Signing Up for Obamacare Requires Long, Complicated Process

You thought it would be easy?

The Associated Press obtained a draft application for ObamaCare's health insurance exchanges — the primary vehicles for the law's coverage expansion and health insurance subsidies. Guess what? It's pretty complicated. The current draft runs has 21 steps and runs 15 pages for a three person family. "At least three major federal agencies," the AP reports, "including the IRS, will scrutinize your application. Checking your identity, income and citizenship is supposed to happen in real time, if you apply online."

And that's just the application for the subsidies. After that, you'll still have to pick a plan.  "Once you're finished with the money part, actually picking a health plan will require additional steps, plus a basic understanding of insurance jargon," the AP says.