Nick Gillespie | September 1, 2009
One of the mantras of health care reform advocates is that if we pay a little more now for preventive care, we'll have big, big savings on the back end—variously defined as anywhere from next Tuesday to 25 years from next Tuesday. Here's the Wash Post on a new study that says fuggedaboutit:
Using data from long-standing clinical trials, researchers projected the cost of caring for people with Type 2 diabetes as they progress from diagnosis to various complications and death. Enrolling federally-insured patients in a simple but aggressive program to control the disease would cost the government $1,024 per person per year—money that largely would be recovered after 25 years through lower spending on dialysis, kidney transplants, amputations and other forms of treatment, the study found.
However, except for the youngest diabetics, the additional services would add to overall health spending, not decrease it, the study shows....
For diabetes patients, only about two-thirds of that cost would be recovered in the first decade, when fewer complications materialize, and more than three-quarters would be recovered over 25 years, the study found. Only for the youngest patients, those aged 24 to 30, would spending on preventive care wind up producing a net savings: the study calculates that $21 billion spent on younger patients would cut overall spending on their health care by $6 billion over 25 years.
Without meaning to, I think this story perfectly illustrates what happens when health care becomes a focus of public financing. Among other things, you start doing cost-benefit analyses for entire classes of people (and however well-intentioned and even necessary such studies are, they are at best wild guesses of future costs and technologies). That's creepy enough on the face of it, but it's especially the case when it comes to medical situations whose solutions might end up being dictated by the state. "Society" might look at the numbers and make one decision, but I suspect individuals and families faced with particular situations will make very different calculations. Or, more correctly, more personal decisions.
The study above underscores that cost savings are almost certainly not going to come from any sort of health care reform that pushes the idea that if only we get everyone to the doctor twice a year for checkups, everything will be peachy-keen, or even cheaper. What it reminds us is that one of the ways we are living longer and better lives is precisely because we're spending more on health care. Spending more on health care over the years is, by itself, no more an indication of dysfunction than spending more on prepared food or tattoos. A huge chunk of it simply reflects the fact that there's more stuff worth buying out there, and that we're willing to shell out.
Health care costs can and should be cut or, same thing, made more efficient, through market competition, technological innovation, and lifestyle shifts that each person needs to run through their own preference-meter. These are not things that should be subject to overall caps on medical costs imposed by someone other than the person living with the body that will eventually fail them.
Update: My colleague Peter Suderman, who knows the ins and outs of this stuff like nobody's business, points out:
There's actually a fairly large body of work saying preventive care doesn't save money.
The CBO says it: http://blogs.abcnews.com/politicalpunch/2009/08/congressional-budget-expert-says-preventive-care-will-raise-not-cut-costs.html So does the New England Journal of Medicine: http://content.nejm.org/cgi/content/full/358/7/661
More interestingly, a new study of consumer-driven health care, in which people have high deductible insurance, an HSA, and pay for a lot of routine care out of their own dollars, found that people in these sorts of plans are, contra conventional wisdom, more likely to seek preventive care than those on standard insurance plans: http://www.marginalrevolution.com/marginalrevolution/2009/08/consumer-drive-health-care-plans.html
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The idea of preventative care goes hand and glove with the modern liberal obsession with the idea that bad things need never happen. If preventative care doesn't save any money, then maybe perhaps, smoking, drinking, and eating decent food aren't as bad for us as nanny obsessed liberals say they are. If you honestly believe that all the worlds problems relate to people doing unapproved things, it makes perfect sense that the key to healthcare costs is preventative care.
That actually seems pretty reasonable when you think about
it!
RT
www.online-privacy.es.tc
Maybe John teebone should have worn a helmet as a child. All the time. And he should have had a diet consisting of something other than paint chips. Will preventive care help poor mr teebone?
Preventive care means improved quality of life. It almost never translates to reduced expenses.
Preventive care means improved quality of life. It almost
never translates to reduced expenses.
To be slightly tacky, preventive care always seemed like a way to
keep people alive until they get the really expensive diseases.
Instead of dying of a heart attack at 50, we keep you alive until
70 when you get colon cancer. I'm sure the individual in question
thinks it's a fair trade, but it does cost more money.
The "liberal" counter to this post would be that the preventive steps would have kept these patients from becoming diabetics to begin with. I am not saying I agree, but that would surely be the argument: we get people to the doctor early, modify their diet and exercise behavior and save all the treatment costs.
