Recovery In Action: Nearly $300 Billion Student Debt In Default

You may want to hold off on that home purchase/new business start/auto purchase/flat-screen TV/evening out/vente cup of coffee. 

You keep hearing that economic recovery is gathering strength. (Which in practice translates into record numbers of people on food stamps, fewer people working for a living, and a drop in both new and existing home sales.) But here’s a big D-Minus that could bring down the whole economy’s GPA: 

According to the new Consumer Financial Protection Bureau, outstanding student loan debt now tops $1 trillion. And more than a quarter of that debt is delinquent. Student loan ombudsman Rohit Chopra claims the CFPB is addressing the problem by issuing work sheets, “providing tools,” and even centralizing control: 

At the CFPB, we are attacking the problem on multiple fronts. Working with the Department of Education, we launched a Know Before You Owe project to solicit input on a “financial aid shopping sheet.” The sheet should help students understand the debt implications of their college choice. We are supervising private student loan providers to ensure they comply with Federal consumer financial protection laws. We are providing tools for borrowers to help them navigate their student loan repayment options. And we set up a student loan complaint system to help ensure that private student lenders and servicers are responsive to potential mistakes and problems that borrowers encounter.

Before we opened our doors, these duties were spread across a myriad of federal agencies. Bringing these functions under one roof means we can better ensure that financial institutions operating outside of the traditional banking system are subject to the same rules of the road as all of you.

At The New American, Brian Koenig suggests all that bureaucratic shuffling won’t actually solve the problem

The student debt debacle, which some experts are labeling the "next debt bomb," involves a coterie of malefactors. On the surface, the culprits entail a stale economy, rising interest rates, and persistently high unemployment. Moreover, CFPB officials contend that such debt is rising because young Americans are returning to college simply to avoid the anemic labor market. These seem to be the logical — and more politically safe — explanations.

But despite what Washington’s entitlement-touting bureaucrats attest, that’s not the end of the story. It encompasses a much more complex plotline.

Predictably, government deserves much of the blame, as its intervention in the higher-education market has spawned a seemingly irreversible distortion that has led to increased tuition costs, and consequently, a monumental rise in student loan debt.

Liberal professors and Occupy Wall Street protesters neglect to realize that their entitlement-based ideology — which affirms that "every American is entitled to a Harvard degree" — is the transgressor.

Meanwhile, a bankruptcy attorneys group says the pile of debt for worthless diplomas will suck up spending in other parts of the economy. And Fitch suggests about $270 billion in student loans are delinquent by a month or more: 

The Federal Reserve Bank of New York recently reported that as many as 27% of all student loan borrowers are more than 30 days past due. Recent estimates mark outstanding student loans at $900 billion- $1 trillion. Fitch believes that the recent increase in past-due and defaulted student loans presents a risk to investors in private student loan ABS, but not those in ABS trusts backed by FFELP loans.

Reason has been watching the student debt bubble for a while. John Stossel and I have said a diploma isn't really worth the money. Mike Riggs asks who will think of the unemployed puppeteers? And here are three reasons not to bail out college deadbeats

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  • 420tokemaster||

    yo fuk u an ur fagotronics education is a rite not a fucking privilege for u fucking repuglibans an ur preshus 1%er pals fuck u education is 4 everybody n obama is gunna get it 4 me so i can no be lik u faggots on ur stupid blog

  • Contrarian P||

    It's sad to see that you didn't exercise your "rite". Pathetic, son, pathetic.

  • 420tokemaster||

    fukker im in college n smarter tahn u fag go fuk urself in the but w/ ur repug friends who r craze about not fgivin they're fare shar fukking moreon

  • Jeffersonian||

    This has to be a spoof. It's too perfect.

  • ||

    Yeah, no doubt it's a strawman. Not sure what their intent is.

  • JohnD||

    If its intended to be satire.. . FAIL

  • ||

    so i can no be lik u faggots on ur stupid blog

    What, you mean a productive member of society? By all means.

  • ||

    ^^Waaaaaahhhhh!!!!!!!!!^^
    Waaaaaaaaaaaaaaaaahhhhhhhhhhhhhhh!!!!!!!!!!
    [gasp]
    Waaaaaaaaaaaaaaaaaahhhhhhhhhhhhhhhhhhhhhhh!!!!!!!!!!!!

    You brought this on yourself, fuckhead.

  • ||

    HAHAHAHAHAHAHAHAHAHAHAHAHAHAHA

    Cranky, Mary? Maybe if you'd botox up that wrinkly old snatch of yours, your husband would bang you again. Give it a try, you ancient hag.

  • Jeffersonian||

    So this is what Mary Stark is all about?

  • juris imprudent||

    Yo kid, we're the ones that don't give a shit about you or how much dope you smoke. Now light up and chill out.

  • ||

    Filthy fucking punks
    Want their student loans paid off
    They can suck my dick

  • ||

    HEY GUYS I'M OBSESSED

    ...says the guy who has to use someone else's screen name and e-mail address because he's a butthurt faggot.

    Besides, I never posted her address. I just posted the real estate tax assessment for an address someone else posted on here. You know, public records and all that?

  • ||

    To be fair, who wouldn't want to have their debt burden lessened?

  • ||

    Holy shit, Kansas is making Carolina look stupid in the last two minutes.

  • ||

    HEY GUYS I'M OBSESSED WITH RATHER AND LIKE TO POST HER ADDRESS AROUND REASON CAUSE I'M UNSTABLE

  • ||

    Now you're just being rude, Mary.

