like rubbing John's nose in his own shit.

    http://www.politicususa.com/20.....-time.html

  • John||

    No retard, you are just throwing your own shit. Only someone as stupid and mendacious as you could site a "politics USA" interpretation of one poll and think it means anything.

    Beyond that, we don't need a poll. The Democrats' total unwillingness to even talk about this thing on the campaign trail tells you all you need to know about how popular this piece of shit is.

    Sorry, but I am taking the people who run campaigns for a living's word over the word of a retarded guy who doesn't take his anti-psychotics and lives in a box.

  • Palin's Buttplug||

    After burying your head in the sand last year and NOT paying attention to polls and calling Nate Silver a partisan idiot one would think you would learn something.

    And your man Romney lost despite your proclamations otherwise.

    But no! You did not learn anything! You are as stupid and GOP-myopic as ever.

  • John||

    BUSHPIG!!!!!

    And three months ago anyone who said this would fail was a terrorist. Now even your own propaganda sources admit it is a failure but people love it anyway.

    Tell your handlers to post you somewhere else. Or just post primativist shit like White Indian. Something, anything, would be better than what you do. You are not even entertaining anymore Shreek. We don't even feel sorry for you. And Bo has taken on the role of liberal concern troll. Other than to remind us that Progs really are this stupid and vile, you don't serve a purpose anymore.

  • Sevo||

    Palin's Buttplug|2.27.14 @ 12:16PM|#
    "After burying your head in the sand last year and NOT paying attention to polls and calling Nate Silver a partisan idiot one would think you would learn something."

    Yes, shitpile, we should run the country on polls.

  • Palin's Buttplug||

    Who said it should be?

    But John ignores polls when assessing elections. How stupid is that?

  • Sevo||

    Palin's Buttplug|2.27.14 @ 12:33PM|#
    "Who said it should be?"

    Yeah, shitpile, you only HINTED that is should in your standard lying technique.
    Go fuck your daddy.

  • John||

    And I see your handlers are giving you the complete talking point so you can just cut and paste it. They have finally figured out that anything but wrote cut and paste is beyond you.

    Man, I bet they hate you more than we do. Worst job in America, the guy at KOS who is responsible for giving Shreek the daily party talking points.

  • fish||

    Shit John...the poor bastard has to make a living somehow....he's never going to able to feed himself "paper trading" in moms basement.

  • ||

    I wonder if he makes $500 a week using Google?

  • fish||

    Shreeky.....rebuttal?

  • Swiss Servator, mehr Käse!||

    He shorted gold and made piles of loot!

    ...wait, what?

  • Sevo||

    Palin's Buttplug|2.27.14 @ 12:07PM|#
    "Despite the lousy rollout and botched state exchanges -"

    Our morning dose of manure from the shitpile.

  • Fluffy||

    8 percent who say it should be kept as is

    Be proud, dude.

  • Palin's Buttplug||

    I don't own it.

    I DO own this statement "The ACA is largely a waste of time and will not be a big factor in future elections" - which is contrary to H&R convention.

  • John||

    Sure fucking over millions of people leaving them either employed, without insurance or both is just no big deal.

    Owning that statement makes you look even more stupid than we think you are. You never fail to disappoint shreek.

  • Juice||

    Wait until April. That's when the government starts to learn just how many people had insurance and now don't.

  • wareagle||

    there is little public support for repealing Social Security or Medicare, even though both are coming train wrecks and neither is as large as O-care.

  • soflarider||

    It's sad but revealing that instead of sympathizing with the victims of the botched rollout, you prefer to consider the political implications based on polling data.
    You better hope that Obama is successful pulling the wool over people's eyes by delaying mandates in the law, or public opinion will turn against Democrats at an inopportune time.

  • Palin's Buttplug||

    You missed my goal by a mile:

    I just like rubbing John's nose in his own shit.

  • John||

    Instead, you fucked up and rubbed your own nose in your own shit. But that is what you do.

    And remember the 8%.

  • R C Dean||

    A tracking poll from an organization that has been a supporter of OCare from day one?

    Gospel, I tells ya!

  • OldMexican||

    Re: Palin's Buttwipe,

    [...]a majority say it should be kept in place, including 48 percent who want Congress to work to improve it and 8 percent who say it should be kept as is."