. . . . but that would surely be the argument: we get people
to the doctor early, modify their diet and exercise
behavior and save all the treatment costs.
Please explain how the state will modify my behavior without
violating my constitutional rights.
"The "liberal" counter to this post would be that the preventive
steps would have kept these patients from becoming diabetics to
begin with. I am not saying I agree, but that would surely be the
argument: we get people to the doctor early, modify their diet and
exercise behavior and save all the treatment costs."
1. Lots of people don't follow their doctors advice, so it wouldn't
save any money for those people.
2. For every person who do preventative care and are diabetic there
will be lots who are not and would have been fine without the care.
That money is wasted and reduces the savings of the program even
further.
SFB, I don't think IKO was stating that the state forcing modified diet and exercise behavior. Rather, I think he/she was stating that the state forcing these changes will be the liberals argument. I agree with that opinion. If the state wins even more control on health care, the new-age Puritanism that is inherent in the liberal's statist positions will attempt to force many changes on all of us, especially us that are not members of politically favored groups.
Must use preview and proof read!!!!
SFB, I don't think IKO was stating that the state forcing modified
diet and exercise behavior was a good idea.
@T: Ding ding ding! You are winner! We will all die someday from something, and the health problems that arise from simple old age are far more costly to treat than those that arise from lifestyle.
We should be handing out government-subsidized cigarettes in every high school, if we really want to lower overall health care costs.
I have to agree that "Lots of people don't follow the doctors
advise".
Look at all of the warnings about Cigarettes, drugs, liquior,
Burger King, skiing, etc.
Companies are now starting to fire fat people and people that
smoke. So, I wouldn't be suprised if 'Society' started following
suite and finding some sort of blame for people's diseases.
I'm against a public plan, but I don't see how a private plan won't
do the same.
Wasn't an early argument for taxpayer funded government schools that the population would learn all the healthy measures they needed to take to be good citizens. After a hundred years of classes in "health," etc. how is that working out?
Indeed I was not saying that I agreed that the government forcing changes in behavior was a good idea, I was saying that that was essentially a portion (if not the main part) of the "liberal" argument. Even if they refuse to admit it to themselves.
I'm beginning to wonder. What does 'Lowering Healthcare Cost'
mean?
- Should Doctors, Nurses, Drug Companies take pay cuts?
How short our memories are. Back in the day, HMOs were sold as
the way to deliver preventive care. They had first-dollar coverage
for the preventive stuff now being touted, they forced everyone to
have (in the modern parlance) a "medical home" as is now being
discussed, etc.
The result? Many, many years of rising health care costs.
Indeed, most of the cost control measures now being touted are
nothing more than a revival, in new trade dress, of the HMO. This
is not a new idea. It has been tried. As a cost control measure, it
failed. Not to mention, people hated it.
After a hundred years of classes in "health," etc. how is that
working out?
I guess some people listen...and others don't care. I use to love
McDonalds Sausage McGriddles. NYC recently passed a law requiring
food companies to report the nutritional information. I've stopped
eating all of that stuff. It was simply too expensive as far as
cholesterol/fat/calories. One would argue that this is a LIBERAL
MOVE. And, the fact is that I could have looked up the nutritional
information. But, once it was on the actual package that I had to
unravel, I stopped eating it.
I suddenly have had an insight. It's not "healthcare reform." It's "wealthcare reform."
man i really dont care about this because im just a little kid and i shouldnt be worried about no health care questions or none else like it and thats all she wrote folks......lol smiley face
Nick Gillespie:
Health care costs can and should be cut
Um, why? If Americans want to spend an average of 15% of their
income on health, instead of 10, who are we to say that costs need
cutting?
I use to love McDonalds Sausage McGriddles. NYC recently
passed a law requiring food companies to report the nutritional
information. I've stopped eating all of that stuff. It was simply
too expensive as far as cholesterol/fat/calories.
What did you think the nutritional content of a Sausage Mcgriddle
was? It's sausage and egg between syrup soaked pancakes. How could
that possibly be anything other than a gut bomb?
It is not the government's job to protect you from yourself.
