David Weigel | August 5, 2007
Obviously I didn't blog along with the GOP debate in Iowa. (Were any readers up at 8 a.m. Central Time wringing their hands at my lack of coverage? Requests for a refund should be sent to dweigel-at-reason.com.) If you crave recaps, check out Jonathan Martin, Liz Mair, and Ana Marie Cox. The last take includes this one-two-three series of posts:
8:42 AM GS still trying to get Rudy to say what his Iraq policy is. Rudy giving a constitutional law lecture; manages to not cite any concrete event in Iraq but he does imply that he brought democracy to New York! Before he was mayor, "People were afraid to go out at night... people were afraid to to the movies or buy groceries." Uhm, wow. Sure: New York in the early 90s was totally like Baghdad in 2007! Just with more porn and fewer suicide bombers.
8:46 AM Mitt: "I'm not a carbon copy of President Bush." No, he's not a carbon copy of anything, researchers have been tweaking him ever since he was developed in lab in 1992.
8:49 AM Political correctness apparently bad. When did this become a hot button issue again? What decade are we in now?
There was, reportedly, a huge reception for Ron Paul, but it's Mike Huckabee who's one-linered his way out of the back of the field and into a tie for fourth place with McCain, with 8 percent of the vote.
Help Reason celebrate its next 40 years. Donate Now!
Try Reason's award-winning print edition today! Your first issue is FREE if you are not completely satisfied.
Sorry, Dave, I've just become addicted to your liveblogging of
debates. It just doesn't feel the same without it.
I don't know what I'll do when the election season is over. I
better get some counseling.
Medical savings accounts are a sick joke.
The solution to a lack of health coverage for lower-income people
(who don't pay taxes, and can't afford to put much aside in
savings) is to reduce the taxes they don't pay, on money they can't
actually put into savings.
Brownback (or was it Gilmore) at least had a grounding in reality
when talked about letting people buy health insurance across state
lines. I don't know how much of a solution it is, but at least it
isn't flagrantly illogical, like Rudy's shtick.
The solution to a lack of health coverage for lower-income
people (who don't pay taxes, and can't afford to put much aside in
savings) is to reduce the taxes they don't pay, on money they can't
actually put into savings.
I thought we had a problem with rising health care costs?
Oh yeah we do....and tax credits and health care savings accounts
do work at lower health care costs...which helps everyone rich and
poor.
Guiliani puts them forward as a solution to the lack of
coverage, joshua. So you're admitting that's bull?
Regardless, HSAs are far too small a portion of the health care
economy to have any noticeable effect on health costs (even if you
assume that sick people are going to be able to negotiate costs and
services like ordinary consumers in a real market), and the
realities of how much money people have to put aside for medical
bills guarantees that HSAs can never grow to be big enough to have
significant effects on the cost of health care.
Besides, individual solutions like HSAs, by definition, eliminate the ability of an individual to take advantage of the wonderful power of actuarial statistics.
Guiliani puts them forward as a solution to the lack of
coverage, joshua. So you're admitting that's bull?
Lack of coverage is due to high health care costs. Lower health
care costs and more people get coverage.
Also the people who don't have health coverage who get free health
care when they go to the hospital will cost the system less...100$
aspirin might even drop to 50$ aspirin.
Oh wait you were implying that people without health care insurance
do not get any health care ...sorry joe, i didn't mean to kill your
whole argument that universal health care coverage is needed to
save poor people.
Uhm joe, have you noticed that things that the government
subsidizes such as health care and college tuitions tend to see
price rises well above inflation?
If you want to make stuff affordable, you have to stop subsidizing
it. Then as people cut back on consumption the price comes down so
that more people can afford it.
The secret to improving poor people's access to medical care is to
reverse the interventions that cause it to be more expensive. So
while Medical Savings Accounts might directly benefit the middle
class, they will alo encourage people to consume medical services
in a more price-conscious manner, encouraging lower prices for
all.
and the realities of how much money people have to put aside
for medical bills guarantees that HSAs can never grow to be big
enough to have significant effects on the cost of health
care.
Sorry joe you are dead wrong. HSAs are for check up care. For open
heart surgery you get catastrophic health care insurance which is
really cheap.
Lack of coverage is due to high health care
costs.
Only some of the lack of coverage is due to high costs.
Only some of the costs of health care can be brought down through
bargaining.
Only some of the people spending HSA money will be abe to
bargain.
And only a small segment of the population is ever going to use
HSAs.
We're getting pretty close to the sub-atomic scale here, in terms
of a broad economic effect on health costs.
joshua,
As usual, you interpretted your misunderstand of my point as an
inocrrect statement by me.
"HSAs never grow to be be big enough" was a statement about the
size of the role they might play in the health care economy, not
the dollar value in the accounts. It wasn't a point about the cost
of catastrophic care, but about the market penetration.
So while Medical Savings Accounts might directly benefit the
middle class, they will alo encourage people to consume medical
services in a more price-conscious manner, encouraging lower prices
for all.
See joe...poor people can and do buy plasma TVs which are produced
and sold in a free market...the reason why is because the free
market makes them cheap.
A freer market would make health care cheap.
There's a limited supply of doctors, nurses, physicians assts,
and lab techs. There's a limited supply of medical equipment.
There's a limited supply of hospital space.
There's an unlimited demand for health care.
Maybe I'm just thinking inside the supply-and-demand box here, but
why do we expect that there exists a plan that will allow everyone
to get all the health care they want?
It wasn't a point about the cost of catastrophic care, but
about the market penetration.
HSA's do compete against free loader friendly Medicare/Medicaid and
subsidized health care insurance currently....so if your statement
is that under current rules subsidies and regulations HSAs do not
compete then you are correct...but i think that is the
argument...to make HSAs more commercially palatable.
Seriously, joe, how do you think we should decide who gets health care and who doesn't? Waiting lists? Boards of bureaucrats?
A freer market would make health care cheap.
Let's not overstate our case, joshua. Routine checkups and basic
medical care probably would be far less expensive in a free market,
but care that requires cutting-edge equipment, highly trained
personnel, and/or needle-in-a-haystack drugs is never going to be
cheap.