  • BakedPenguin||

    "Mom dressed conservatively, and the only wild outfit I can remember was the purchase of pink palazzo pants. My mother was beautiful, and I don't think it served any purpose, but to make other women envious of her looks. If you think teen girls are mean girls, try woman approaching their freshness date. " Mary Stack

  • shrike||

    Arbeit Macht Frei

  • wef||

    Don't worry. Obama will fix this too.

    Has anyone asked Sandra Fluke what she thinks about this?

  • ||

    Yeah, I'm pretty sure everybody on here knows my name by now. I never tried to hide it, shithead.

  • ||

    Ooh, my full e-mail address isn't being blocked by the spam filter. The squirrels fixed it just in time for you to use it over and over again in hopes of getting it blocked.

  • robc||

    Your last name is 111?

    Cool. I think I know some of your relatives.

  • ||

    Hey Mary, why is your nickname "rectal"? You do know that's associated with the part of the body that poops, right?

  • HeroicMulatto||

    It's because she's a huge fan of this song.

  • HeroicMulatto||

    See? What did I tell you.

  • ||

    Holy shit, but that's a beautiful song.

  • ||

  • ||

    Did you get your feelings hurt when she told you that you just weren't big enough to get her over the hump?

  • ||

    Nope, because I don't drive a Cat 777, and that's the only thing I know that's big enough to get her over any hump.

  • ||

    THAT IS A COOL CAR.

  • hmm||

    Is the rectal retaliation the norm for weekends now? Cause damn it's getting ugly.

    On topic. It sure as hell isn't easy getting work that covers the cost of borrowing to get a degree these days. It's ugly out their for those just graduating, but it isn't impossible or hopeless.

  • ||

    That's the price people pay for getting a degree in a non-technical field. And it's only going to get worse as the entitled youth of America feel more and more like going to college for four or five years is some absurd rite of passage society is obligated to pay for.

    I'm just glad I'm way on the other side of it, cause that bubble is gonna burst. And when it does, it'll be ugly.

  • hmm||

    Even many tech fields are hurting. The competition has definitely gotten much stiffer.

  • UvalDuvalCuckoo||

    What tech fields are those? Not trolling or necessarily arguing, but times seem really good for everyone I know in 'tech fields' so just curious what you're seeing - always willing to learn ;-)

  • anon||

    Job market is fine if you have a real degree. I graduated at the bottom of the recession and my engineering degree from a state university (moderately prestigious) got me a job at a F50 company. Similar story with my friends. So at least anecdotally things are fine for the non hate studies majors.

  • AK||

    The amount of people I went to school with who flat-out refused to consider a job not in a large metro area was staggering. I know Bismarck or San Angeles doesn't have the cool factor, but it does have the job factor. Better to be poor and hip, I guess.

  • EscapedWestOfTheBigMuddy||

    I will of course go where the job is, but...San Angelo? If you're starting from a somewhere place you can't get to San Angelo without making at least two wrong turns.

    It seems like a nice little burg. You just have to be prepared for having goat farmers as respected members of the community, 'cause that one of the few profitable ways to use the land up there for agriculture.

  • ||

    Woah woah woah, how did YOU know I hate studying?

  • AK||

    But at least we have a billion dollars worth of top flight rec centers, five-star dorms, and the best Hyphenated Victim Studies programs in the world.

  • EscapedWestOfTheBigMuddy||

    This.

    The rec center supplied by my current university employer is by far the best gym in a rather nice little city in fly-over country.

  • Fist of Etiquette||

    Sheepskins under water? That's only good if your degree is in marine biology.

  • Story Time||

    "Mary!" Called a deep male voice. Mary turned her attention from the mirror, and towards the door. The voice was familiar, the sexy southern drawl of the lead guitarist of the band, Warty .

    "Yeah, baby?" She called back, fixing her hair a little bit.

    "The band's having a party back stage, you want to tag along?"

    "I'll be out momentarily!" Mary replied, quickly making some finishing touches to her make up. After redoing her eye liner and blowing a kiss to the mirror, which cracked in response. She turned the door handle revealing Warty. A tall wild eyed man with long black hair, Warty was already half naked, only wearing torn blue jeans from the show. His chest bore many tattoos, and Mary was already hungering for the large bulge in his jeans. She licked her lips.

  • ||

    [unzips pants]
    Go on...

  • ||

    I AM THE REAL SLOOPY AND I LOVE COCK

  • Story Time||

    "You're fucking ugly, Mary." He insulted, eyeing her warily. Mary winked at Warty.

    "I know, darling. Shall we be off?" She asked, offering her arm. Warty wretched but linked arms with her. They made their way down the hall to the back stage room. Apparently Warty convinced the owner of the bar to let them party for the night there, as long as they cleaned it up in the morning. Warty opened the door for her, and her face was filled with shock to what she saw inside the smoky room.

  • Story Time||

    The back stage room was fairly large. It had a couch against one wall, a small card table and a flat screen T.V. Their band equipment was neatly packed in one corner, and there was a refrigerator. Beside the refrigerator were a couple thirty racks, back-loaded beer for a raging party. There were half a dozen guys in the room, including her fellow band mate Sloopy the Inca. They were all stroking themselves, penises of all shapes and sizes, waiting and longing for attention. The crowd booed at her arrival.