Not sure if this has been posted here before or not but this is
a great treatment of many of the universal health care myths:
Health Care Mythology (PDF)
I use to love McDonalds Sausage McGriddles. NYC recently
passed a law requiring food companies to report the nutritional
information. I've stopped eating all of that stuff. It was simply
too expensive as far as cholesterol/fat/calories.
I used to eat nothing but pure lard and refined sugar, washed down
by Thunderbird, until The State educated me otherwise. Thank you,
State, because it was only due to your tireless efforts that anyone
would know that was unhealthy.
I personally am moderately supportive of providing information to citizens through laws such as required nutrition information. However, I am vehemently opposed to government trying to influence my choices through biased taxation, or regulation. They put together a committee that decides that sugar is bad for me, and then adds a sugar tax, then companies start replacing sugar with some chemical sweetener that I don't like, or want. Then government raises taxes on the chemical substitutes, because they decide I shouldn't have those. Then, companies....and so on. Regardless, I despise the government trying to modify my behavior through any coercive methods, which certainly includes taxation.
So, now that you all have posted some stupid, point missing
things, let me add something to this argument as someone who has
had Type 1 Diabetes for over 25 years now. Just to point out, Type
1 has no known preventative measures before it occurs, and has no
relation to weight, diet, etc. It is an autoimmune disease, and the
root cause isn't know.
I actively spend time every day trying to prevent complications,
and this does cost money. My insurance has not always covered what
is needed to keep me alive, let alone prevent complications. And
when not covered, thanks, I do pay for the test strips, etc,
myself.
The complications that could occur are covered, of course. These
would be amputations of hands, feet, etc. In addition to heart
attacks, loss of vision, loss of kidney function.
So, thanks for claiming that by trying to modify the incentive for
insurance carriers so they will cover ongoing treatments they are
trying to change my behavior. Because that is what the preventative
measures being talked about here are, not whether you want to go
eat McDonalds.
Dear I, Kahn O'Clast; sorry for the sloppy post.
Will the proponents of Obamacare, who intend to reap the benefits
of preventive care, please explain . . . . .
So, John, you're saying you require certain services to stay
alive and you would like someone else to pay for those
services.
That's not insurance. You can call it insurance if you want, but
that won't make it so.
I used to eat nothing but pure lard and refined sugar, washed down by Thunderbird, until The State educated me otherwise.
If you add a couple of pounds of foie gras to that mix and throw
the whole thing into a blender, it makes a GREAT smoothie
I'm glad you all think I'm an idiot because I didn't
specifically know how high the cholesterol is in a sausage and
cheese sandwich. I know that the were high.
What I'm saying is that the LABEL did stop me from eating it. Even
though I knew what the components are. I'm also saying that many
americans are probably not as dumb as me...but may look at these
labels and it may sink in for some people.
I know libertarians don't like government intervenion...and prefer
that the govenment not pass any laws at all concerning food. But, I
happy that we have the nutritional and ingredient label. I know
it's unamerican of me...but it helps dump people like me...at least
some of us.
How short our memories are. Back in the day, HMOs were sold as the way to deliver preventive care. They had first-dollar coverage for the preventive stuff now being touted, they forced everyone to have (in the modern parlance) a "medical home" as is now being discussed, etc.
The result? Many, many years of rising health care costs.
No, you have that quite wrong. The result was several years of
health care costs rising not at all, followed by a patient revolt
against not being able to choose your own doctor and having your
choices limited, and all that about rationing, followed by rising
health care costs once HMOs stopped trying to control costs.
Indeed, most of the cost control measures now being touted are nothing more than a revival, in new trade dress, of the HMO. This is not a new idea. It has been tried. As a cost control measure, it failed. Not to mention, people hated it.
Incorrect. As a cost control measure, it succeeded enormously. But
people hated it, and got the HMOs to stop trying it.
See studies
here among others.
Of course, if Peter Suderman thinks that CDHP and HSAs are so good,
then he should at least acknowledge that that's one decent health
reform that the Republican Congress did, giving HSAs the same type
of tax benefits as traditional employer-provided plans. Hopefully
they're entrenched enough now that the new Congress won't quash
them in the current bill, but some versions of the bill have
basically outlawed high deductible plans.
If you want "irony," RC Dean, you can note that the Democrats
are now proposing the same sorts of things that they led the
political charge against when HMOs were doing them. Indeed, a
combination of both political effort and just patient hatred for
HMO cost controlling strategies are why they were abandoned. For
controlling costs, they worked fine.