    From the same article: "By a margin of 47% to 35%, the law itself remains unpopular, but a majority (56%) don't want the law repealed or replaced."

    The thing that makes me skeptical is that the blog does not provide a link to the actual Kaiser Foundation poll results, contrary to what other (serious) blogs and forums do. That raises a red flag with me. I prefer to view the results rather than looking at an editorialized version of it.

    For comparison, Rasmussen's poll shows that 44% of voters favor the individual mandate vs 46% who oppose it with 10% undecided. The mandate is the key part of the ACA.

    Also, 40% of voters support a single-payer system, up from January. That is in stark contrast with the Kaiser poll (if one believes the reporting of it) that says that a "majority" of Americans do not support repeal or replacement, when in fact the ACA is NOT single payer. Either voters are completely CLUELESS about the ACA or the blog that the Buttwipe linked to is not doing honest reporting.

  • JWatts||

    "What? Only 31% want full repeal?"

    Let's see what the actual underlying poll says:
    Full repeal 31%
    Scale Back 25%
    Keep 13%
    Scale Up 24%
    No opinion 7%

    http://www.gallup.com/poll/166.....h-law.aspx

    So 56 out of 93 want to scale back or repeal Obamacare.
    Basically 60% of those with an opinion.

    Hmmm, what do they call 60%? Oh yes, a Senatorial Supermajority.

    So, your comment was technically correct, but misleading in it's presentation and cherry picking of numbers.

  • XM||

    A plethora of national polls show that somewhere between 51-55% of the nation disapprove of ACA. The same is true for the GOP's momentum in the upcoming elections. And this has been a banner year for libertarians so far for a number of reasons.

    According to the Kaiser poll, only about 8% want the law to remain as it is. 48% want to keep it but IMPROVE it. But if only half of that group are not totally happy with the law, then GOP is home free. And keep in mind that popular "improvements" such as getting rid of the individual mandate or allowing customers to keep cancelled coverage will be opposed by either the WH or the insurance companies.

    The Kaiser poll also indicates disapproval among uninsured is high, and the number of those who say they're negatively impacted by the law (admittedly small) is growing and outpacing those who say they benefited from it.

    http://kff.org/health-reform/p.....uary-2014/

  • John||

    largely resolved in some places

    Can you add a few more meaningless qualifiers Peter? Did your wife make you insert that line? If that is the best you can say, the technical problems have not been resolved in any meaningful sense.

  • Rich||

    Very well. "The system will be very nearly accurate most of the time."

  • Swiss Servator, mehr Käse!||

    60% of the time, it works every time!

  • Fluffy||

    BTW, shreek asserts that since various ACA sections say that they shall become effective after a certain date, that means the executive can unilaterally defer implementation of those sections until ANY DATE after the effective date. Because "after" DERP.

    I looked up the text of the Civil Rights Act, and the effective date language of every section contains similar language.

    So PRAISE SHREEK! He just gave us the blueprint to get rid of the CRA. Simply declare that the effective dates have been deferred, and then point to the word "after" over and over.

  • Paul.||

    So a kind of 'may issue' healthcare reform. I like the cut of your jib.

  • playa manhattan||

    What is the language for income tax? Can we delay that too?

  • Palin's Buttplug||

    Well, establish legal standing and then lawyer up!

    Go for it if you hate the ACA or CRA so much.

    I don't care.

  • John||

    I don't care.

    Most fascists shitbags don't.

  • gimmeasammich||

    It seems the current administration has already set the "legal standard" since nobody seems to be doing anything about it.

  • Paul.||

    independent consultants paid to monitor the project had warned early on that it was headed for disaster, but that leadership in the Oregon Health Authority attempted to silence criticism by withholding payment.

    "By elevating can-do attitudes above accurate-and-sometimes-gloomy status reporting, such project managers undercut their ability to take corrective action. They don't even know they need to take corrective action until the damage has been done. As Tom DeMarco says, can-do attitudes escalate minor setbacks into true disasters."

  • Fluffy||

    8 percent who say it should be kept as is

    I think I could get more than 8 % to support "keeping a law as it is" if the law said they personally had to be ass-raped with a red hot poker every day until repeal.