  • Story Time||

    "I wasn't expecting this kind of party, Warty!" She exclaimed, raising an eyebrow and attempting to smile seductively at him. Troy frowned and wrapped an arm around her, hoping to kill her.

    "I thought I'd invite a couple more friends for our... after show." He said, leading her to the center of the room. The crowd of guys moved around them. Warty dropped his jeans, revealing his eight inch uncircumcised member. "Show them what you're best at, you Mongoloid."

  • Story Time||

    Mary smiled. "I've never had so much meat in one place!" She said jokingly, dropping to her knees. Without hesitation she took Warty's cock in her mouth, gagging after seven inches. She withdrew, licking the head and tasting the salty pre cum on her tongue. She then slipped his head into her warm mouth, dancing her tongue around the base. She pulled out again, slowly jerking Warty as he looked down upon her in disgust.

  • Story Time||

    "Well don't be shy all!" She teased the group, continuing to slurp on Warty's cock. In a moment they were upon her. Two seven inch penises jabbed at her, she grabbed one in each hand while she continued to blow Warty. She pulled back from Warty and focused on the other Hit 'n Run penises, shoving both of them into her tight mouth. The men moaned in shame. The crowd was around her now, jerking off reluctantly. One of the cocks couldn't take it, and exploded a load of hot semen in her mouth. She swallowed the sweet, salty, nectar and went back to Warty. A five inch cock poked at her cheek, and she took both Warty and the cock inside her eager lips. The other seven inch penis which she had been stroking, shot a wad of cum over her tank top. She withdrew, gasping for breath.

  • ||

    AND? DONT LEAVE ME HANGING I JUST GOT MY DILDO ALL THE WAY IN MY ASS.

  • Story Time||

    "Now I'll have to wash this... what a waste of cum." She said sarcastically, jerking Warty and the five inch member. She quickly pulled off her top, revealing her floppy breasts. Her nipples were hard. The bass player of the band, Jason Godesky, made his way through the group, shoving his impressive ten inch uncircumcised, primitive monster in her face. Mary's eyes lit up. Jason was fatass, a slack-jawed man with uneven shoulders and a shaved head. He had a trimmed goatee, and grabbed a handful of Mary's hair. She was turned on by his primitiveness.

  • Story Time||

    "You know how I like it, bitch." Jason growled to her forcefully. Mary let out a short laugh, breathing in. Jason grabbed the back of her head and began to skull fuck her mouth, spit splashing out as he penetrated her throat. Mary could feel him all the way in, grazing the back of her mouth. She began to gag and her eyes watered, but Jason kept a strong grip on her. He pulled out violently and smacked her in the cheek with his hot meat, grinning cruelly down at her. Mary grabbed his balls and squeezed them hard.

  • Story Time||

    "That all you got?" She taunted, and Jason began to thrust inside her mouth again. A couple more guys jumped in on the action, shoving their cocks next to her face. She grabbed both of them, and while being face fucked stroked them hard. Jason began to pant heavily, and froze in the back of her throat. Mary squeezed his balls firmly as he unloaded his large load onto the back of her tongue. She swallowed every last drop of Jason's sweet cum. He withdrew, and she breathed heavily, tendrils of saliva hanging from his limp meat. Jason pulled her to her feet and smacked her in disgust. "That's hunting and gathering, bitch!" Mary could feel her longing pussy dripping from how wet she was.

  • Story Time||

    Before she could think about sucking another cock, Warty pushed her towards the couch, where he sat down. Warty reluctanly pulled her skirt down, and her soaked panties, casting them fiercely aside. "This is disgusting." He said. His soul died and he was nothing more than a shell of a human as Mary crawled over him. Warty slowly penetrated her tight warmth, and Mary moaned, feeling every inch inside of her. He rhythmically began to fuck her, grasping her ass as he pulled her down on every stroke. Mary threw her hair back, crying out in pleasure.

    "She's got one more hole to gather, ya know!" Called out Jason from the crowd. A skinny man with a six inch cock nervously stepped up. Mary looked back at him, moaning softly as Warty filled her pussy.

  • Story Time||

    "My fat ass... Baby..." She muttered towards the skinny man. The skinny man excitedly crawled over her, and jammed his eager meat into her loose, shitty butt hole. Mary let out another cry of pleasure, which, to human ears, sounded like the bleating of a cow, feeling both cocks in her ass and vagina, thrusting in and out. Mary loved being double penetrated. Jason was hard again, and was beside her, shoving his behemoth in her mouth. Mary was overwhelmed with excitement as three large cocks fucked all three of her holes. She cupped Jason's balls and slobbered halfway down his shaft, choking softly. The skinny man couldn't take much of her, and with a yelp he blew inside of her tight asshole. Jason grinned.

  • Story Time||

    "My turn... Warty, lets show these Fibertarians how to treat a woman." Jason said confidently, and he relieved the skinny mans position. Jason lubed up his member, and swiftly penetrated Mary's gaping anus, still spilling cum from the last violation. Mary cried out. Ten inches was hard for her to handle in her pussy, but was so much harder in her ass. She could feel an orgasm rising in her thighs as the two men fucked her holes. Mary had lost control now, and succumbed to ecstasy as she was slammed. She looked behind her, Jason's hulking figure overpowering her butt cheeks, and the crowd of masturbating autistic Fibertarian men beyond. She was so turned on. Jason was having a hard time handling her hot ass, and grunted with delight as he slapped his balls against her. Mary let out a large moan, and Warty picked up speed below.