You can see this study from
the Kaiser Foundation. Note that from 1994 to 1997 or so, health
care costs did not rise rapidly. But then the consumer revolt
against HMOs caused them to abandoned their restrictive policies,
and we've had the double-digit increases, far faster than other
inflation, since.
John G,
None of what you have listed are what is meant by preventative
care. Insulin, needles, test strips, etc. are how you manage the
symptoms of your disease, not means by which you are keeping
yourself from getting sick. You are already sick.
Cutting back on food-based cholesterol = Preventive
Insulin after developing diabetes = Treatment
Thanks, John T. A quick scan didn't really get to my perception
that, over a multi-year time span, the HMO's did not succeed in
controlling costs.
I'm sure its out there. Of course, one advantage that a government
plan would have is that (a) it is immune to bargaining pressure
from providers and (b) it is immune to consumer rejection, both
factors in the failure of the HMO model. But of course, we knew all
along that government could just cram down cost controls, damn the
torpedos.
My recollection is that, as a model that generated cost savings
more or less organically, HMOs failed.
Um, why? If Americans want to spend an average of 15% of
their income on health, instead of 10, who are we to say that costs
need cutting?
I think you're taking about expenditures, while Nick is talking
about expense. That is, outlays versus cost per unit of health
care.
My recollection is that, as a model that generated cost savings
more or less organically, HMOs failed.
Amonst other things, I didn't like the fact that you had to take
off a day to see the primary doctor and then take another day off
to see the specialist.
I don't think that was a cost savings technique...I just think it was a silly policy. Unless the cost-savings effort is to deter me from even bothering going to the doctor at all.
My recollection is that, as a model that generated cost savings more or less organically, HMOs failed.
Well, right, I basically agree. Don't get me wrong, the fact that
it failed because consumers wouldn't go along with it makes it
still a failure from my perspective, and almost certainly yours as
well.
However, from the perspective of, say, Director Orzsag, what the
data shows is that HMOs would have worked if only it were the
government mandating the insurance coverage so that patients
couldn't "cheat" by demanding more permissive health care. After
all, the HMO experience shows that we could reduce health care
costs in the US via a rationing method, but that people wouldn't
stand for it.
Orzsag and others may believe that people will swallow it if it's
the government controlling it, but I tend to believe that over the
long term the American people will vote in favor of no cost
controls, despite what he thinks.
CDHP and HSAs do, OTOH, seem to be working as intended. That argues
that the libertarian/Arnold Kling critique has a lot to it.
And to expand on SugarFree's point there, people already KNOW
what they're supposed to do to 'prevent' problems. Don't want to be
diabetic? Then you should lose 40 pounds and eat better. Don't want
to get heart disease? Then you should stop eating hamburgers.
The more I think about it, the more I realize there really isn't
'preventative' care. There isn't anything like changing your
transmission fluid to prevent having to rebuild the whole
transmission later. All preventative care for your body basically
boils down to doing what *everyone* already knows you should do:
Stay fit, eat healthy. Getting a whole bunch of tests to see if
you're still healthy doesn't make a difference.
Sugarfree, you said:
"None of what you have listed are what is meant by preventative
care. Insulin, needles, test strips, etc. are how you manage the
symptoms of your disease, not means by which you are keeping
yourself from getting sick. You are already sick. "
However, if you read what the study is about, insulin, test strips,
etc are what the aggresive treament routines are.
And that is what seems to be missing in the whole discussion. The
costs of these treatments add up. Our current system is willing to
pay in full for me to have my limbs cut off if I don't choose to
treat myself. It won't allow me to choose to use that money up
front to prevent the complications.
Of course, you can argue, as T does, that none of this should be
paid for. But you should be up front about that.
And, yes, the cost of treating diabetes adds up to where the break
even point doesn't make sense to pay for treatment for people over
a certain age. But no one is arguing this point that I hear.
Everyone seems to be arguing that a system designed by government
tax policies should be retained, despite doing a poor job and being
an inefficient waste of money.
Highway, you said:
"And to expand on SugarFree's point there, people already KNOW what
they're supposed to do to 'prevent' problems. Don't want to be
diabetic? Then you should lose 40 pounds and eat better. Don't want
to get heart disease? Then you should stop eating
hamburgers."
