Obamacare’s Enrollment Numbers Aren’t Real Enrollment Numbers

Whitehouse.govWhitehouse.govSo far, the administration has consistently refused to release information about actual health insurance enrollment through Obamacare. But as Scott Shackford noted, multiple news outlets are now reporting that, according to knowledgable sources, somewhere in the range of 40,000 to 50,000 people have enrolled in health insurance through Obamacare’s problem-plagued federally facilitated exchange system,

These aren’t official numbers, although an official release is expected sometime this week. But taken at face value, and presuming they are accurate, they indicate that Obamacare is struggling so far to meet its enrollment goals. An internal document released earlier this month by Rep. Dave Camp (R-Michigan) noted that the administration’s goal for the first month was 500,000 enrollees. Combine the reported federal enrollments with the 49,000 people estimated to have enrolled in state-based exchanges, and you still have less then twenty percent of the administration’s enrollment goal.

But these numbers shouldn’t be taken at face value. That’s because the administration isn’t actually counting enrollments. Instead, it’s counting the number of people who have placed health plans in their online shopping carts—not necessarily people who have signed up and agreed to be billed, and certainly not people who have actually paid the premium for the first month of coverage. It’s the equivalent of Amazon counting a TV sold every time someone puts a TV in his or her online shopping cart, regardless of whether or not they actually go through the checkout process. 

Now, there’s some legitimate room for debate and disagreement about the best way to count enrollments. The best way to understand the different methods is to look at some of the counts we’ve seen for the District of Columbia, which is running its own exchange apart from the federal system. 

According to documents made public by the Senate Finance Committee last week, only five people had enrolled in private insurance through the D.C. exchange.

That’s a pretty small number. But it doesn’t provide the entire picture. What that means, as The Washington Post’s Sarah Kliff noted last week, is that five people have enrolled in plans and paid an initial premium by October 21. However, a significantly larger number—164 people—have selected plans and agreed to be billed. They just haven’t paid their premiums yet. And an even greater number—some 321 people—have moved to the shopping cart stage, selecting a plan and putting it in their cart, but not agreeing to be billed.

I’m willing to believe that the majority of those 164 people who have picked a plan and told an insurer to send them a bill will end up with coverage. But the federal government is trying to count people from the much larger third category—the group that in D.C. encompasses the 321 people who have merely picked a plan and put it in a virtual shopping cart.

If D.C.’s numbers are relatively representative—and, granted, it's possible that they may not be—then the actual number of people who have gotten to the billing stage is only about half the number who have simply selected a plan. So it’s entirely plausible that the actual enrollment in the federal exchanges is more like 20,000-25,000 people.

And that’s presuming that everyone who agrees to be billed actually pays for their coverage. Which is not a foregone conclusion.

As Jon Kingsdale, who ran the Massachusetts health exchange for years and helped advise the federal government on Obamacare, wrote in The Washington Post over the weekend, “Tracking billing and collections was a much bigger challenge than getting our Web site to work.” And Kingsdale thinks the collections effort will actually be harder in the federal system:

Enrollees are not covered until their first month’s premium is received. In the individual insurance market, premium billing and collection is difficult to track. Folks frequently pay late or in weekly installments, or send too little or even too much. And when they stop paying, they often do not notify the insurer; the company must determine whether it is an intentional termination, an oversight, or a lost or late payment. Unlike most of today’s 15 million direct enrollees, who pay premiums on their own, an estimated 27 percent of those who will be eligible for tax credits under the ACA do not have checking accounts. So they must use cash, money orders or prepaid debit cards to pay their share of monthly premiums.

Under the health-care law, premium billing and tracking will be even tougher. There are hundreds of prices across each of the thousands of plans in the federal marketplace. Having enrollees pay partial premiums, and the IRS issue tax credits for the rest, means twice as much billing. Calculating subsidies based on personal income tax filings also creates security issues: In addition to the problems with verifying consumers’ identities online, which have created delays on HealthCare.gov, tens of thousands of unlicensed “navigators” are fanning out across the country to help folks enroll. Many of these people don’t have to submit to thorough background checks, although they will gain access to personal financial information. 

The point is that even by the administration's standards, these early enrollment figures aren't good. And because of the administration's chosen counting method, it's almost certain that they are actually worse than they seem. 