But thank you for bringing up a point I was about to make:
HSAs are for check up care.
What this actually means is that the pre-tax money you put into an
HSA disappears at the end of the year if you don't spent it, and
the amount you can put in is capped.
It's not like 401k, where you can put aside an asset that can grow,
with-pre-tax money. If HSAs worked like that, they might be useful,
given that medical bills for people who get sick or injured are the
leading cause of personal bankruptcy in this country. If HSAs
allowed people to build up an asset that light, they might take
care of that problem.
But no, HSAs are for peoplel to put a few hundred bucks a year in,
to pay a few hundred bucks a year out in that same calender year,
in order to save the federal income tax lability on that few
hundred bucks.
This is what is going to drive down the cost of health care, expand
health care access to poor people, and bring about improvements in
our health care outcomes.
Faith based trickly down Tax Cut Fairy cloudcookooland, is
wot.
oh, yeah, Mr. Free Care corning, let me ask you something: do you
and your kids only see a doctor when someone's sick enough to go to
the emergency room?
When formulating policy, if you're going to sacrifice justice and
humanitarian concerns in the short term for efficiency, you
shouldn't do so in the name of a poicy as massively inefficient as
using emergency rooms for primary care.
tarran, joshua, I've already made a few points several steps
beyond how as DEMAND KURV works in the abstract. Your smug
assumption of your superior understanding of economics is getting
in the way of actual economic thought here.
crimethink,
I think I'll stick with a discussion of policy and outcomes here.
Maybe we can argue First Principles some other time.
I want everyone to have access to decent health care without having
people go broke, and I'm not overly concerned with
ideologically-based statements about why we musn't make that
happen.
letting people buy health insurance across state
lines.
I assume the advantage in this is buying cheaper insurance from a
state that does not mandate types and levels of coverage. I would
expect Congress would step in and "standardize" the mandate eroding
the cost savings.
I want everyone to have access to decent health care without
having people go broke, and I'm not overly concerned with
ideologically-based statements about why we musn't make that
happen.
But you see, that's the heart of my point. I question whether it's
even possible to fulfill your desire for everyone to have access to
"decent" health care, which is bound to include some awfully
expensive stuff in many cases, no matter how ingenious we are in
searching for a plan to do so.
In any case, my point isn't that it mustn't happen, but
that it simply can't.
joshua corning,
Please, don't get me wrong. I think the basic ideas of MSAs/HSAs is
a good one. I used to use a Child Care spending account that my
wife's workplace used to offer as a benefit, to pay for
daycare.
A vehicle to allow people to set aside pre-tax money for health
expenses is a good idea for the middle class that makes up most of
the population of this country. The effect it actually has - people
having more money to cover their medical costs - is a good one. I'm
not agin 'em.
I'm against the dishonest manner in which some politicians, like
Guiliani in particular, promise the sun and moon from these
accounts, for their own political purposes. They're not going to
have a large effect on either health care access or health care
costs. Politicians just claim that they will because it's red meat
for a certain political base, and because it's a way to look like
you're doing something to the rest of the electorate.
To me ,food and shelter are more important than health care yet we leave these mostly to the market.Until we put the burden of insurance on the individual instead of the employer we will never have true reform.Health benifits should be taxed like other income.Big business gets to pay a share of wages tax free and employees use their insurance like anything people feel is free.There's also way to much coverage.Can you imagine if car insurance covered tune-ups,brakes,tires and oil changes?
crimethink,
Pshaw! You wouldn't support taxing people for a health care system,
even if God himself came down and told you that John Edwards had an
affordable plan to completely solve all our health care
problems.
So don't shed croccodile tears about how, sigh, you'd just
loooooove to have a working universal system, but gosh darnit, it's
just not possible.
You convince yourself that nothing can ever work better than the
Market because you don't want anything to work better than the
market.
Same thing as Bush vetoing the bill to expand children's health
care; he isn't afraid it won't work, he's afraid it will, and
everyone will see it work.
There is no such thing as "universal" health care. Either its left up to the market and some people just won't be able to afford certain things (like I can't afford a new computer I need right now), or a government run system will ration care and some people will go without. To use the computer example, if we were in a Soviet-style system the new computer would be "free" but I'd be on a waiting list for five years, if i qualified at all.
BTW, I'm one of those "40 million Americans" and I'm doing just fine without health insurance, thanks. Thats right--I'm choosing to be uninsured! The horror!
Pshaw! You wouldn't support invading Iraq, even if God
himself came down and told you that George Bush had an
affordable plan to completely turn Iraq into a liberal
democracy.
So don't shed croccodile tears about how, sigh, you'd just
loooooove to have a successful war in Iraq, but gosh
darnit, it's just not possible.
You convince yourself that nothing can ever work better than
not invading Iraq because you don't want anything to work
better than not invading Iraq.
Same thing as the Democrats passing the bill to stop
the surge; they aren't afraid it won't work,
they're afraid it will, and everyone will see it work.
Cesar,
Doctors limiting care to the proper course of treatment is not the
same thing as bureaucrats rationing the amoung ot money to be spent
per patient. You are lumping together unlike things under the
rubric "rationing."
Cesar,
You are a minority of that 40 million, and I hope you won't get
deposited in a Massachusetts hospital when you get sideswiped by a
tractor-trailer.
crymthink,
You got me; I don't think that people having less wealth is the
equivalent of them being napalmed.
Guilty as charged.
You wouldn't support taxing people for a health care system,
even if God himself came down and told you that John Edwards had an
affordable plan to completely solve all our health care
problems.
If there's anything that could turn me into an atheist...
Were any readers up at 8 a.m. Central Time wringing their
hands at my lack of coverage?
I was up at 10 am Eastern (when several sites had mistakenly said
it would be played) and missed the first hour of the 'debate'. I
was at a Meetup, and we looked to see if we could find any blogging
of it. I suggested Reason, and actually was disappointed to
discover your "lack of coverage."
You are a minority of that 40 million, and I hope you won't get
deposited in a Massachusetts hospital when you get sideswiped by a
tractor-trailer.