You missed my first sentence, where I said I had no choice about
being diabetic. I was not overweight, and am not overweight. That
has nothing to do with Type 1 Diabetes. There is nothing that I
could have done to prevent my body from deciding to destroy the
beta cells, and causing my diabetes.
And yes, I realize the study is about Type 2 Diabetics, who are
frequently overweight. And the first part of the treamnet is to
lose weight.
Our current system is willing to pay in full for me to have
my limbs cut off if I don't choose to treat myself. It won't allow
me to choose to use that money up front to prevent the
complications.
Nobody is stopping you from paying out of pocket for anything you
want.
Orzsag and others may believe that people will swallow it if
it's the government controlling it, but I tend to believe that over
the long term the American people will vote in favor of no cost
controls, despite what he thinks.
I suspect that, in this Brave New World, the expressed preferences
of the American people count for less all the time, particularly in
light of their apparent revealed preference for government-funded
(and thus controlled) everything.
Preventive care = get 'em started on the perpetual
healthcare-system usage cycle ASAP; we gotta increase billings,
dammit!
Sounds an awful lot like "Buy now or be priced out forever."
we get people to the doctor early, modify their diet and
exercise behavior and save all the treatment costs.
LOL!!
In the 60's the education system became infatuated with the food
pyramid and shoving every kid into gym class every day. End result
- obesity epidemic.
Same "opposite of intended" results for the War On Drugs, Officer
Friendly, D.A.R.E., etc.
History shows time and time again that Organization Man is a
complete fuck up.
"There isn't anything like changing your transmission fluid to
prevent having to rebuild the whole transmission later."
I respectfully disagree.
Most health problems are due to genetics, not behavior (most
broken bones and torn ligaments excepted).
To really be preventive what we need is a better gene pool.
I have a plan!
Everyone seems to be arguing that a system designed by
government tax policies should be retained, despite doing a poor
job and being an inefficient waste of money.
No. Criticism of a proposal is not the same as acceptance of the
status quo. There are a number of ideas that get thrown out here,
and elsewhere, which would be far better than the current proposed
idiocy.
Additionally, I don't think you'll find too many people here in
favor of the current tax treatment of health care insurance.
Everyone seems to be arguing that a system designed by government tax policies should be retained, despite doing a poor job and being an inefficient waste of money.
No, I'm certainly not arguing that. Neither was Whole Foods CEO
John Mackey in the Wall Street Journal. However, proposals to get
rid of the inefficient government tax policies tend to get shouted
down, and also seem unpopular with the broader electorate. (Such as
McCain's, or as with the hysterical reaction to Mackey's
op-ed.)
Everyone seems to be arguing that a system designed by
government tax policies should be retained, despite doing a poor
job and being an inefficient waste of money.
Any legislation that looks like what Congress is discussing today
would create a health care environment that is unambiguously worse
than today's.
There are many dimensions of health care in the US. The proposals
bouncing around Congress take almost every one of those dimensions
directly away from where they should be going. As unpleasant as the
current situation is, it is better than what Obama, Pelosi, and
Reid are trying to achieve.
Hey MikeP,
After arguing w/u 4 weeks....U've convinced me. The public plan
just simply won't work. Insurance makes about 3% profit. Yea, the
government won't charge the 3%...but I'm willing 2 bet that the
government waste would probably by 30%.
Glad to hear that, alice.
Just to reiterate, a couple things that Congress could do right
away that would be unambiguous improvements are:
1. Allow employers to issue employees pre-tax health insurance
vouchers that the employee can use to purchase insurance from
anyone, not just from the employer's chosen insurers.
2. Allow interstate purchase of health insurance, so state
insurance regulations cannot trap their residents in 51 different
local minimums.
So the study concluded that for type 2 diabetics... preventative
care would be worth it for folks 30 and under....
So preventative care is worth it for type 2 diabetics under
30....
So preventative care is worh it for some, and not for others, and
the younger the person is, the more it's worth it...
And this challenges the prevailing belief on preventative
medicine.... *how*?
And this challenges the prevailing belief on preventative
medicine.... *how*?
Because it takes an extremely cherry picked population...
The new study looks at a more narrow population -- people already diagnosed with diabetes -- and projects the cost of providing them with a very specific regimen of frequent checkups and diagnostic tests that has produced predictable results in clinical trials.
