The Obama administration says the Affordable Care Act will provide cheaper health insurance for millions of Americans.
But some people, particularly young men who aren't insured through their employers, could see their premiums go up once coverage in the state-based insurance exchanges begins in January.
Many groups have come out with reports forecasting what will happen to premiums, on average, next year. But just what folks will pay for insurance on the individual market depends on a variety of factors. They include the enrollee's income, age, gender, current coverage level and state of residence.
"The average isn't very relevant to any particular person," said Jim O'Connor, principal at consulting firm Milliman, who authored a report on how "Obamacare" will affect premiums.