You may think its a stupid decision, and thats fine. But I've
weighed the risks, and since I'm in my 20s, healthy, and a
non-smoker with no history of non-smoking related cancers in my
family, I think its pretty safe to go without it. Many of my
friends--who are of a similar demographic--are choosing to go
without, too.
Actually, crimethink, the problem with this: Pshaw! You
wouldn't support invading Iraq, even if God himself came down and
told you that George Bush had an affordable plan to completely turn
Iraq into a liberal democracy.
...is that I actually would have supported an Iraq invasion if I
thought it would work. As I've written. Several hundered times on
these threads.
Which is exactly the opposite of yourself, and joshua; you're both
made it quite clear on many, many threads that you would not
support taxing people (Stealing! AT GUNPOINT!! With FORCE!!!
COERCIVE FORCE!!! *SOB*) to pay for humanitarian benefits for other
people. Damn dirty socialist commie blah blah blah - you've both
made it quite clear that you don't go in for that sort of thing, on
principle.
So, no, that didn't really work.
Vermont,
I think Weigel was recovering from his rainbow party last night. I
hear the blue lipstick is a pain to get off.
"Pshaw! You wouldn't support taxing people for a health care
system, even if God himself came down and told you that John
Edwards had an affordable plan to completely solve all our health
care problems."
OK, describe the plan.
Also explain how it won't use rationing to prevent overuse of
care.
Crimethink's point is that you can't make that square peg fit into
reality's round hole.
I'll tell you right now that if you attempted to put in place a
"free" health care system with no ration controls, I'd deliberately
consume and destroy as many health care resources as possible, to
make absolutely sure I wasn't a net loser under the system. And
what I would do deliberately, many, many other people would do
simply by temperament.
This is one of those times when market theory isn't an ideology,
it's reality tapping on your shoulder. If you won't use price to
control consumption of a good you have to ration it. And I simply
will not accept a system of rationing as long as it's open to me to
resist it. Sorry. You may think this is just me stubbornly setting
out to refuse to understand the magical plan that's going to make
health care free and make rainbows shoot out of my ass, but that's
really too bad.
Oh and Joe, if your dream version of a single payer Canadian style system passed, could people such as myself choose to drop out? Or will we be forced into it since the government knows better?
Cesar,
I do think you've made a stupid decision for yourself, but that
wasn't my point.
People who choose not to have insurance are a small minority. Most
of the 40 million would very much like to have health
insurance.
And if your rugged-individualist ass gets sideswiped by that truck
in Massachusetts, I get to chip in for that, thanks. And if you end
up in one of our fine institutions because you didn't get a checkup
or see the doctor about the pain in your side until you collapsed
with a kidney infection at work, I get to chip in for the
incredibly inefficient cost of treating you way too late.
Unlike you, I don't object to being taxes to pay for programs that
benefit the less fortunate. I'd just prefer to do so is a less
appalling stupid and cruel manner.
joe,
Whether I go for that kind of thing or not is not the question. If
a bleeding-heart socialist looked at the problem, I daresay she or
he would come to the same bitter conclusion.
BTW, I'm not saying that the Market will solve everything. I'm
saying that the fact that the free market can't solve everything
means that we have to have a plan based on coercion.
What this actually means is that the pre-tax money you put
into an HSA disappears at the end of the year if you don't spent
it, and the amount you can put in is capped.
If by disappear you mean goes into the pocket of the account holder
thus giving a strong market incentive not only to be prudent in
health care expenditures as well as an incentive to stay
healthy...then yes it "disappears"
Perhaps you might want to look up how HSAs work before you
criticize them.
joe,
How 'bout we repeal the federal law that requires ERs to treat
everyone who walks in the door, money or not? That would take care
of your problem paying for Cesar's foolish treachery. ;-)
(BTW, sorry you're functioning as the progressive pinata in this
thread. You need to recruit more like-minded people to come to this
board so we can spread out the on-picking!)
Fluffy,
Nope. You descrive your plan first. Nyah nyah.
I don't believe your faith-based assertions about the impossibiity
of what you don't want, and I'm not terribly impressed by
market-fetishists' record of predicting the economic outcomes of
public policies. I don't think our blinders allow to see what shape
reality's hole is.
And, BTW, you too are conglating different concepts under the
rubric "rationing." Rhetorical smoke and mirrors and Econ 101
simplifications do not a policy make.
joe,
New England drivers aside, I wish you wouldn't have to pay for my
potentially stupid decision, either.
I'm curious, anyway, if you agree with the Massachusetts-model of
mandated insurance?
Cesar,
I have principles, not a plan, but under my preferred system, you
would be free to buy boob jobs and unnecessary X-rays with your own
money if you wanted to, but you'd no more be able to "drop out" of
the income tax and what it buys that you can "drop out" of paying
for and being protected by your local police department.
You wanna hire security guards? That's nice. Hell, it might ever
free up the police to make a couple extra swings on some other
streets during they're shifts, since you're all set.
I'm against the dishonest manner in which some politicians,
like Guiliani in particular, promise the sun and moon from these
accounts, for their own political purposes.
Come on joe..."promise the sun and moon"...and..."for their own
political purposes"
Isn't that exactly what every dem is doing when they push for state
payed universal coverage?
Crimethink has this dead on imho.
If by disappear you mean goes into the pocket of the account
holder thus giving a strong market incentive not only to be prudent
in health care expenditures as well as an incentive to stay
healthy...then yes it "disappears"
Yes, that's exactly what I mean. Use it or lose it. If you don't
guess right on your expenses, you either miss out on the tax
savings, or you lose your money.
You might not know this up on Olympus, m'Lord, be we wee folk can't
always predict the future, and through a lack of virtue,
either.
joe, how is an HMO bureaucrat deciding which procedure is "necessary" any different from a government bureaucrat doing the same thing?
And, BTW, you too are conglating different concepts under
the rubric "rationing." Rhetorical smoke and mirrors and Econ 101
simplifications do not a policy make.
The waiting lists in England and Canada don;t look like smoke and
mirrors to me...
In fact they look exactly like rationed health care.
The other point I was making about the cap on HSAs, which joshua
is avoiding like the plague, is that the cap and annual spending
requirement means that you can't build up a significant nest egg in
case of an expensive emergency.