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  • nova3930||

    "Now, there’s some legitimate room for debate and disagreement about the best way to count enrollments. "

    There may be but counting people who put something in their shopping cart as "enrolled" is asinine. If you aren't actually paying for something, you're not actually enrolled in anything.

    To say otherwise is to say I actually "bought" that big TV I was just looking at on Amazon when I put it in my shopping cart.

  • playa manhattan||

    By that logic, I "bought" this underwater scooter from amazon:
    http://www.amazon.com/Sea-Doo-.....004003VZC/

    For some reason, they never sent it to me thought.

  • PD Scott||

    They did - it's in their shipping cart.

  • R C Dean||

    I don't see what the disagreement could be. You haven't bought something until you've paid for it. What is there to argue about? Until you pay that first premium (and not just "agree to be billed"), you haven't bought jack shit.

    And don't tell me "Oh, people have that grace period, so we can count them as enrolled until the grace period expires."

    Bullshit. When the grace period expires, the insurance vanishes ab initio, as if it never was.

    You're not insured until the insurer has an obligation to pay claims, and that doesn't really happen until you pay a premium.

  • playa manhattan||

    Not sure how this factors in, but ACA extended the grace period to 3 months from the standard 30 days.

  • R C Dean||

    It just means that when the grace period expires, every provider who sent a bill to the insurance company over the last 90 days, rather than the last 30 days, gets screwed.

  • Sevo||

    And I'll bet the providers are looking for ways to make sure that doesn't happen.
    Hey, they ain't Obozo with someone else' money!

  • Carolynp||

    As I understand it, that only kicks in after the first premium payment.

  • Adam330||

    I think you could say you "bought" something when you order it and agree to be billed. If I order click buy on Amazon, I don't actually pay until I get my credit card bill and send in my check, but I've certainly bought it when I clicked buy.

  • Sevo||

    Fine.
    If their C/Cs have been charged, they've bought it. Got any info that they have?

  • ||

    I never thought I would enjoy a complete government fuckup like I am this one. It's really quite delicious. Normally government fuckups screw over the people, but this one is screwing over the incompetent fools who ordered it and the drooling morons who cheered it on. You can't beat that.

  • Pro Libertate||

    It's Obama's gift to libertarians and anarchists. Truly, he wants to please us all.

  • John||

    It is as if he really is some kind of Libertarian long con. I can't think of a better way to destroy these people than putting a narcissistic moron like Obama in charge of the country in their name. You really couldn't have created a character in central casting better designed to appeal to these people's neurosis and arrogance than the real Obama.

    This whole thing is like watching a real life comic tragedy unfold in front of your eyes.

  • Rich||

    These aren’t official numbers, although an official release is expected sometime this week.

    Perhaps the official announcer will start, then say something like "I'm sorry, I just can't continue this charade." .....

    Naah, this trainwreck has taken on a life of its own.

  • The Immaculate Trouser||

    How many of you will be surprised when the official announcer is Baghdad Bob?

  • Faceless Commenter||

    Perhaps the official announcer will start, then say something like "I'm sorry, I just can't continue this charade." .....

    That'd be hilarious. Or maybe he'll say "The Americans are far from Baghdad! And Saddam Hussein is defeating them with helicopters!"

  • Carolynp||

    No doubt. And to hear them excusing him: "Well, what he meant was..." "Very few of you are affected..." "5 percent of someone is something..." It's like an amusing sitcom. I may never watch tv again, I'll just scroll through comments on liberal sites.

  • SusanM||

    Here's a replacement for the new fall line-up

    http://thinkprogress.org/healt.....-veterans/

  • SusanM||

    Here's a replacement for the new fall line-up

    http://thinkprogress.org/healt.....-veterans/

  • ||

    You must have missed some of the real intent, which is to create such a train-wreck of apocalyptic proportions that the voting populace demands that we go to single-payer. Still, it doth please this savage heart. Damn, and I can't eat popcorn anymore (sigh).

  • exchef100||

    It's funny/sad that after the train wreck this rollout has been thus far, folks are calling for even more gov't intrusion into the industry. Odd, that.

  • The Immaculate Trouser||

    He really is my President!