  • Story Time||

    "Oh yeah... just like that... YES!" Mary cried, her voice like the death throes of a Down's Syndrome person being violently murdered, as both men picked up the pace. There was no denying the orgasm now, and she came all over Warty as he continued to fuck her through the orgasm. Mary couldn't move, she was momentarily paralyzed with pleasure, but that didn't stop the two men from banging her. Her pussy was even more sensitive to touch now, and she was so wet. Jason pulled out of her asshole, now stretched very wide.

  • Story Time||

    "Hunting and Gathering time!" Jason howled to the crowd, and Warty pushed her off. Mary dropped to her knees, panting, as several cocks were around her. Mary cupped her floppy breasts and licked her chapped, syphilitic lips, before opening her mouth as wide as she could, tongue out. Two cocks blew on her tongue, filling her mouth with creamy sperm. Another shot out over her breasts, and she could feel the hot semen slowly slide down her body. A uncircumcised cock wasn't quite ready to cum, so she jerked it and cupped it's balls. It exploded across her face. More cocks. More orgasms. Mary's face was getting drenched with cum and she was loving every second of it. After the crowd had unloaded upon her, only Warty and Jason were left. They bumped fists before towering over Mary. Jason snapped a picture of her on his phone that was built from twigs and leaves.

  • Story Time||

    Mary knew what to do next. After swallowing a mouthful of cum, she grabbed both penises and squeezed them past her soft lips, pulling them in as deep as she could. Mary could feel her face stretched as Warty and Jason began to fight over space inside her throat. Mary grabbed both of their ball sacks, massaging them thoughtfully. They withdrew, and almost simultaneously sprayed her face with hot sperm. Shelby moaned. Trying to catch any bit of semen she could with her tongue. She masturbated both men until they were limped. Warty let out a huge sigh of relief, his ordeal was done.

    "That was revolting, Mary. Let's hope she dies!" Warty yelled to the group of guys, who cheered her on in response. Jason popped open a Mountain Dew and downed half of it.

    "Now let's fucking party!" Jason roared, finishing the rest of his Mountain Dew.

  • HeroicMulatto||

    "That was revolting, Mary. Let's hope she dies!" Warty yelled to the group of guys, who cheered her on in response. Jason popped open a Mountain Dew and downed half of it.

    I LOLed.

  • Half-nigga!||

    My Half-nigga!

  • HeroicMulatto||

    It's "O Captain! My Captain!", you illiterate cretin.

  • Cytotoxic||

    And so ends The Worst Story Ever Told.

  • Bystander||

    This one is my favorite chapter.

  • shrike||

    Oh dear, God!

  • ||

    NICE DETAILS

  • ||

    When used as a verb, "retched" is spelled without a "w".

  • The Story||

    This is like the worst chat room ever.

  • SIV||

    CNN is all Trayvon all the time.

    I understand from Meet the Press and the ABC Sunday show he is the Emmit Till of the 21st Century.

  • ||

    I LOVE SHOOTING MINORITIES IN HOODIES

  • ||

    OK, fuckhead. That's crossing the line. When has someone advocated violence while using your name?

  • ||

    I CRY A LOT BECAUSE I'M A FAGGOT BITCH.

  • ||

    I could do better, I settled.

  • ||

    ^Spoof

  • ||

    Wheeee!

  • A Serious Man||

    So walking in a nice neighborhood wearing a hoodie is the 21st century equivalent of whistling at a white woman?

  • Slim||

    Only to people who are jumping to conclusions without waiting for all the evidence.

  • Badger||

    To "hispanics".

  • Mike M.||

    CNN is all Trayvon all the time.

    You know, just like the media was all Kelly Thomas all the time when he was unjustifiably murdered by the cops.

    Oh wait, sorry, Kelly Thomas got no attention from the national media whatsoever because he was just a white guy.

  • HeroicMulatto||

    Serious question. Do you think it was because he was White or because he was homeless that the media ignored the case?

  • Half nigga!||

    My Half nigga!

  • Mike M.||

    There is very little doubt in my mind that if Thomas was a black guy beaten to death by white cops in that same manner, it would have created a major firestorm and become a huge national story.

  • HeroicMulatto||

    True.

  • juris imprudent||

    I guess being hispanic (Jose Guerena) isn't good enough either.

  • ||

    Yeah, I was wondering when Guerena and Thomas' murderers are scheduled for execution. Wait, they're not? Huh?

    Oh, right, because this isn't really a just society, where vile, coldblooded murderous sacks of shit get what they deserve.

  • HeroicMulatto||

    The difference is that Guerena and Thomas were killed by cops.Trayvon Martin was only killed by a cop-ling. Were Martin killed by a fully deputized cop, we wouldn't be hearing much about him either.

  • Amakudari||

    I was going to say the same thing.

    Liberals love this because they don't have to doubt the State and get to rail against gun rights and Stand Your Ground (Zimmerman's lawyer considers SYG inapplicable, but hey).

  • Queefy Snatch of Sarah Palin||

    I just shat out my ass.

  • ||

    Bert Sugar dies of a heart attack at the age of 75.

    Jesus Christ. I always thought the guy was in his 90's. He looked rough for 75.

  • How bout that student debt?||

    ?

  • Fuck you?||

  • Mike M.||

    So "White Indian" is actually a menopausal hag in Fort Worth with botox in her face. I'll be damned.