BTW, joshua dear, writing Perhaps you might want to look up how
HSAs work before you criticize them. isn't terribly
impressive, when you have been unable to identify a single factual
error I have made in describing them. You've made two feeble "it's
not a bug, it's a feature" argument, and accused me of ignorance,
but you haven't actually shown any inaccurate statements I've
made.
But it clearly made you feel better. Are you getting a little
flushered, joshua? No wonder - this isn't going very well for
you.
Yes, that's exactly what I mean. Use it or lose it. If you
don't guess right on your expenses, you either miss out on the tax
savings, or you lose your money.
I don't know what crazy HSAs you are talking about but getting the
money you don't spend on health care to spend how you want to
(including health care) is not losing it. In fact I would call that
tax free income.
The other point I was making about the cap on HSAs, which
joshua is avoiding like the plague, is that the cap and annual
spending requirement means that you can't build up a significant
nest egg in case of an expensive emergency.
Catastrophic health care insurance...it is cheap and easily covered
by a small part of your HSA.
By the way...nothing prevents you from buying standard health care
insurance with money from your HSA.
crimethink,
joe,
How 'bout we repeal the federal law that requires ERs to treat
everyone who walks in the door, money or not?
And while we're at in, we can provide uninsured people with plastic
bags, to make the process even more efficient. I'll pass. It's one
of those bleeding-heart liberal things.
Cesar,
joe, how is an HMO bureaucrat deciding which procedure is
"necessary" any different from a government bureaucrat doing the
same thing? None at all. I believe I already addressed this
question in my point about doctors.
If we're talking about efficiency here, why is it that a broad
range of companies with "socialistic health programs" end up paying
less per person and getting near equal treatment?
US Health care is just inefficient, that's it. We spend too much
time and money on a tug-of-war between the poor sap who bought
health insurance and a mass of flunkies at the health insurance
company looking for ways to deny payment (or in one case I heard,
yanking a woman's health coverage two weeks before she was due to
give birth.) Ditto for a similar tug of war between the hospital
and the health insurance company. Thanks a lot, guys.
Why can't we have a double system, where those who want it
(hopefully the majority) will pay for their NHS with taxes, get
medical treatment from doctors who are paid salaries, not per
operation; coupled with a much smaller private medical insurance
system that will have its own private hospitals and provide extra
insurance to anyone who wants it?
Japan's got something like this--a double-layered system to cover
surgeries etc. if you want to get out of waiting lines.
The only thing I'd add for the US is a) the ability to opt out of
the government version altogether (but then you're totally
responsible for your own health--no emergency room visits.) and the
caveat that you can't get back on to the governmental system unless
you prove you are at least as healthy as other people in your
category.
I think it's funny when people say'if you get side swiped by a truck I'll chip in for that'.That would be covered under car insurance.
None at all. I believe I already addressed this question in
my point about doctors.
And what makes you think the feds won't pressure doctors in to
using less expensive, less effective treatments in order to save
money?
Catastrophic health care insurance...it is cheap and easily
covered by a small part of your HSA.
Which usually comes with a four- five-figure deductable for those
"easily affordable" plans - a figure you're normally not allowed to
build up in your HSA, or roll over.
And, once again, this is assuming you actually have money to put
into an HSA, which is the problem with pretending that they are a
way of helping poor people.
joshua,
I believe you are mistaken about people getting their HSA money
back tax-free at the end of the year.
Which usually comes with a four- five-figure deductable for
those "easily affordable" plans - a figure you're normally not
allowed to build up in your HSA, or roll over.
Um if you get the money you don't spend in your HSA what is
preventing you from putting that into a savings account from which
you can draw from in emergencies?
Fair Tax.
I would be for it if and only if 1)the income tax is permanently
repealed and 2) food and clothing are exempted.
Cesar,
That is a possibility, sure, but could be dealt with if the law was
strong enough. It's a danger to be vigilant against and to manage,
but not one that cannot be overcome. Mainly by electing Democrats.
;-)
Besides, have you seen how much money we spend on health care? I
don't think a resource crunch is the biggest worry here.
I believe you are mistaken about people getting their HSA
money back tax-free at the end of the year.
What part is wrong?
They don't get it back?
They are taxed for it?
Both?
What part is wrong?
They don't get it back?
They are taxed for it?
Both?
I sure hope its not both...
Um if you get the money you don't spend in your HSA what is
preventing you from putting that into a savings account from which
you can draw from in emergencies?
For most people, the fact that maintaining a large store of money
for a low-probability event, rather than addressing some other
need, is an irrational choice. If there were tax benefits, this
might change on the individual level - although it would still
remain irrational on the societal level to forego the benefits of
risk pooling for the sum total of everyone's "catastrophic
insurance prememium money."
Cesar,
I agree with the exemptions.
Medicine?
The Fair Tax means income tax goes away.
Could a carbon tax be worked in without complicating things too
much?
joshua,
I believe it varies from plan to plan. The MSA program I am
familiar with had a use-it-or-lose-it feature, which is why I
didn't do it.
Why do you ask?
Medicine
Yeah, that too. But I think it should stop there lest we end up
with millions of deductions like we have with the income tax.
Could a carbon tax be worked in without complicating things too
much?
Maybe, I certainly think if global warming is as bad as everyone
seems to think it is that a carbon tax seems to be the least worst
option for reducing emissions.
Why do you ask?
Because the one I would support would be the one that you get to
keep the unspent money tax free.
Call it the crazy libertarianish Joshua Corning health care
plan.
The MSA program I am familiar with had a use-it-or-lose-it
feature, which is why I didn't do it.
Well MSA doesn't control tax law...so you know you can't have it at
the moment...
although it would still remain irrational on the societal
level to forego the benefits of risk pooling for the sum total of
everyone's "catastrophic insurance prememium money."
So people would tend not to put the unspent money into savings
accounts but would tend to spend it on catastrophic insurance
deductible insurance (i wonder what the deductible of that would
be?)
I don't see this as a problem.
joe:
Medical savings accounts are a sick joke
No they aren't. They would allow tens of millions of folks an
option to pay for health care that yields a real financial
improvement for them cuz it would reduce the taxes that they
pay.