    8%, dude.

  • John||

    And don't forget Harry Reid and Obama keep saying the law can't be changed.

    Looks like Shreek fucked up and posted the wrong talking points again. He wasn't supposed to cut and paste the 8% figure.

  • Fluffy||

    8 percent who say it should be kept as is

    I'm going to keep posting this until I get tired of how it looks.

  • Fluffy||

    8 percent who say it should be kept as is

    THE REPUBLICANS IZ DOOMED BY THE MIGHTY EIGHT PERCENTY

  • Paul.||

    Can I get 9%?

  • UnCivilServant||

    No.

  • soflarider||

    So in the best scenario, Nevada's system was to cost $709.32 per enrollee?

  • The Late P Brooks||

    Come on, Shreeek, you're slipping. You're supposed to blame Clarence Thomas.

  • John||

    Sure. But he usually fucks that up by blaming Thomas' white wife instead.

  • Drake||

    As I drive to work on smooth wonderful new roads paid for with the stimulus, ready to get my giant raise and bonus thanks to the booming economy, and my cheaper better healthcare... I can't help but think how awesome government really is.

  • Swiss Servator, mehr Käse!||

    +8%

  • Drake||

    If only that was what my boss was saying...

  • Fluffy||

    8 percent

  • Fluffy||

    8

  • steedamike||

    %

  • PapayaSF||

    The people answering "fix the law" probably heard about certain benefits (e.g. re pre-existing conditions) and want to keep those things. It doesn't mean they want to keep most of the law.

    Also, note that (AFAIK) the back-end of the federal exchange is still not built, and earlier reports were that if they didn't have it done by mid-March, it would be another disaster.

  • Fluffy||

  • UnCivilServant||

    I'm guessing that was supposed to be... 8%?

  • The Late P Brooks||

    As Tom DeMarco says, can-do attitudes escalate minor setbacks into true disasters.

    Failure IS an option. One hundred per cent of the time.

  • Fluffy||

    8 8 8 8 8 8 8 8 8 8 8 8 8 8

  • fish||

    Let's see what's showing on "ESPN 8...the Ocho" or as we like to call it... shreeknet!

  • The Late P Brooks||

    8 8 8 8 8 8 8 8 8 8 8 8 8 8

    I think this has a bright future a a default response to any and every Shreeek post.

  • John||

    I think you are right. He is the 8%.

  • Swiss Servator, mehr Käse!||

    He is the Walrus? He is the Eight Man?

  • fish||

    Now there's your slow clap!

    Koo Koo Ka Choo.......

  • Jerryskids||

    One big problem with all this Obanacare bashing is that we already know whose fault it is that it's not the masterpiece it could have been, should have been, would have been if Obama had actually been able to implement it the way he envisioned it - it's all the fault of those kulaks and wreckers known as the libertarians. Anything good that comes out of Obamacare will be despite them, everything bad because of them. Bitch all you want about Obamacare - it doesn't change the fact that those damn libertarians are the ones solely responsible for its lack of perfection.

    (Sure, it's popular now to refer to people you don't like as 'fascists' - as long as you understand that 'fascist' is defined as 'people I don't like' - but I can see where in a few years people will be commenting on 'libertarians like Mitt Romney and John McCain and George Bush' and nobody's going to bat an eye at that phrase. Hell, it wouldn't surprise me if someday soon people who make the mistake of saying that Stalin and Hitler were socialists are lectured on the fact that they were both clearly libertarians.)

  • John||

    But Jerrykids, progs really are fascists. I get it that the term shouldn't be misused. But that shouldn't mean that it can't be used to describe actual fascists.

  • steedamike||

    I really didn't know what Fascism was. If the following post can be trusted, it appears that it consists of the worst of the right and left side:

    http://www.reddit.com/r/explai.....5_fascism/

    I'm not sure many Americans relate to this definition.

  • Will4Freedom||

    When I get kicked off my wife's policy later this year (or is it next year now?) I'm sure they'll dump me right onto Medicare. I'm sure I'll retire earlier than planned, but not the good kind.

  • Swiss Servator, mehr Käse!||

    HARRY REID SEZ YOU LIE!!!!