  • Blogwhoring your daughter||

    Friday Night Lights and Saturday Morning Autopsies:

    OK, they also did talk about who is dating who and whom can't be there because they are grounded. Mine says she doesn’t have time for boys because she is busy studying for college! Yippee! This quiet, and studious child is bookended by kinda sorta twins visually and personality wise, but separated by eleven years. Nicknamed Emma Hollywood, our youngest once convinced a sixteen year old boy he would be fired from his lifeguard position if he annoyed her. I've been known to say we have college money for the first two, and bail for the third. (BTW, her blog has hit 1000! views)
  • ||

    A 1000 people that had to bleach the neon out of their eyes.

    Nicknamed Emma Hollywood, our youngest once convinced a sixteen year old boy he would be fired from his lifeguard position if he annoyed her.

    It is sweet how she can lie, intimidate, and harass people at such a tender age. She learned well at the feet of the evil witch that shat her out of her diseased vag.

  • Anonymous Coward||

    Wow. This is just...sad.

    Anyway,

    Liberal professors and Occupy Wall Street protesters neglect to realize that their entitlement-based ideology — which affirms that "every American is entitled to a Harvard degree" — is the transgressor.

    So what is the purpose of college? To educate? To credential? Both? Neither? What exactly is a potential student paying for? The privilege of being lectured by someone who is presumably smarter than they are? Is the cost of a college education/credential worth the financial obligations necessary to obtain it?

  • Anonymous Coward||

    P.S. (fuck 900 character limits!)

    What does a college education accomplish that an pre-employment aptitude test could not?

  • A Serious Man||

    Is higher education just about building job skills? I think there is value in having people educated in things like history, law, English literature, etc. I of course don't think these things should be free, but it really isn't fair to say that you should only go to college to learn engineering or whatever since not everyone is cut out for that.

  • Badger||

    I think there is value in having people educated in things like history, law, English literature, etc.

    I agree.

    Can you get American institutions of higher learning to push those subjects instead of gender, racial and class hate studies, Gaia worship and general envy?

  • Paulnut Allergy||

    Duh... Employing others with college degrees.

    Do you want all of those student services coordinators, university advancement directors, and vice-presidents of diversity out on the street?!?

  • tarran||

    Pre-employment aptitude tests put an employer at great risk of being sued by the EEOC under Title VII of the Civil Rights Act.

  • HeroicMulatto||

    So what is the purpose of college? To educate? To credential? Both? Neither?

    One of the benefits of the free-market in Higher Education is that a prospective student/customer can choose a school based on their own philosophy of education and what they wish to get out of it.

    It's because we have these social engineering technocrats that we have this debate about the "purpose of an education".

  • Half nigga!||

    My Half nigga!

  • BakedPenguin||

  • BakedPenguin||

  • tarran||

  • shrike||

    While its primary purpose is the reproduction and continued survival of the Ron Paul species, sex is often performed rapidly for pleasure or as an expression of love and emotional intimacy. Sexual intercourse typically plays a powerful bonding role; in many societies it is normal for Ron Paul supporters to have frequent intercourse while using birth control, sharing pleasure and strengthening their wet slowly through sex even though they are deliberately avoiding pregnancy.

    Oral sex consists of all the sexual activities that involve the use of the mouth, tongue, and possibly Max to fuck genitalia. It is sometimes performed to the exclusion of all other forms of sexual activity.

  • ||

    "Strengthening their wet?"

  • shrike||

    While its primary purpose is the reproduction and continued survival of the herp species, sex is often performed derpily for pleasure or as an expression of love and emotional intimacy. Sexual intercourse typically plays a powerful bonding role; in many societies it is normal for herps to have frequent intercourse while using birth control, sharing pleasure and strengthening their derpy herps through sex even though they are deliberately avoiding pregnancy.

    Oral sex consists of all the sexual activities that involve the use of the mouth, tongue, and possibly derp to derp genitalia. It is sometimes performed to the exclusion of all other forms of sexual activity.

  • rather not||

    because fuck you, that's why

  • ||

    If we did, we'd lose all of the great commenters like "rather not"....

    ON WITH THE REGISTRATION!!!!

  • A Serious Man||

    The Atlantic on the Democratic party platform and civil liberties in wake of Emperor Obama's reign:
    The 2008 document is at direct odds with how President Obama has governed. Changing it or leaving it the same would both be awkward.

  • ||

    Thanks for the link.

  • shrike||

    1. Dialectic postcultural theory and capitalist materialism

  • shrike||

    “Society is part of the defining characteristic of sexuality,” says Debord; however, according to von Ludwig[1] , it is not so much society that is part of the defining characteristic of sexuality, but rather the stasis of society. A number of narratives concerning the collapse, and some would say the rubicon, of dialectic language may be discovered. Therefore, Bataille uses the term ‘capitalist materialism’ to denote not deconstruction per se, but predeconstruction.

  • shrike||

    The main theme of the works of Smith is a neocapitalist reality. The example of socialist realism intrinsic to Smith’s Mallrats is also evident in Chasing Amy. But Marx promotes the use of cultural situationism to challenge capitalism.

  • shrike||

    “Sexual identity is dead,” says Debord; however, according to Hanfkopf[2] , it is not so much sexual identity that is dead, but rather the absurdity, and subsequent futility, of sexual identity. Capitalist materialism holds that society has objective value. Therefore, the primary theme of Werther’s[3] essay on socialist realism is the role of the writer as reader.