As I suspected, Joe refuses to describe a plan mechanism that
will prevent individual users from overconsuming health care under
a free system.
He refuses because there's only one.
And the record of free market "fetishists" in predicting outcomes
is pretty good, actually. Particularly in health care. Fetishists
said that Medicare and Medicaid would lead to socialized medicine,
and socialized medicine is bearing down on us like one of Michael
Vick's dogs. Fetishists said that Medicare and Medicaid would lead
to extraordinary health care inflation, and it did. Fetishists said
that Medicare and Medicaid would be sinkholes of fraud, and they
are.
For most people, the fact that maintaining a large store of
money for a low-probability event, rather than addressing some
other need, is an irrational choice.
And what the hell joe?
Is the argument against HSAs that people spend their money badly so
the government should run the whole thing?
I mean i have a closet full of cloths that i wore once but ended up
not liking...i really don't think i need the state to tell me what
cloths i should buy or worse bail me out when i am in denial that I
fit large shirts not medium.
Just for the record, we already have universal catastrophic care. If my drunken neighbor walks into the road and gets hit by a bus, he will be taken to a hospital, he will receive care, and if he's unemployed and doesn't have a dime in savings, nobody will really expect him to pay anything back. Or he'll be have to pay some pittance on a monthly basis.
Cesar,
I agree with the keep it simple philosophy.
The only tweak that probably needs to get in there is how services
rather than products are taxed.
Seems only health care makes sense as an exempt service.
The solution to a lack of health coverage for lower-income
people (who don't pay taxes, and can't afford to put much aside in
savings) is to reduce the taxes they don't pay
Poor people pay a lot of tax. The standard deduction is tiny, and
SS/Medicare (15.3%) applies to the first dollar of income. Then
there's state tax, sales tax, and property tax. The only escape is
the Earned Income Tax Credit, but that is quite narrowly
targeted.
Anyway, I agree that Health Savings Accounts aren't a solution to
anything. Just another unneccesary complication.
Cesar,
Regarding carbon tax.
A plan I have seen described, that I think makes sense, is to
restructure business taxes based on material throughput. The idea
is that the only taxes the company pays are on material that goes
out the door as waste. That includes the product when it is thrown
away. This encourages efficient use of materials, recycle/recapture
programs, and moves many products into the realm of services rather
than durable goods. Interface carpets is currently working with
this model to great success. You don't buy a carpet from them, you
buy a flooring service. They own the carpet, repair it, maintain
it, and replace it as needed to meet your flooring needs. They
retain, recycle and reuse the materials that went into the original
carpet reducing waste to almost zero.
Flexcar/zipcar et al are the transportation sector versions
currently in operation.
socialized medicine is bearing down on us like one of
Michael Vick's dogs.
Yeah, but you can't douse a health care system in water and
electrocute it...or can you?
I'm not terribly impressed by market-fetishists' record of
predicting the economic outcomes of public policies.
I am. Remember wage and price controls, gas lines, etc? Milton
Friedman was right, and Nixon and the liberals were full of
shit.
Re: Healthcare
How does Kirk Hamilton's book fit into this discussion?
http://go.worldbank.org/7M49XI1HT0
If productivity involves institutions that support human capital,
what types of institutional support for healthcare is optimal?
Isn't the popular HSA idea also include a plan for catastrophe health insurance for the case of major bills?
Rudy faulted the Democrats cuz none of em mentioned "Islamic
terrorism" in their debate. Oh horrors! If the Dems did mention it,
they would have done well to point out that it has been the actions
of our own government that have motivated terrorist tactics by some
Muslims.
Rudy closed the question of his deserving conservative support
when, in a previous debate, this big government Republican actually
said that he would have attacked Iraq even if he had known that
there were no WMD. (not mentioning the "terrorist/911 connection
lies that the neocons in the Pentagon's OSP foisted on us to
motivate the war.) He seems to have forgotten the conservative
teaching, that troops should only be asked to risk their lives when
our security is threatened. With his radical pro-war positions,
Rudy is being disrespectful to our troops, and to our wallets as
well. I can't think of a candidate who would be a worse choice to
represent my party. Thankfully, among them, we have an excellent
choice...
http://www.ronpaul2008.com/
I thought Brownback looked surprisingly good in this morning's debate. I definitely think it was nicely moderated this time around. A much more substantive debate than the CNN free for alls the last coupla rounds.
Neu Mejican,
I'm not so sure about the moderation of the debate. Stephanopoulos
shouted down Ron Paul if he went a couple of seconds over time,
while he let Giuliani, Romney, and McCain go over time almost every
time they talked (which was a lot). Also, those guys had roughly 8
questions each, while Paul got 4!
I strongly feel that the debates should be formatted in the
following way:
A question is asked and all candidates get a chance to answer it.
They are given a certain amount of time (30 seconds, a minute,
whatever). When they reach this point, they are cut off. When I say
cut off, I mean their mic. It stops working when they hit the time
limit. The next candidate gets to answer the question.
A possible variation would be an extra 30 seconds that could be
used at any point the candidate wishes, in case there is one
question that needs a much longer answer (or several that need an
extra 10 seconds). This time could also be used to respond to an
opponents answer. However, once the 30 seconds is used up, there is
no extra time for that candidate.
joe,
I dont know about the plan that was offered to you, but every
MSA/HSA plan I have ever seen allows you to roll over unused money
at the end of the year and build it up in the account, mainly
because for the 1st few years, the amount in the account will be
less than the deductible of the catastrophic plan, so you need to
be able to roll over.
Vermont-
I actually liked the idea of the green, yellow, and red lights
being visible on the podiums that they used in 2004.
Fluffy
I'll tell you right now that if you attempted to put in place a
"free" health care system with no ration controls, I'd deliberately
consume and destroy as many health care resources as
possible
That's a straw man; no one is proposing a health care system where
you can have anything you want, as much as you want. Honestly,
Fluffy, if the government provided everyone with free blood
pressure, blood and urine diagnostic tests, would you be really be
down at the clinic every morning pounding on the door demanding
your hourly comprehensive diagnostic regimen?
crimethink
joe,
How 'bout we repeal the federal law that requires ERs to treat
everyone who walks in the door, money or not?