    *tears up*

  • ||

    He was tired of being the gun manufacturers' salesman of the year and wanted to move on to other opportunities.

  • Faceless Commenter||

    Hmmm, plenty of areas where he might explore. Fossil fuels, school choice, prosecuting fraud in the entitlement bonanza?

  • John||

    Kay Hagen (D NC) went from having a 17 point lead over any potential GOP challenger in September to a dead heat today.

    http://www.politico.com/story/.....99731.html

    How long before these people panic? I guarantee you Hagen and those like her have no interest in being some private sector schmuck rather than Senator, I don't care how big paying of a K street job Obama offers her or how many people call her a racist.

    Politicians are facing the prospect of being retired into private life. This shit just got serious.

  • The Immaculate Trouser||

    I'm guessing that D Senators won't like being told that they'll have to sacrifice their well-being for ObamaCare, anymore than the American people do.

  • Rich||

    "If you like your congresscreature, you can keep her."

  • Carolynp||

    Our senator, Kurt Schrader in Oregon, had the unmitigated gall to say he thought the ACA was deceptive. The guy's grandfather was one of the founders of Pfizer pharmaceuticals, he's a freaking trust fund baby, and now he thinks he's going to call a bill he voted for "deceptive"? Is there any breaking point for liberals?

  • Faceless Commenter||

    Breaking point, not yet. Liberals are mad at Schrader for that bit of gall. Next I bet he'll apologize, and then -- breaking point nowhere reached, as you see.

  • playa manhattan||

    It is totally enjoyable. I laughed out loud several times while I was reading the shitty Obamacare ads thread.

  • Murgatroyd||

    I appreciate your use of the word "delicious". I was planning a post using exactly the same adjective, because it perfectly describes my feelings about this debacle. One of my liberal friends stared at me in complete shock when I told him that this meltdown has made me the happiest I've been in months. I guess I'm just a kulak wrecker...vindication is oh so sweet...

  • Pro Libertate||

    Schadenfreudelicious.

  • Brett L||

    It is the ultimate vindication of my political philosophy and human behavior theory. So, in the sense that I was 100% right about this being too complex for any entity to handle. And people have been calling me a racist, asshole, and worse for expounding on it. So yeah, fuck you, I'm dancing on the rubble.

  • Carolynp||

    Heh, and then they say, "But you were always against this" as though now we don't get to laugh at them. Unbelievable.

  • Faceless Commenter||

    One of them said to me today, "Why are you acting like it's a big surprise?" and I said "ARE YOU KIDDING, I'm yelling 'I told you so!'"

  • exchef100||

    ACA's failure is obviously your fault for not drinking the kool-aid. Obstructionist.

  • Loki||

    Normally government fuckups screw over the people, but this one is screwing over the incompetent fools who ordered it and the drooling morons who cheered it on.

    It'll screw over the people too, but the difference is this time there's no hiding it, and the effects will be felt before the incompetent jackasses who pushed it are gone. So maybe, just maybe, people will actually learn something from it. Unfortunately, they'll probably learn "We need to make sure we have better TOP. MEN. in charge next time!"

  • The Immaculate Trouser||

    People won't learn from it; not really. A handful will be pissed off enough to research and stumble upon some gateway drugs to libertarianism/economic conservatism, but by and large what will happen is that (barring some unforseen GOP catastrophe) people will elect Rs by the droves until ObamaCare goes away.

    Electoral politics rarely teaches voters much of anything, but at least it has a built-in "no mas" button.

  • Carolynp||

    Sooo...agree. Pass the popcorn.

  • ||

    He's the libertarian Manchurian Candidate.

  • ||

    The Schadenfreude is strong in this one.

  • OneOut||

    What ?

    You don't consider the millions who have, or are going to, lose their insurance as being hurt ?

    There is no way for them to get insurance now unless they pay government inflated prices and deductibles on the open market.

  • Fist of Etiquette||

    If you like the numbers we're feeding you, you can keep them.

  • Biden's Scroteplugs||

    iow, they are like his unemployment numbers, they are politicized numbers.

  • The Immaculate Trouser||

    So that's what Obama meant!

    If you like your plan, you can keep it

    ...in your shopping cart, in full confidence that it will be counted as a win for ObamaCare boosters!

