Reason's December 2014 issue is all about the future of money! Editor in chief Matt Welch advises you to kiss your financial privacy goodbye, while Veronique de Rugy wonders why Americans don't save money, and Jeffrey Rogers Hummel tells us how the Federal Reserve Bank got so huge. Robert Draper of The New York Times asks if the libertarian moment has finally arrived. Jacob Sullum criticizes Obama's dumb, rash, and unilateral war against ISIS. Plus, see the usual favorites, including Citings, Brickbats, and the always-curious Artifact.