See, this is the kind of red-blooded libertarian viewpoint that's
so refreshing and hard to come by these days for some reason.
"Screw the poor and let them die on the street!" Preach it brotha!
Why can't libertarians embrace their inner Ayn anymore?
I'm against the dishonest manner in which some politicians,
like Guiliani in particular, promise the sun and moon from these
accounts, for their own political purposes.
And which Democrat do you support joe?
Honestly, Fluffy, if the government provided everyone with
free blood pressure, blood and urine diagnostic tests, would you be
really be down at the clinic every morning pounding on the door
demanding your hourly comprehensive diagnostic
regimen?
Judging from all the drug commercials on tv right now, plenty of
boomers will be knocking on their doctors door demanding free boner
pills from Medicare part D in a few years.
Cesar- Want to expand on this a bit? I didn't watch the debates in '04 as I couldn't vote anyway.
Cesar- Want to expand on this a bit? I didn't watch the
debates in '04 as I couldn't vote anyway.
Instead of the moderator cutting off Bush or Kerry, there was a
little traffic light right below each of their microphones. Twenty
seconds before time ran out, it would turn yellow. When your time
was up, it would go red.
So each candidate was not willing to go over the limit, because if
they kept running their mouth even when the light was red people
would think "wow, what an asshole". It actually worked quite
well.
Okay, I don't like it quite as much as actually shutting them off, but certainly an improvement over the ones from this year.
e,
Nice selective quoting. I was responding to joe's complaint that
he, as a MA taxpayer, has to pay the medical bills for uninsured
people.
You can't at the same time support free access to ERs to all
comers, and then complain about the fact that people use it. Or at
least you can't do that and avoid me criticizing you for it.
You can't at the same time support free access to ERs to all
comers, and then complain about the fact that people use it. Or at
least you can't do that and avoid me criticizing you for
it.
Who's complaining that people use it? Not me. It's grossly
inefficient,sure, but it's better than nothing. Were you using the
proposal to deny access to ERs as just a hypothetical, but you
don't actually advocate it? If so, I apologize for quoting you out
of context, but I am confused about what point you are making.
Cesar,
I'm still partial to electric shocks as "times up" indicators.
Maybe we can combine the debates with a new Milgram
experiment...
Rudy: ...as mayor of --
Mod: Time is up.
Rudy: -- New York City on 9/11...
Experimenter: Mr Giuliani, that's the 10th time you've gone over in
this debate. Let's see, that means 350 volts...
Rudy: No! I have a heart condition, ple AAAAAARRRRRGGGGG
e,
Well, there are probably odd jobs that non-payers can do around the
hospital while you're waiting. Sort of like if you don't have
enough money to pay the bill at a restaurant, they make you wash
dishes (at least on TV).
More seriously, I probably would support repealing that law, first
of all because it's none of the fed govt's business. I don't see
how that's any more morally repulsive to deny medical care than to
command people to work for free. Also, it's quite possible that
hospitals would still treat all comers even without a law, for
public image reasons.
And, frankly, I'm sick of mandatory ER care being used as a
stalking horse for socialized medicine. "We're going to have to pay
for it anyway when they show up at the ER, so why not insure them"
is a common refrain among those elements.
Libertarians are so out of touch that they keep referring to the Vick dog story, when this week's killer dogs belong to Ving Rhames.
Oh, joe, it's obvious you're just plugging your ears and
screaming "YOU GUYS JUST DON'T WANT "FREE" HEALTHCARE TO
WORK...BOO-HOO-HOO".
joe, the bottom line is you want someone in government to determine
what's "necessary" and what's not.
So the pinata in all this is "well, of course we
almighties in the Government wouldn't cover plastic surgeries!
That's unnecessary!" Really, joe? What about the breast cancer
victim who had a double mastectomy? What about the disfigured child
(or adult?)? Is plastic surgery going to be defined as 'necessary'
by the all-knowing bureaucrats based on the best sob story now?
Ayn_Randian,
All we need is the right people in charge. They'll know what to do.
Besides, I don't hear YOU offering a plan to solve all the health
care problems!
I agree with crimethink, we need electro-shock to stop these rogue terrorists... I mean politicians. Of course, they do both operate by spreading fear.
"Is plastic surgery going to be defined as 'necessary' by the all-knowing bureaucrats based on the best sob story now?" And there are no all knowing bureaucrats in insurance companies that decide if this stuff is covered?
Also, it's quite possible that hospitals would still treat
all comers even without a law, for public image reasons.
wow, what a relief! At first I was worried about the poor people
bleeding to death out on the street, but it turns out it's "quite
possible" they'll be treated anyway. For "public image" reasons,
apparently - I guess some people think it's somehow morally
required to treat sick people even if they can't pay for their
treatment, and look favorably on hospitals that do so.
But I'm curious; would you, crimethink, find anything commendable
about treating sick poor people for free? Is there any moral
imperative "you must treat poor sick people" in your view?
If you don't believe there is any such moral imperative, why would
you expect anyone else to believe in it, i.e. why would you expect
any "public image" benefit to treating poor people?
I believe there is a moral duty to treat sick people, yes. I
also believe that there's a moral duty to abstain from sex until
marriage, and to keep your body free of intoxicating drugs, but I
don't support using the law to force people to fulfill those duties
either.
Remember, it's not charity when you're giving away someone else's
money (or labor).
"That's a straw man; no one is proposing a health care system
where you can have anything you want, as much as you want."
Um, OF COURSE it's a straw man! I'm employing it precisely to get
Joe to admit that's NOT the system he wants, and that he intends to
ration care.
Joe is avoiding proposing anything at all, because he knows that as
soon as he does I'll identify it as a rationing scheme and be all
over him like white on rice.
And by the way, the system that comes closest to "a health care
system where you can have anything you want, as much as you want"
is a completely free-market system. If you're willing to pay for
it, you can get all you want. That's closer than any universal
system will ever get, because the only way for a universal system
to work is to limit access to it by dictate or rule - one version
or another of rationing, whatever you end up calling it.
joe is afraid. I can smell it.
