ObamaCare Patients Discover Health Care Not Actually Free

Many will still be unable to afford it

To Megan Hildebrandt, President Barack Obama's Affordable Care Act means she can no longer be denied health insurance because of her lymphatic cancer.

There's a big catch: Coverage for the 28-year-old artist and many other Americans without insurance will come at a potentially unaffordable cost.

Hildebrandt, who relies on hospital charity, will face more than $1,000 in annual premiums, by one estimate, and probably more in out-of-pocket expenses even with new federal subsidies. She and her husband have a combined income of $25,000.