  • shrike||

    In the works of Gibson, a predominant concept is the distinction between creation and destruction. An abundance of theories concerning capitalist materialism exist. However, in Mona Lisa Overdrive, Gibson denies postdialectic libertarianism; in Count Zero he examines dialectic postcultural theory.

  • shrike||

    If one examines capitalist materialism, one is faced with a choice: either accept cultural neodialectic theory or conclude that the goal of the participant is deconstruction, given that sexuality is interchangeable with consciousness. Several narratives concerning not, in fact, discourse, but postdiscourse may be found. It could be said that Sontag’s analysis of socialist realism states that reality comes from the collective unconscious.

  • omniblot||

    Hi guys what did I miss today?

  • R||

    A rectal-induced shit storm.

  • A Lawyer||

    Great stuff, guys. More! Reason loves lawsuits.

  • sticks||

    not a lawyer but are you sure rather is mstack is wi? There are many asses in the tubes.

  • omniblot||

  • Auric Demonocles||

    Just threw $1500 extra at my student loans (my tax return came back Friday).

  • arbo||

    Your tax return = overpayment to fed.gov

  • Auric Demonocles||

    They wouldn't let me keep any more than I did. I already claimed all my allowable deductions, etc during the year.

  • Sevo||

    Non-rectal/WI topic:

    "Harry Reid wants to build a bullet train that would rocket tourists from the middle of nowhere to the gambling palaces of Las Vegas."
    Yep, those millions of folks living in Victorville (actual population ~106K people, not counting the prison) are going to flock to this joy-ride and make it profitable. Or not.
    http://www.sfgate.com/cgi-bin/......DTL&tsp=1

  • ||

    Allowing governments to control transportation and its infrastructure is one of worst fucking ideas in the history of the most awful ideas ever. When will these shitstains stop with the fucking bullet trains already?

  • Mike M.||

    Never mind the fact that the freaking Vegas Monorail built to serve the tourists who are already there is an complete epic disaster.

  • ||

    Sweet fuck, I was somewhat doubtful initially, but I think you guys might have hit the bull's eye here -- it really IS this Mary Stack woman skull-fucking H&R to oblivion, isn't it?

    How long do you think it'll take for her to become definitively exhausted and fuck off?

  • Sevo||

    I remain skeptical.
    Last Sunday evening, either vermin shit, or someone else, managed to remove most of vermin shit's posts from last weekend. This in the absence of any 'edit' function available to the posters.
    So either this woman is savvy enough to hack reason.com's site (and then dumb enough to leave her ID available), or there's another explanation.
    And, given those questions, I'm not pleased to see the woman's name and contact info plastered all over a publicly-available site.

  • HeroicMulatto||

    The reason webmaster deletes spam posts from time to time.

    Personally, I think rather, White Indian, et al. are the 'Juba the Sniper' of H&R trolls.

  • Sevo||

    HeroicMulatto|3.25.12 @ 11:08PM|#
    "The reason webmaster deletes spam posts from time to time."

    True enough, but vermin shit predicted the removal of (some) posts and the remaining vermin-shit posts were self-serving in the extreme.
    If the reason web-folks removed them, the selection is interesting to say the least.
    Some one associated with reason.com could make some sort of a statement here to clear up the issue, but I can only guess that the hit-count is seen as an incentive to not do so.

  • BakedPenguin||

    In the past, they regularly deleted posts.

  • Sevo||

    BakedPenguin|3.25.12 @ 11:33PM|#
    "In the past, they regularly deleted posts."

    No doubt, but the selection in this case suggests the selector wasn't a disinterested party.

  • Bingo||

    Yeah, the party was interested in getting rid of shit comments. Our beloved rectal has a knack for creating shit comments. What a coincidence that her comments were deleted!

    Or rectal hacked into the webserver or rectal is a member of the reason staff who has spent years cultivating an identity and obsesses over trolling their own site.

    You're looking for a conspiracy when the answer is an insane housewife with oodles of time on her hands.

  • a regular||

    I'm skeptical of the rather=WI theory. I think WI is a completely different animal. I think Rather's monomania extends only to her rctlfy blog. Also, do we know what rctlfy stands for? We already know that it's rather crazy than libertarian..rctl. Is fy=Fuck You? If so, she's not as clever as she claims to be.

  • Bingo||

    Hahahahahaha

  • MLB Cap||

    I have to say that for the past few of hours i have been hooked by the amazing posts on this website. Keep up the great work.

  • ||

    the story of mary stack needs to be chronicled after she goes away. this has been reminiscent of shit that goes down on eve online.

  • shrike||

  • Sevo||

    shrike|3.25.12 @ 11:03PM|#
    "Who is Stewart Alexander?"
    From the link:
    "You cannot simply regulate the weed of capitalism by chopping off its leaves - you must pull it out by the root and replace it with something beneficial." - Stewart Alexander"
    Don't know who he is, but he's obviously someone ignorant of the alternatives, willfully or otherwise.

  • ||

    what is beneficial about a college education vs.aptitude test?

    we USE aptitude tests, but we also reward college degrees with higher pay

    both are useful,and while both intersect they also show different things

    the FBILE journal had an article a while ago claiming that cop applicants with college degrees were:

    1) less likely to incur civil liability and when they did, it was on average for less $$$
    2) less likely to have to be fired
    3) less likely to be criminally indicted
    4) less likely to abuse sick leave
    and several other factors i don't recall off hand

    ceteris paribus, they make better cops.

    my agency rewards college degrees with pay incentive, an idea that goes back to serpico's ideas about broadening the applicant base for law enforcement to help limit corruption, old boy networks, and make better police.

    i work with PhD's btw, and lots of guys with BA, BS and MA degrees

  • Sevo||

    dunphy|3.25.12 @ 11:18PM|#
    "what is beneficial about a college education vs.aptitude test?
    we USE aptitude tests, but we also reward college degrees with higher pay"

    If the higher pay is sufficient to offset the cost of the loans, no one should gripe.