    Not a lie.

  • entropy||

    If you like your plan, you can keep it...

    In your heart, by cherishing the fond memories of the time you spent together.

  • The Immaculate Trouser||

    If you like your plan, you can keep it...

    ...company in its final moments, as Obama suffocates it with a pillow.

  • playa manhattan||

    I love beating a dead horse. It feels really good. Seriously, it gets better with each passing day.

  • The Immaculate Trouser||

    NTTAWWT

  • playa manhattan||

    Whoa whoa whoa! Dead horse=Obamacare.

    I'm not trying to horn in on SugarFree's turf here...

  • Loki||

    That's a good thing. The last person who tried to horn in on SF's turf ended up getting thrown in the dungeon with Warty and STEVE SMITH.

  • Michael Price||

    All the fun of sadistic beastiality without having to worry about those annoying PETA guys.

  • Brett L||

    Kentucky data show Medicaid eligible are vast majority of signups.

    Kentucky's exchange had enrolled a total of 40,572 people in new health coverage as of last Friday morning, with 33,561 of them enrolled in Medicaid, the joint federal-state insurance program for the poor. A total of 7,011 had enrolled in privately sold insurance through Kynect.

    Also, women are signing up 60/40.

  • Lady Bertrum||

    Also delicious will be the liberal realization that Medicaid "coverage" does not necessarily equal medical care.

    When 40k new Medicaid enrollees flood the local market looking for doctors willing to take their "coverage" and find out coverage and treatment have different meanings - that moment will be delicious as well, sad but a delicious kind of sadness.

  • Faceless Commenter||

    It's junk insurance.

  • Slammer||

    I like headlines from reason like "Enrollment numbers really shitty." I wish MSM was more like that, sometimes.

  • Eitan||

    Maybe it's just OCD but I feel really uncomfortable just leaving things in an online shopping cart. Are there a lot of people who leave things in their shopping carts?

  • Brett L||

    Are you kidding? Its my primary method of budgeting. "Buy" all the stuff I want by putting it in my cart.

  • Spoonman.||

    You have 3,457 unread emails, don't you?

  • Brett L||

    No, that makes me crazy. Its so easy to just delete them 25 at a time.

  • ||

    Where are you people from?

    I have well over 10,000 unread emails, and I generally delete them by shift-clicking over several thousand at a time.

  • OneOut||

    No wonder you never replied to my offer to make you an internet millionaire.

    How's about I throw in a sure fire way to have a bigger schlong ?

  • playa manhattan||

    Do you have an underwater scooter in your amazon shopping cart too?

  • Brett L||

    No. Right now, a gun safe, folding lug wrench, Knuth's Art of Computer Programming (box set), 2 pearl snap shirts and a Canon DSLR.

  • ||

    Except for the Canon, that's my wishlist!

  • playa manhattan||

    Are we taking internet or real world here? Because there are no real "things" in an online shopping cart.

  • Free Society||

    There is actually. Data is a thing and it does physically exist on tiny scales.

  • playa manhattan||

    +1 pedant.

    How about this. No actual items are placed in an actual shopping cart.

  • wadair||

    This comment does not exist.

  • waffles||

    This Obamacare thing is starting to sound like a really bad idea. Why didn't anyone warn us about it?

  • playa manhattan||

    The GAO said it was going to save us money, which is why it was passed through reconciliation.

    You do want to save money, don't you?

  • Biden's Scroteplugs||

    is sticking a plan in the shopping cart sufficient to avoid the penaltax?

  • Juice||

    That counts as enrollment doesn't it?

  • Biden's Scroteplugs||

    Obama says it is enrollment. the IRS would therefore be racist to not count it as enrollment.

  • creech||

    OK, pretend you are Obama. What would you do to get out of this mess and turn America's attention elsewhere? Another 9/11? Encourage Israel to bomb Iran's nuclear capabilities? Have Joe Biden take a bullet from some "tea party crazed" extremist? I don't think the White House is just going to sit there and let this train run them over.

  • John||

    It is a problem. There is no way to fix this. He could have fixed it last summer by stepping forward and admitting that they needed more time. Then the Republicans gave him a gift. He knew it wasn't going to work. He should have given the Republicans a delay in Obamacare in return for a bunch of spending. But he didn't do any of that.