...and finds that, for a small subset of that population, there is
a positive rate of return somewhat less than what you would get if
you put the money into a bank.
Just to reiterate, a couple things that Congress could do
right away that would be unambiguous improvements are:
1. Allow employers to issue employees pre-tax health insurance
vouchers that the employee can use to purchase insurance from
anyone, not just from the employer's chosen insurers.
2. Allow interstate purchase of health insurance, so state
insurance regulations cannot trap their residents in 51 different
local minimums.
3. Tort reform
Hey MikeP,
After arguing w/u 4 weeks....U've convinced me. The public plan
just simply won't work. Insurance makes about 3% profit. Yea, the
government won't charge the 3%...but I'm willing 2 bet that the
government waste would probably by 30%.
Not just waste government would create perverse incentives to
consume more of a limited resource and drive up costs.
Sure Insurance companies would make 3% but eliminating them would
remove incentives for people not to go to doctors for skinned
knees.
Also i fail to see how government would be better at getting people
to use preventative care then the incentives built into a fee
market....if you don;t keep yourself healthy it will cost you money
seems more persuasive then government paying billions on "don't
drink soda pop" ads but if you do drink pop the government will
socialize the risk and pay for your health care later in life.
joshua corning,
Tort Reform will do NOTHING.
I have many Doctor Friends. And, if they stop paying their
Malpractice Insurance ($150,000+ in some cases), they are NOT going
to lower their consultation fees.
One would have to pass LAWS to make Doctors lower their fees...and
that's just not Mr. Freedman's game of cricket.
Want the hard nosed truth.
We stop paying for Type 2 diabetics care. Make them pay out of
their own pocket.
Maybe if people were forced with the harsh financial reality of
their care they might take better care of themselves.
You want to know how to avoid becoming a diabetic II? (In no
particular order)
1. Stop eating crap food.
2. Stop eating crap food with MSG
3. Stop drinking soda.
4. Exercise (more than 2 times a week for more than 30 Mins)
5. Stop eating crap food....
6. Take your vitamins.
7. Drink plenty of water.
8. Stop eating crap food.
9. Exercise.
10. Stop eating crap foods.
You too can prevent type two diabities!
One more thing.
I see" get them to the Doctor early!"--
Well first you need more primary care physicians first. Right now
Family Care practice has the fastest decline in Doctors. Why?
As a PCP you might make a nice 100,000$-100,500$ a year. As a
specialist your looking at up to and over 300,000$
That's double what they make to looks solely at assholes and
elbows.
Insurance companies pay less; doctors get less, so they leave the
areas that pay less.
Family Care.
Early preventive care is great in theory.
But you have to start educating good health from the start.
Not when people are 18 and signing up for "life".
You know how may 20 something's I meet that can't cook for them
selves? And they wonder why they are 200 lbs at 65 inches.
Start early, loose the crutch.
The government is not going to fix it, we as individuals must
change the life styles through education. Not nanny state set ups
like New York and their fat soda, or the missing lung photos of
smokers.
- My 2 cents
if they stop paying their Malpractice Insurance ($150,000+ in some
cases), they are NOT going to lower their consultation
fees.
Just like oil companies wouldnt lower prices when the price of a
barrel went back down.
I dont know about you, but Im still paying $4.50 a gallon.
Yeah, they lowered it slower than the raised it. But the market
eventually pushed prices back down.
Want the hard nosed truth.
We stop paying for Type 2 diabetics care. Make them pay out of
their own pocket.
And when they run out of money...they end up on Medicaid.
I have many Doctor Friends. And, if they stop paying their Malpractice Insurance ($150,000+ in some cases), they are NOT going to lower their consultation fees.
Ah, so you must equally believe that if their Malpractice Insurance
rates go up, they are NOT going to raise their consultation fees.
Because one direction implies the other.
The study cited in this article says that preventative health
care would save money for diabetics under 30... and that savings
would literally be in the billions...
That Gillespie cites this study as some kind of argument against a
federal insurance policy shows how far down the rabbit hole of
dogma he is...
This study says that for diabetics under 30, not only does it make
moral sense to give them preventative care, it also makes financial
sense, SIGN THEM UP!!!!!!!
For diabetics over 30, it's a moral issue of whether any life
improvement is worth cost, but that can be debated while all the 30
and unders are being signed up.