    PAID KOCH SHILL!!11!1!1ELEVENTY!!

  • ||

    There is no angle I can look at this clusterfuck that it does not look like a disaster. What should have cost a few thousand bucks cost nearly 2 billion because of shameless, rampant cronyism. As a result of rewarding the contracts by party loyalty rather than competence, none of the exchanges actually work. To cover for this abortion of a policy the top tier leadership are lying through their teeth on a daily basis, the lies getting wilder and more absurd all the time.

    I cant wait for tony and shreek to start repeating those lies. Hey shreek, tell us how the 7 million signup number did not come from the White House.

    Signature legislation. Breath taking failure. That is right Barry, you own it.

  • John||

    But Shreek says 8% want it kept as is. Republicans are really stupid to make an issue out of it.

  • Drake||

    I was just reading about the Teapot Dome scandal. All I could think was, so what? That's it? It was nothing compared to the rampant open corruption of our current government.

  • PapayaSF||

  • R C Dean||

    Every single day, I see at least one story that just reinforces what a comprehensive, end-to-end, utter failure that OCare is.

    Every. Single. Day.

    Its the gift that just won't stop giving.

  • John||

    It is so bad, even Tony has given up trying to defend it. And even someone as depraved as Shreek gives up and can be run off the thread.

  • The Last American Hero||

    As you noted earlier, if O'care was awesome, Dems would be approaching election season running on "See, we told you it would work!"

    However, for some reason, that isn't happening. I wonder why?

  • Red Rocks Rockin||

    Not just that--dipshits like Harry Reid are coming out and saying that everyone who said that Obamacare negatively impacted them is lying. Obama's sociopathy and easy prediliction for lying have run so deep within Democratic leadership his lieutenants are reflecting those traits without batting an eyelash.

    What's going to happen if Team Red takes the Senate this fall? We might end up witnessing a full-scale meltdown.

  • Swiss Servator, mehr Käse!||

    Evilmonger!

    /Harry

  • Juice||

    Please stop giving me this gift. Please take it back.

  • The Late P Brooks||

    I see at least one story that just reinforces what a comprehensive, end-to-end, utter failure that OCare is.

    Here. Put these glasses on.

    See how much better the world looks?

  • Ayn Random Variation||

    I think the O Admin has even surpassed the one dimensional crony-statist Rand villain by pushing this funemployment/freedom from having to work thing.
    They are officially in The Tyson Zone in that they can't be parodied anymore.

  • Mike Roark||

    How do we stop this insanity? Spending is out of control. It is clearly irresponsible - bordering on immoral. Bureaucracies almost always grows too large and become detrimental to the good of the society they were supposed to serve. Age old story - I know. Abolishing most of the modern government services and returning to the government responsibilities as described in the Constitution would be a good start. Good luck with that. A Congress, filled with responsible citizens, who would use their appropriate oversight to reduce these budgets would be a good start. Good luck with that. I'm kinda thinking this isn't going to end well. We, apparently won't change without some significant, emotional event.

  • OldMexican||

    Re: Palin's Buttwipe,

    [...]a majority say it should be kept in place, including 48 percent who want Congress to work to improve it and 8 percent who say it should be kept as is."


    From the same article: "By a margin of 47% to 35%, the law itself remains unpopular, but a majority (56%) don't want the law repealed or replaced."

    The thing that makes me skeptical is that the blog does not provide a link to the actual Kaiser Foundation poll results, contrary to what other (serious) blogs and forums do. That raises a red flag with me. I prefer to view the results rather than looking at an editorialized version of them.

    For comparison, Rasmussen's poll shows that 44% of voters favor the individual mandate vs 46% who oppose it with 10% undecided. The mandate is the key part of the ACA.

    Also, 40% of voters support a single-payer system, up from January. That is in stark contrast with the Kaiser poll (if one believes the reporting of it) that says that a "majority" of Americans do not support repeal or replacement, when in fact the ACA is NOT single payer. Either voters are completely CLUELESS about the ACA or the blog that the Buttwipe linked to is not doing honest reporting.

  • PapayaSF||

    Either voters are completely CLUELESS about the ACA or the blog that the Buttwipe linked to is not doing honest reporting.

    Could be both!