  • ||

    w3rd. although i figured out the pay incentive for MA vs BA would mean i'd have to work something like 25 yrs before it became positive EV

    Mass has a bitchen incentive. iirc, it was 10% for BA/BS and 15% for MA/MS.

    ours is nowhere near that, but i get an extra 3k or so a year for my degree so i'm not bitching

    and i had no student loans :)

    there is SOME incentive for cops to do the diploma mills thing, though. there was a trooper who got in trouble for that a while ago

    they need to have rules about accreditation etc. obviously

  • Amakudari||

    It may just be that the kind of people who are smarter, make better decisions and have a stronger work ethic are more likely to go to college. That doesn't mean degrees instill those characteristics.

    I'd argue that degrees primarily have signaling functions, but those could be replaced by other, less expensive means. They haven't been, and therefore individual employers have no reason to ignore college, but that doesn't mean they actually make employees better rather than identify those who would naturally make better employees.

  • ||

    i agree . i wasn't implying there is necessarily a causal effect - iow going to college MAKES you that way.

    my point is if you look at two different groups - college educated cop applicants and high school educated cop applicants, the former make better cops

    i haven't seen any data on military

    i SUSPECT it's some of both. iow, the kinds of people who choose to go to college make better cops, ceteris paribus, especially realizing that it's only a small group of college graduates who would apply (self selection).

    i also think college can broaden perspective. heck, at least moving away for college alone does

    but the data is clear ... OF cop applicants, the ones who happened to have gone to college are better choices. (again, though... not saying dept's should preferentially choose college grads because that would skew the prior selection criteria.

  • ||

    oh also, one would have to look at what %age of college educated cop applicants get hired vs. high school educated OUT of the respective groups that apply. iow, are the agencies more or less selective in regards to other factors when they have a college graduate.

    some agencies require a college degree. portland PD does (or military iirc). and of course many federal agencies do

    the problem with many college grads is they are probably more likely to be sheltered from "street reality". people who grew up with the occasional neighborhood scrap, and even kids who dabbled in gangs or drugs etc. can often make much better cops

    FBI agencts are notorious for being clueless as #$(#( when it comes to street smarts. granted, they don't just choose college grads, but they tend to choose "mormon accountants from utah" as the saying goes

  • adam||

    "the FBILE journal had an article a while ago claiming that cop applicants with college degrees..."

    Did the study control for intelligence, work ethic, etc.? I doubt that college degrees cause these attributes, but rather the other way around- those attribute cause people to get college degrees. If we could design a test or other mechanism to sort out those qualities, it would certainly be cheaper than 4 years of no working plus $120,000 tuition.

  • ||

    Holy shit sloop, what the fuck did you do to piss rather off that bad.

  • ||

    Holy shit sloop, what the fuck did you do to piss rather off that bad.

  • SIV||

    Sullum and Postrel are from the Dallas Ft Worth area, no?

  • Bingo||

    They should set up an interview.

  • a regular||

    I thought the whole point was to ignore rather. My take is that she is a blogwhore mostly. If she's White Indian or one of the other WI handles, then she can DIAF. But if rather is just who she claims to be, she's a blogwhore and any responses to her should come in the context of the original reason h&r posts that she comments on.

  • ||

    rather is just a character, like all the others.

  • SIV||

    As are all the other relatively new handles coming to her defense.

  • Cytotoxic||

    Who the fuck is Mary Stack? Link please to where this all started?

  • Bingo||

    Mary Stack is rectal is WI.

    tl;dr version: 2 days ago, rectal linked to some Obama propaganda piece that happened to include her email address in the URL. Someone found her blog, which was also the same blog linked to by a commentator "MARY STACK" back in 2009.

    http://reason.com/archives/200.....nt_1465756

    Writing style and insanity is the same.

    Further mining of her blog has shown that she is a terrible person IRL and the biggest shocker out of all of this is that some poor schlub actually married and had kids with her.

  • SIV||

    I assumed she adopted.

  • Cytotoxic||

    I hope she adopted. Genes and all. Either way: axe murderers by the time their 27.

  • Cytotoxic||

    Good detective work gents. Can't believe anybody actually remembered back that long regarding a friggin blog. But yeah, that style is unmistakable. Seriously, I think Shrike is Mary Stack too.

  • Shrike||

    Fuck You Christ fags.

    I AM MARY Stack.

  • Tony||

    Externalities.

    I AM MARy STAck.

  • OO||

    Me too.

  • Barack Obama||

    Let me be clear.

    I am not Mary Stack. However, if I had a son, he would look like Mary Stack.

  • Bingo||

    Most of the trolls are rectal. Shrike and orrinohio (aka o2, o3, oo) are pretty 1-dimensional in their posting. She's an attempted writer so coming up with characters is part of her game.

    I cannot believe someone married her, if true, that is the most beta male in existence. I suspect he's made up.

  • ||

    he biggest shocker out of all of this is that some poor schlub actually married and had kids with her.
    Nothing shocking about that. She lives in DFW, the birthplace of low standards.

