The idea behind Paul Ryan's Medicare plan is to slow growing costs and keep the program more affordable for the long haul.
But it's all in the details. The Republican-backed shift to private insurance plans could saddle future retirees with thousands of dollars a year in additional bills.
That would leave the children of the baby boom generation with far less protection from medical expenses than their parents and grandparents have had in retirement.
And there's another angle consumers need to look at: Medicaid.