  • MLN||

    I'm trying to figure out the reason why Suderman didn't list the states who's exchanges are working quite well (i.e. Connecticut, California, New York) so that the other folks can get their act together. Seems like leaving it up to the states was a mixed bag. Too bad. I suspect this will be fixed, for good reason.

  • PapayaSF||

    California's was recently shut down for five days, and has been underperforming re enrollments as well.

  • gommygoomy||

    That's because they were never meant to work, in the first place.

    If they were?

    Why would President 99% give a No Bid Contract to Michelle's Girlfriend, from Princeton?

    HELLO?

  • XM||

    Dear Vermont and Bernie Sanders, if you're going full single payer in 3 years, why spend money to build your own exchange?

    I googled the place and discovered that it's probably a poor man's Canada - less than 700,000 people, mostly white, no real good colleges or hospitals. Not a place for immigrants unless you're into cheese or NE scenery. It strikes me as the kind of place that shouldn't give insurance companies incentive to move elsewhere.

    If it fails in Vermont, liberals will insist that the state is too white, and turn to California to continue the experiment. If it doesn't work out there, THEN we can say "OK, single payer isn't working out"

  • Response||

    I so hate ACA... if for no other reason (but there are so many) than the fact that a project like the ACA websites would have been built by a private sector startup for around $10-15 million - and it would have worked. As a software developer seeing that much money being spent and none of it lining my pockets is like an itch that I cannot scratch.

  • ||

    Not a fan of the ACA aka Obamacare or Obummercare.

    But I think we critics need to pick a position and stick to it. The enrolment process doesn't work well because the law was designed by partying lobbyists for various vested interests. That's one good criticism. That's typically what happens when state power expands after all.

    Another reason that the exchanges don't work is haste. Maybe we should support delay rather than blast Obama when he is forced to delay.

    A third reason is the long list of minimum coverages for an exchange-acceptable plan of health coverage, and the list of things insurers now are prohibited from doing whether those things would decrease cost or improve care or not. So which of the things Obama wants to cover, and how many of the people he wants to cover, should be covered? And which of the things, such as lifetime caps or pre-existing condition requirements or risk rating, that the law eliminates or limits, ought to be eliminated or limited?

    The core problem with the law is it tries to be all things for everyone on the cheap. The opposition is starting to come accross the same way.

  • SMcBride||

    Nonsense. The builders of the exchanges have had years to do the work and millions if not billions of dollars. It's not money or time that's the problem.

  • devan||

    How To Opt Out Of Obamacare. Know your options and become savvy self-pay patients. Join a health care sharing ministry. These are voluntary, charitable membership organizations that agree to share medical bills among the membership. They function similar to insurance, and are probably the best alternative to conventional health insurance. There are four of them, at least that I know of. Three are open only to practicing Christians (Samaritan Ministries, Christian Healthcare Ministries, and Christian Care Ministry) while a fourth, Liberty HealthShare, is open to anyone who agrees with their ethical commitment to religious liberty. They operate entirely outside of Obamacare’s regulations, and typically offer benefits for about half the cost of similar health insurance. Members are also exempt from having to pay the tax for being uninsured. From the article by Sean Parnell http://thefederalist. com/2013/12/04/opt-obamacare/#.Up9MwGKiM_o.email

  • devan||

    Will Obamacare be repealed or won't it? Will Congress fund it or won't it? Will the web site be fixed or not? Blah, blah, blah. We the people just need to do what we need to do and Congress be damned. Resist. Refuse. Revolt. EXEMPT OURSELVES! We did not comply with Prohibition and we simply should not comply with Obamacare. For religious reasons. For privacy reasons. For the cause of liberty and freedom and in protest of the idea that the federal government (under one party rule, no less), can force private citizens to purchase anything with our own money. Are we citizens or subjects? Mice or (wo)men? Just say NO to socialism and to the corrupt, unionized, far left IRS: the gestapo of America's political class. After all, the federal government ignores millions of illegals who are breaking U.S. immigration law every day. Our Founders pledged their lives, their fortunes and their sacred honor. All we have to do is just say no to a scheme we all know is un-American and a violation of our most basic founding fundamentals of privacy, self reliance, limited government and individual freedom.

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