  • Bingo||

    +dfw

  • ||

    Hey!

  • sticks||

    How does WI fit in there?

  • omniblot||

    zoobyzoobyzoo

  • Anacreon||

    sexy song, Megan

  • SIV||

    Give those delinquent student loan debtors a "green job" pulling the oars on a galley.

  • ||

    *barf*

  • shrike||

    From coast to coast, politicians want to hike the minimum wage. New York State legislators aim to lift it from $7.25 to $8.50 per hour. California lawmakers are weighing a boost from $8.00 to $8.50.

    Ralph Nader recently urged the Occupy movement to demand that the federal floor increase from $7.25 to $10.00.

    On March 6, former governor Willard Mitt Romney (R., Mass.) told CNBC’s Larry Kudlow that “there’s probably not a need to raise the minimum wage.” In January, however, Governor Etch a Sketch said he would “allow the minimum wage to rise with the CPI [Consumer Price Index] or with another index so that it adjusts automatically over time.”

    Tragically, these proposals don’t go far enough.

    http://www.nationalreview.com/.....oy-murdock

  • Anacreon||

    Oh, raise the minimum wage. Great way to lower unemployment, right? Nitwit.

  • sticks||

    There is still the small possibility that this comment was a rather spoof. No? Assuming mstack is rather (I think she is), what is the evidence or line of reasoning supporting WI=rather?

  • sticks||

    hmm. http://rctlfy.wordpress.com/20.....readers-2/

    rather claims she just copy/pasted the url with mstack's info by mistake from a comment or email by stack on the blog I guess. Not sure.

  • sticks||

    So the comment is very unlikely a spoof since the rectal blog claimed the comment. I still doubt WI=rather and am now less sure that mstack=rather.

    My guess is that H&R just inspires many trolls to troll and the reaction to the trolls just gives them more energy to do the WI dance.

  • ||

    No, there are too many links between Mary Stack (commented here frequently in '09) and mstack60 and rather and sinville-sinville.blogspot.com. Even back then she was heavy on the caps lock key.

  • NotSure||

    I am guessing that the big proportion of this debt would be in the arts degrees. Since the people who do art degrees are utterly pro government and high tax supporters, how would government ever be able to shut down a big voting group ?

  • Fluffy||

    Unfortunately, guys, posting her private information is just as likely to get you banned (if banning ever comes to Reason) as her entire wretched performance is to get her banned.

  • SIV||

    Are you writing the H&R ToS now Fluffy?

  • Fluffy||

    Didn't they IP block somebody a long time ago for doing something like that?

  • ||

    They didn't ban her for outting John.

  • ||

    And attempting to search-link his name to being a child molester.

  • sticks||

    a link to the thread for the curious?

  • NotSure||

    I don't think outing somebody should be banned, it still is in very bad taste to expose people to the public. The whole "she did it, so I will do it" argument is not a valid excuse.

  • ||

    You reap what you sow. No one forced her to harass us for years.

  • sticks||

    There is the chance that mstack is not rather. If that is true does mstack deserve the reaping?

  • Fluffy||

    No, I mean years ago, and somebody else.

    Unfortunately I can't remember the story precisely.

  • ||

    They banned Ayn_Randian/The Angry Optimist/Rev. Blue Moon for outting Lonewhacko after pulling his name from a whois query.

  • Auric Demonocles||

    Whoa, RBM is TAO?

  • ||

    Yes, he talked about it a bit when he changed and confirmed it to me off-board.

  • Auric Demonocles||

    I always pictured someone way older for RBM than I did for TAO.

  • IP blocking||

    Many of us have dynamic IPs. In fact, where I live, you have to pay for a static IP (e.g. if you want to use a computer as a webhost). Plus you can post behind a VPN with cookies off, like I'm doing right now. Without registration there's no way to ban people, period.

    Stack also has a dynamic IP, which is why a ban doesn't work. I believe she's been banned in the past.

    Additionally, she has posted personal information of members of this board. Around the same time she posted personal information on me, I noticed suspicious activity from a Dallas/Fort Worth-based IP trying to access a protected part of my website.

    En breve, we're kosher with the NAP and reason mods can't do jack as-is.

  • sticks||

    Better question: Are you sure rather is mary stack and/or WI? Posting publicly available info about them is not the concern imo. Accuracy of claims is. If you say rather is so and so make the argument and lets debate it. But just taunting and posting phone numbers or addresses is lame imo. Anyone who wants that info could find it.

  • A Lawyer||

    I'm not pleased to see the woman's name and contact info plastered all over a publicly-available site

    Then you're not a libertarian.

  • sticks||

    You replied to the wrong comment.

  • Some dude||

    Unfortunately, guys, posting her private information is just as likely to get you banned (if banning ever comes to Reason) as her entire wretched performance is to get her banned.

    That is, not at all likely.

  • ||

    I never thought about it like that man, thats a LOT of money dude.

    www.Anon-Works.tk

  • onnta||

    I'm always impressed with the targets this magazine, especially Tim, go after to attack and harm, women, children, taking their anger out at a black president by making constant racial jokes, good job guys.

    Nothing wrong with the economy here, it's those damn children, and their worthless degrees. It must be nice ignoring history and facts so you can make your own fanciful narrative about how those kids deserve what is happening to them.

  • han||

    Before we opened our doors, these duties were spread across a myriad of federal agencies

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