    Obama is utterly incompetent and totally incapable of sizing up his opponents and conducting any sort of tactical retreat. Now he has created a mess from which there really isn't any escape.

  • entropy||

    That is the damnedest thing of all. All those crazed teabaggers were up there 2 weeks before launch demanding a 1 year delay before anyone knew what a fuckup it was, and he refused to negotiate and went through with it anyway.

  • John||

    Obama could have looked all bi partisan and Presidential while he was getting all of these great ponies for his supporters and at the same time cutting the Tea Party off at the knees. Instead he was playing three dimensional chess or something I guess.

  • The Immaculate Trouser||

    It is odd. At the time, I thought it was bad strategy to offer Obama an out for a dud of a bill, and was sure he would take it after pretending to have been driven to it by Republicans.

    I am still unsure as to why that didn't happen.

  • John||

    It is because Obama is a delusional idiot who honestly believed he could make this thing work.

    Some part time poster on here whose name I forget summed up Obama's role in this entire affair in one brilliant phrase

    As God is my witness, I thought turkeys could fly.

  • SusanM||

    http://www.youtube.com/watch?v=lf3mgmEdfwg

    3:53

    If you already knew that, I'm sorry but it's worth it.

  • entropy||

    Keep in mind, well into October a few weeks after it blew up in his face, he was scheduling public appearances to pimp OCare and then having to unschedule them as he realized he wouldn't have the site ready.

    2 days after launch he really had no fucking idea that there might be a problem with his signature legislation. Boggles the mind.

  • entropy||

    I think he blew it when he won in 2012. Obama is the kind of guy who has succeeded his whole life by getting the hell out before the bill comes due, and never being around when the consequences hit.

    Once he's safely failed upward, he can just blame all the disasters on whoever took over for him doing everything wrong and not like he would have, and continue the confidence game. But this time there was nowhere up to fail and he stayed too long.

  • Faceless Commenter||

    There was talk that he'd be secretly relieved if he lost.

    We talked about another 9/11 up there, Joe Biden getting shot by a crazed Teahadist, Israel attacking Iran -- failing all those things, there's also that act of self-sabotage so monumental that he forces our hand on impeachment.

  • wadair||

    He's the Peter Principle president.

  • Bryan C||

    At the time I figured Obama would rather be wrong than concede anything, no matter how valid, to the GOP. The moment the GOP asked for a delay, a delay became something his petty little mind would never allow.

    And they'd been doing it for years, as we've found out since the rollout. For example, the administration deliberately crippled the planning process for the state exchange implementations rather than allow Republicans to see their Sooper Sekrit plans. It's hilariously childish.

  • Loki||

    Instead he was playing three dimensional chess Golf

    FTFY.

  • Loki||

    Obama is utterly incompetent and totally incapable of sizing up his opponents and conducting any sort of tactical retreat.

    So, what you're saying is he can only go one direction: FORWARD!

  • playa manhattan||

    The train is already pretty much on top of them.

  • ||

    They had ample opportunity to postpone the rollout and avoid having the train run them over, and didn't. They may be so delusional and out of touch that they don't even realize how badly this is hurting them.

  • John||

    But Obama told the tech guys "failure is not an option". How could they have failed?

  • 0x90||

    "failure is not an option"

    Yep, it comes standard.

  • Rich||

    OK, pretend you are Obama. What would you do to get out of this mess

    Let's ask Jesse Jackson, Jr.

  • Free Society||

    If I were Obama I'd blow my fucking brains out and make the world a better place.

  • Faceless Commenter||

    I think something seriously self-destructive could be on the horizon. Maybe something so desperate and rash that the Dems have no choice but to drive a stake through his heart.

  • ||

    I'm not sure Obama has any idea how bad this situation really is. He's got gaggles of yes-men telling him how great he is whenever they don't have his cock in their mouths. He may well just Mr. Magoo his administration right off a cliff without ever having any idea he was anywhere near one.

  • The Immaculate Trouser||

    Right, exactly. This isn't the emperor is wearing no clothes, this is the emperor is smearing feces on himself and the rest of the townsfolk and hopes that no one complains about or cleans up the smell after.

  • Rich||

    Nice.

