Half of U.S. Adults Are in Facial Recognition Databases, Health Insurance Premiums Spiking, Final Presidential Debate Tonight: A.M. Links

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  VICTOR HABBICK VISIONS/Science Photo Library/Newscom

  We've made it to the last presidential debate of 2016, folks. Here's what Hillary Clinton and Donald Trump are expected to discuss.

• A new study finds one in two American adults is already in some sort of facial recognition database.
• Health insurance premiums are going up around the country. Thanks, Obamacare!
• Gary Johnson sets the record straight: he was not high during the Aleppo fiasco.
• A California police officer who took 11 minutes to report a shooting was found guilty of involuntary manslaughter.