McAllen TX! Is a GREAT example of Health care cost and over
spending!
thank you RIMFAX!
No Alice. We stop paying for ALL of their health care.
You got money for a Big Mac, or for Cigarettes, you've got money to
pay your own bills.
I say if you can't make good healthy choices. F**K you-
I'm not paying for your problems.
No one is paying my bills.
No one does my work for me.
No one eats for me, changes me, wipes my ass.
Why should I for people competent enough to get dressed in the
morning?
That's right, because I'm not supposed to!
I am sooo tired of people getting shit for free because of their
social economic status.
And this crap about…ohh the poor. They can't help it, they don't
know how to eat right, they don't have the resources…
For people in REAL life poverty, I'm talking is actively trying to
figure out where the next meal is rolling from…i.e. trash can or
hand out? THAT is entirely different.
What I'm talking about are the slack jawed lazy yokels at Wal-Mart
that ride in hover rounds because their stubby legs can't hold up
that fat ass.
We have a guy who comes into my clinic…he is diabetic and weights
425 lbs!!!!
He has gained 100 lbs since I've been in this clinic. Every time…"
oh I'll go to the gym tomorrow…" As I see him cross the street and
pick up a Mac and a Latte.
No shame, no sympathy!
You sound pretty mad there Medic001
You are actually the 1st person i've heard that wants to eliminate
Medicaid (The Public Plan solely sponsered by the Tax
Payers).
You may have a good argument.
I think that if you really wanna lower the cost of healthcare
(Along with the standard of living of Millions of medical
providers), go ahead and eliminate Medicaid and Medicare and only
service the people that are sick and can pay.
The more and more I chat on these blogs, the more i believe that
we should have Apartheid in America. Not by race, but by people
that are willing to fund (via taxes of the working people) medical
treatment, social security, education, etc.
Perhaps u can move us liberals to NY, NJ, and California. We'll
work, pay high taxes, and take our chances with the evils of the
welfare state. The rest of you guys can have the rest of the
country. We won't tax any of you guys. We'll eliminate FICA,
Federal Taxes, Medicaid, Medicare for all of you guys...and you can
let your free market run wild.
Me, I think i wanna live with the Pincos and limo-liberals here in
NYC.
We can make it like they did in 'ESCAPE FROM NY'
This study says that for diabetics under 30, not only does
it make moral sense to give them preventative care, it also makes
financial sense, SIGN THEM UP!!!!!!!
The study says that spending $21 billion on this cherry-picked
group yields $6 billion in 25 years.
That's the equivalent of putting the money in equal annual parts
into a bank account earning a measly 2%.
Put it into an account earning 4% and the return is $9 billion
greater.
So what this study demonstrates is that, at typical discount rates
between 3% and 7%, even this carefully selected preventative care
simply isn't cheaper than the alternative.
MikeP,
Do u suggest that Private Insurance should not offer preventative
care? Or, that public insurance payers such as medicare/medicaid
shout not?
I suggest that individual insurers should offer whatever
preventative care their customers prefer, hopefully based on some
useful medical reasoning.
I also suggest that anyone -- such as President Obama -- who
imagined that there is a big pot of undiscovered gold at the end of
the preventative care rainbow is and has always been flat out
wrong.
MikeP- I agree with you.
Alice- You are100 correct. I am as pissed off as a wet bee!
I will always help the "helpless", I swore an oath to help the
sick, the injured, to care for my patients: To up hold my care with
the highest dignity and respect.
But how can i do this when half the people I take care of, don't
even respect themselves?
at 31 I'm as cynical, sarcastic, and curt as an 85 year old out of
blue hair dye.
And it comes from experience. I'm a young dog, but I've out grown
my floppy feet. And I know what I know.
There is no simple answer, but I'll tell you, standing over the
edge pissing on a raging inferno isn't going to help us.
Mike made a great point.
"Individual insurers should offer whatever preventative care their
customers prefer, hopefully based on some useful medical
reasoning."
I don't need 15,000$ worth of preventive care a year. I'm a healthy
and have minor health issues (I'd like to thank our fine USN for my
reactive air way...thanks!)
I see an ND once a month to treat my "asthma".
It cost me about 60$. And I don't have to take any
medication.
Perhaps these insurers should look into "alternative" medicine
which has a lower cost and in my opinion more effective health
care.