  • ||

    This is what I'm leaning towards as to what's really going on. It's possible that he may be absolutely refusing to listen to any kind of reality and is just essentially saying "I don't want excuses, get it done!" or something like that, because he thinks that it's making him look bad (it is) and that admitting a problem would make him look worse, and he just can't have that.

  • ||

    Yep, which is exactly why he says he'd fix it himself, if only he wrote code. He has no clue what the problems actually are.

  • playa manhattan||

    I would cure cancer if I knew about medicine. Do I get goodwill credit for saying so?

  • John||

    This is what is going on. But understand that part of the reason why he has so many yes men is that he has created an environment where his subordinates feel that is the only way to survive and those that couldn't do that left.

    At some point a collection Dem wise men, Bill Clinton and perhaps a few others, are going to go up and they are going to do what amounts to an intervention and get him to understand how bad this thing really is. This will result in some kind of petulant not apology apology "great malaise" type speech followed by various half hearted attempts to fix this mess and save the Dems in the midterms.

  • GILMORE||

    "At some point a collection Dem wise men, Bill Clinton and perhaps a few others, are going to go up and they are going to do what amounts to an intervention..."

    Some point? =

    http://www.washingtonpost.com/.....e-rollout/

  • Res ipsa loquitur||

    I reminds me of that guy...what was his name ?...was in a bunker, ordering armies which didn't exist all around a map as the Soviet Armies were right above him...can't recall who he was...but I do remember he gave a damn fine speech !

  • Cytotoxic||

    Remember Syria? That was meant to distract from the NSA and the cure was worse than the disease. You overestimate these people.

  • sasob||

    Obama could always resign and leave it to Biden to fix. :-)

  • Paul.||

    Dear Reason:

    I've seen enough pictures of Grand Moff Tarkin.

    Your in spirit,

    Paul.

  • ||

    Alt-text:

    "Enough of this. Vader, release him."

    "As you wish."

  • Loki||

    "Don't try to scare us with your scorcer's ways, Lord Obama. Your sad devotion to universal health care has not helped conjure up the missing exchange enrollees, or given you clarvoyance enough to find the Tea Party's missing fortr..." *choking*

  • Free Society||

    It’s the equivalent of Amazon counting a TV sold every time someone puts a TV in his or her online shopping cart, regardless of whether or not they actually go through the checkout process.

    No it's the equivalent of Amazon lying to their shareholders about TV sales, except that the shareholders are forced invest on pain of kidnapping. But none of this is a crime when government does it you see.

  • Loki||

    tens of thousands of unlicensed “navigators” are fanning out across the country to help folks enroll. Many of these people don’t have to submit to thorough background checks, although they will gain access to personal financial information.

    Gee, you mean ACORN didn't bother looking into the background of the McDonald's rejects they hired to go be "Obamacare Navigators"? I'm shocked, shocked I tell you.

  • Brett L||

    What? They know who they hired. This is a classic Tamany Hall style patronage scheme. The Federalized version of "Irish Welfare"

  • Ayn Random Variation||

    I nearly threw a census taker down the stairs of my apt bldg once when he wouldn't leave me alone. If I come across one of these fucks I won't able to restrain myself.

  • Calvin Coolidge||

    Putting a policy in your shopping cart demonstrates your intention to buy it. Having to actually pay a premium may be a disincentive, however.

    Since we all know that intentions are more important than incentives, of course the only fair count is of how many intended to buy a policy, rather than how many actually paid for one

  • GILMORE||

    "Calvin Coolidge|11.12.13 @ 4:22PM|#

    Putting a policy in your shopping cart demonstrates your intention to buy it.

    BEING BORN IN THIS COUNTRY DEMONSTRATES YOUR MANDATE TO BUY IT. THE NUMBER IS 300 MILLION. THEY ARE ALL GOING TO BUY. SOONER OR LATER.

  • GILMORE||

    "Train Wreck" would be an appropriate analogy...

    ...IF the engine for the train were where the Caboose is, and it keeps chugging even after everyone knows there's been a crash, and it just wont stop until every single car has been pummeled into scrap metal.

    Oh, and everything is on fire.

