In Defense of Stan Lee

I'm sure all you nerds know the popular rap against Stan Lee: He's a parasite who took all the credit for Ditko and Kirby's brilliance while hoarding all the money for himself. I've never believed this version for two reasons:

First, there's the Ringo/Garfunkel rule: If the guy's just a no-talent along for the ride, how come his genius partners suck out loud whenever they're working solo?

Second: A survey of either Lee's struggle to get Marvel Enterprises to pay him or Marvel's ability to turn a silk purse into a sow's ear should put to rest any idea that he's an evil genius of finance.