Reward the Physicians, ND, PA, RNNP etc take on preventative care
through nutrition classes, natural practices ( ie acupuncture,
massage, etc..Herbs..Etc) and healthy exercise.
I think (there I go again) that insurers should offer healthy
eating and exercising classes. And once you've completed them, and
show that you can maintain a healthy life, you get a cheaper deal.
Or put that extra savings into a health account.
So every year you aren't going to the Dr. For some bullshit head
cold (that if you had stayed home and took it easy, you would have
gotten rid of it three days sooner)
Put that 100$ (or what ever) towards your...oh shit...this sucks...
can't believe my leg is broken in three places insurance.
But well. That would be in an enlightened world, where people took
responsibility for their own actions, and acted upon their "good
intentions."
- Cynical medic001
>:)
Um, the nations with universal health care pay less than half
what we do per capita, live longer than we do, and have lower
infant mortality.
You are a lying corporate whore.
Look Ac
As much as I'm for free enterprise and Free Markets. I know that we
can cut cost by simply paying for people's medical expense.
We can ONLY pay for people that present a Social Secuirty
Card.
The level of service in America would be questionable. I just don't
know how it would go.
But, the truth is, even though I'm against the public plan and
Single Payer...It must be cheaper to have a Single Payer.
If we didn't have the eligibility crap, the judication process,
the check to see if claims are paid process, and the 50 other
people that touch your insurance claim...I know it would be
cheaper. It must be.
But this is not wanted here in America. Period. People just don't
want it.
Um, the nations with universal health care pay less than
half what we do per capita, live longer than we do, and have lower
infant mortality.
Surely you are aware that the US has extremely different
demographics from other countries. In particular, low birth-weight
babies born to young mothers (e.g., a teenage birthrate seven times
Sweden's) plays a big part in infant mortality.
However, you may not know that when you
account for early death due to fatal injury -- accidents,
homicides, suicides -- the US has the highest life expectancy in
the world.
And of course it is worth realizing that, while the level of US per
capita spending is much higher than other countries, attempts to
reduce growth in that spending by mimicking those countries is
fraught with failure since those countries are currently
experiencing the same growth rates as the US.
Aside from those inconveniences, your sophomoric understanding of
comparative health regimes is spot on.
MikeP,
Would u believe that the infant mortality rate amonst teen girls is
actually low?
No, I
wouldn't.
In 1980, there were 562,330 babies born in the United States to teenage mothers (19 years of age or younger). The offspring of teenage mothers have long been known to be at increased risk of infant mortality, largely because of their high prevalence of low birth weight (less than 2,500 grams). We used data from the National Infant Mortality Surveillance (NIMS) project to examine the effect of young maternal age and low birth weight on infant mortality among infants born in 1980 to U.S. residents. This analysis was restricted to single-delivery babies who were either black or white, who were born to mothers ages 10-29 years, and who were born in one of 48 States or the District of Columbia. Included were 2,527,813 births and 28,499 deaths (data from Maine and Texas were excluded for technical reasons). Direct standardization was used to calculate the relative risks, adjusted for birth weight, of neonatal mortality (less than 28 days of life) and postneonatal mortality (28 days to less than 1 year of life) by race and maternal age. There was a strong association between young maternal age and high infant mortality and between young maternal age and a high prevalence of low birth weight. Neonatal mortality declined steadily with increasing maternal age. After adjusting for birth weight, the race-specific relative risks for babies born to mothers less than 16 years of age were still elevated from 11 to 40 percent, compared with babies born to mothers 25-29 years of age.
"Put it into an account earning 4% and the return is $9 billion
greater."
MikeP the options the study looks at are
1) Preventative care
2) Interventional care
I didn't realize that you support option
3) No care at all and instead putting the money into a savings
account.
The option implicit in my discounting argument is not no care at
all. It is interventional care as required while putting the
advance money that would have gone for preventative care into a
savings account.
If the savings account pays much more than 2%, you'll have the $6
billion needed for the extra interventional care as well as some
left over.
I am not saying that the preventative care is better than the
alternative. Including quality of life issues, it probably
is.
What I am saying is that this isn't a cost-saving measure. If this
were a federal program tasked to save money, the government would
save more by using the $1024 per person per year to pay down the
federal debt rather than to supply even this highly selected
preventative care.
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