    I think we should drop "train wreck" in favor of "Doomsday Machine"

    http://www.youtube.com/watch?v=2yfXgu37iyI

  • OldMexican||

    But these [low] numbers shouldn't be taken at face value. That's because the administration isn't actually counting enrollments.


    So the actual numbers could be much worse! It can't get better than that!

  • entropy||

    It can't be much worse.

    It's only 50k to start with so worse case scenario is the numbers are off by a measly 50k or so. That's basically nitpicking.

  • OldMexican||

    Unlike most of today's 15 million direct enrollees, who pay premiums on their own, an estimated 27 percent of those who will be eligible for tax credits under the ACA do not have checking accounts. So they must use cash, money orders or prepaid debit cards to pay their share of monthly premiums.


    Wanna bet how fast the government is going to require all enrollees to open checking accounts?

    And [Jon] Kingsdale thinks the collections effort will actually be harder in the federal system[.]


    I think saying that it will be "harder" is an understatement. I believe it will be a nightmare for those unfortunate enough to be running the billing system and for those receiving the bills. How much do you want to bet that the number of mistakes in billing are going to make one wish they had left the current system alone?

  • OneOut||

    Nothing will make the libs wish they had left well enough alone.

    Nothing.

  • ||

    I though they were doing that because the checkout system on Healthcare.gov is broken.

    So the number of people who have actually paid is probably 0.

  • Paul.||

    Obamacare: Items in cart: 0

  • Ayn Random Variation||

    I'm shocked that there's gambling in this establishment!

  • ||

    OK, pretend you are Obama. What would you do to get out of this mess and turn America's attention elsewhere?

    Start pimping an increase in the minimum wage.

  • Paul.||

    I would pretend I'm not Obama.

  • ||

    The question is not what would YOU do. The question is: What would Obama do?

  • Volren||

    Start a new war?

  • Nixonfan||

    Knowing what I know about the back-end of the enrollment process (the HHS/insurer interface), I don't believe that anyone in the country has actually signed up for an individual plan on the website such that their application has been processed and approved by the insurer. I think that number is zero, even if the application was walked from DC to Hartford.

  • Sevo||

    ..."I think that number is zero,"...

    I'm betting you are correct. I'm betting that not one policy is paid for and booked by the AR department of an insurance company.

  • World watchers||

    They lied they lied they lie that sums it all up you can go back to before the fast and furious scandal they lied about that then pulled executive privilege to keep their lies secret. Then they went to Libya unknown to the American people to a town called Benghazi where they continued to relieve America of weapons! I would tell you the reason they left those man for slaughter but it doesn't matter all that matters is they lied again. IRS scandal, NSA scandal, there are many more some will come to light most but most will lurk in the dark!
    The biggest problems are ahead when the millions kicked off their plans get sick then Obama will have a good laugh!! so foolish America all you had to do was listen to his words!

    They have sadly created the unfortunate majority right before our very eyes but when you follow the course of history you know it ends somewhere. The Mayans saw it shook them so bad they gave up life. There whole purpose of being they saw dashed before their very eyes. Most people were relived when that date went by to date thinking it was a joke that they stopped keeping track of.
    America had a concept of what is good and what is evil those meanings have become meaningless!

  • GILMORE||

    If the government invented a Retard Machine to troll opposition discussion groups... it would act something like ^^this.

    But that sounds like all crazy-talk.

  • World watchers||

    Barrack Hussien Obama wont be happy until American cities burn across the country so foolish America if only you listed to his words!!

  • GILMORE||

    Sir, I'm sorry but you are going to have to leave. This is a class establishment.

  • mrvco||

    Wow, they are counting my visit as an enrollment? LOL... ok. We truly have become the USofBS.

  • Bill Dalasio||

    These aren’t official numbers, although an official release is expected sometime this week.

    Don't worry, Mr. Suderman. They're in the government's shopping cart.

  • Bill Dalasio||

    These aren’t official numbers, although an official release is expected sometime this week.

    Don't worry, Mr. Suderman. They're in the government's shopping cart.

  • exchef100||

    Sorry, but if you don't have a checking account, obtaining healthcare is probably low on your list of priorities.

  • G3||

    Said another way, if the numbers were good, the method of counting them wouldn't matter...and if the program were good, the numbers wouldn't matter.

  • sasob||

    Yes, indeed!

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