::sniffs::
Wait a minute...aw, crap. Never mind. That was just a week-old open
cottage cheese tub under my bed.
Hard to believe, but the actual debate was far more interesting
than this thread has been so far.
The trouble with health care in the US is that politicians keep
passing laws forcing insurance companies to violate the principles
of insurance. As one of the biggest lobbying forces, insurance
companies are shamed into going along.
Politicians have a vested interest in screwing up health care just
as they do in screwing up world affairs.
(Code name: war. Or to use Washington's euphemism: foreign
entanglements.)
Each of them wants to create a dragon that they envision themselves
riding in on a white horse in shining armor to slay.
Unfortunately they are better at creating dragons than they are at
slaying them.
Ruthless,
The point isn't to slay the dragon. You create a bigger, more
threatening dragon to either eat the old one or make it seem small
by comparison. Either way, problem solved...or should I say problem
superceded?
"MNG: But those all-knowing bureaucrats have to answer to The
Market."
Yeah, true, but the gov ones have to answer to voters don't
they?
I'm mixed about single payer or nationalized care. The market will
always leave some folks uncovered, and charity may not pick it up,
but the government often does some stupid things (health care
managed by the guys who managed the Katrina response).
I do have to ask libertarians though, how much liberty does a
person have when they are really really sick or working three jobs
to pay for an uncovered emergency room visit? Isn't it possible
that nationalized care could create more liberty (the exercising of
meaningful lifestyle choices) for many people?
joe, crimethink, Joshua,
I came here late and am trying to catch up... but has anyone
considered leaving health coverage to churches, mosques, and
not-for-profit organizations? I believe that this is the way to go.
If I am financially able (i.e., above poverty levels), I should be
able to decide on the health plan of my liking (including the
possibility of choosing none at all -- my preferred choice for
religious reasons). Now one is below the poverty level, then they
received health insurance paid for voluntarily by kind hearts,
through either religious or not for profit organizations.
Oh,and what is it with those opposed to single payer or nationalized care constantly trying to get supporters to "admit" that rationing will occur. Rationaing occurs now all the time, without it insurance companies would go broke (they have to tell folks "you, and maybe even your doctor might htink that procedure would be nice, but we ain't covering it").
crimethink,
I stand corrected.
What can't everyone just lie back, get comfortable, and accept
peaceful anarchy?
Peaceful anarchy is nowhere near rape!
You can't give someone liberty. You can only take it away, or keep others from taking it away.
MNG,
I think the main difference between accountability to the market
and accountability to the voters, is that the market will punish
you if you displease even a small minority of your customers.
Whereas, the voters can only punish you if you displease a majority
of them, in a bad enough way that they consider punishing you to be
a bigger priority than all the other considerations in their vote.
The man who said that elections would eventually become formalities
where the electorate rattled its chains was a very prescient
fellow.
I came here late and am trying to catch up... but has anyone
considered leaving health coverage to churches, mosques, and
not-for-profit organizations? I believe that this is the way to go.
If I am financially able (i.e., above poverty levels), I should be
able to decide on the health plan of my liking (including the
possibility of choosing none at all -- my preferred choice for
religious reasons). Now one is below the poverty level, then they
received health insurance paid for voluntarily by kind hearts,
through either religious or not for profit
organizations.
In an interview Ron Paul said fresh out of med school in the early
1960s--pre-medicare, pre-medicade--he worked for $3 an hour at a
Church charity hospital that would treat anyone that came
regardless of ability to pay. He said post-government intervention
in health care, they don't exist anymore.
iih,
That would be up to the charities and churches of which you speak,
I suppose. There's nothing stopping them from doing so now, and
indeed much of the Catholic hospital system started out that way
(though they've since become money-making machines).
Cesar,
One thing we have to bear in mind is that as medicine has advanced
tremendously in the past few decades, it has gotten much more
expensive. Diagnoses that would have prompted a call to the priest,
rabbi, or minister for last rites in 1960, now prompt a trip to the
CAT scanner or MRI or to a specialist in a field that did not exist
47 years ago.
You can get 1960's cutting-edge treatment for bargain basement
prices today (or at least you would if there were a free market in
health care). Getting 2007's cutting-edge is a different story,
unfortunately.
joe,
I remember one time on one of these threads when you said to me
that your reasons for opposing the Iraq war were never the same as
mine or Move On's (BTW, I'm thinking that my reasons, based as they
are on libertarian principles, are not the same as those of Move
On). But anyway, your statement today still surprises me. What does
"work" mean in...
"I actually would have supported an Iraq invasion if I thought
it would work." ?
Cesar, crimethink,
Right, 100% in agreement. If the argument of those for
government-managed universal health care is that society becomes
more humane (which is exactly I am strongly for free-choice care)
towards the less fortunate members of our society, then they are
mistaken. On the contrary, simply put, society ends up delegating
government what citizens ought to do themselves directly, not inly
increases bureaucratic costs etc, but also this "humanity" becomes
vacant if society says "well, heck, it is not my task to do anyhow
-- plus they over charge me for other's health care. That ain't
fair." Society, then, becomes more bitter towards those receiving
the "free" care and the whole humanity thing goes down the
drain.
If I am really to be humane towards the less fortunate members of
society, the only way to experience this humanity is if I
consciously and actively, out of pure free-will, decide to give
money for the health care of others.
Rick Barton, joe,
Liberty can never be enforced. It took the citizens of what is now
the USA 200 years to finally revolt and implement democracy. And it
was not perfect. Since then, it took 200 more years to improve the
system (some will argue that it was worsened). And it is not
perfect yet. It will take many more years to perfect this thing we
call democracy.
Similar statements can be said of other Western Democracies. But in
none of these cases was democracy implement through foreign forces.
The citizens have to work hard and evolve into creating their
democracy in the shape and form that agrees with their society's
moral and legal traditions (no matter how undemocratic they may
seem -- see dark-ages Europe for example). It may take 200, 400,
500, 1000 years to succeed, but it will happen -- it is the human
nature to seek freedom and liberty and to argue that some humans
have more or less of this nature may in fact have some racist
connotations.
Foreign intervention is allowed only if the nation in question has
committed an aggression against another country (e.g., Taleban).
This does not include the Iraq case.
So, no wonder why Iraq is not working, and won't work until Iraqis
figure out how to get there. I am willing to wait on them.
oh, and in the meantime, the US should get the hell out and exert the utmost pressure to stop Iran from intervening (they sort of already doing that anyways).
crimethink,
I'm optimistic science/computers will soon cure even the peskiest
of diseases of the elderly at an affordable cost.
We just need to get past this bulge--you correctly refer to--and to
all the obstacles thrown up by the politicians.
Before most of us can conceive of it happening, we will be able to
self-medicate--as much or as little as we want.
And we will be able to deal with the issue of just how long we want
to live.
Ruthless,
Hopefully the Baby Boomers (present company excepted) will have
died off before unlimited lifespan becomes a possibility. I really
don't want to have to deal with them for all eternity, or at least
till the heat death of the universe.
iih,
What you say is correct. The funny thing for me in this debate was
that the idea that democracy is a harder to instill than just
having elections, didn't seem to make Rudy, Mitt, etc rethink the
logic of promoting democracy at gunpoint. If anything, they were
going in the other direction, saying we need to commit even more
resources to reforming other countries in our own image, before we
allow them to have elections. Romney even said we should have
worked on fixing Lebanon's health care and infrastructure before
their last elections, so as to keep Hez from taking power!
crimethink-
I just loved it when Mitt called Pakistan, a brutal military
dictatorship, someone we should support to "Strengthen
democracy".
crimethink,
It's just their menfolk bugging us here.
Their womenfolk are lucious, juicy and easy pickin's.
Such bullshit. Excepting charity sucks. If one is starving, one may be forced to except charity, but it sucks. The only answer to health care is deregulation. "Poor" people don't need your phony sympathy. It is insulting and degrading. Few people in this world want to be "rich". Most just want to make a decent living. Socialist regulation is choking the life out of the whole country, and then the socialists accuse "free enterprise".How about just getting the goverment out of my health and wellfare? I may be "poor", but I don't need no help from no government bureaucrat.
Cesar,
I forgot about that! I can't wait for someone to get the whole
thing up on YouTube, since you can't watch it at ABC's website (the
fools!).
Seriously though, Tancredo's comment about attacking Mecca and
Medina if there's another terrorist attack -- and the applause that
followed -- has to take the cake. It was like watching the rodeo
scene from Borat, except Borat's from Colorado.
crimethink, Cesar:
This whole fixing others' health insurance versus the US's was
highlighted in an interesting exchange caught on camera up in NH.
Have you seen it?
http://www.washingtonpost.com/wp-dyn/content/video/2007/08/02/VI2007080201294.html
Pakistan a democracy!!!! For God's sake, he carried a military coup
against one of the rare cases where a democratically elected Muslim
Female prime minister headed an overwhelmingly
Muslim country, with nuclear powers, which we now find is critical
to the war on terror. This very Benazir Bhutto government could
have been the US's best means to promoting democracy -- but to no
avail. How ironic! Or should I say, how interesting?
Tancredo's stupid comment are not even worth the waste of time -- unless this is one of crimethink's creative ways to get me all heated up. He did this once to me before (I think it was crimethink), but I am not falling for it anymore :-) At least not when crimething and I do agree on an issue.
Well, I'm not sure about Pakistan, but I know that if Saudi
Arabia and Egypt turned into democracies overnight, we really
wouldn't like the sorts of people who'd get elected there. Saddam's
dictatorship, brutal as it was, was far better for our interests
than whatever we're going to leave behind in Iraq.
When you're playing chess on the board of the world, you don't want
your pawns moving themselves. That's why we usually prefer
dictators in our spheres of influence.
Kinda off topic, but anyone can promote international goodwill.
I just did so with the folks of Lebanon in the comments section of
a vid on You tube (I post as "RickeyRamone" there)
http://www.youtube.com/watch?v=CHVEPKFVcUw
iih,
I find your lack of faith ... disturbing. ;-)
Actually, the quote was one he made a few days ago,
and he was asked about it at the debate. He reiterated his support
for that policy.
Fluffy | August 5, 2007, 3:05pm | #
As I suspected, Joe refuses to describe a plan mechanism that will
prevent individual users from overconsuming health care under a
free system.
He refuses because there's only one.
Actually, Fluffy, it's because I've got a life.
Well, I'm not sure about Pakistan, but I know that if Saudi
Arabia and Egypt turned into democracies overnight, we really
wouldn't like the sorts of people who'd get elected there. Saddam's
dictatorship, brutal as it was, was far better for our interests
than whatever we're going to leave behind in Iraq.
Well you can not get it both ways -- you either believe in the
people's (other people's that is) right to free choice and
liberties to choose (and the subsequent pressures to figure out how
best to deal with them), or the unrestricted right to invade,
attack, or support dictatorships that will violate the others'
right too choose for your own well-being. I would rather pick the
first choice. Once people get in power, they can not operate a
proper government without proper and respectful cooperation with
the outside world -- otherwise the people will revolt again. E.g.,
Hamas is in a terrible position. If they continue their stance on
Israel and their militancy, no one in the entire world will work
with them (as long as the West keeps its pressures on them). They
will have to change their stances, otherwise the Gazans, who will
primarily suffer from the consequences, will either peacefully
(through elections, one would hope) or by another violent "regime
change".
When you're playing chess on the board of the world, you don't
want your pawns moving themselves. That's why we usually prefer
dictators in our spheres of influence.
And is that good for the US in the long term? If
the US keeps looking underneath its feet, as it has in the last
40-some years, we will perpetually be in a middle eastern mess.
Is the argument against HSAs that people spend their money
badly so the government should run the whole thing?
No, you misunderstood. Again. Maybe you could be a little less
quick to hit the flamaing strawman button. Hint hint.
It would, in fact, be irrational for most people to stow a large
amount of money away, sufficient to cover a huge health care bill
that probably isn't going to come. That's why most people don't do
this. I'm not saying that people aren't behaving rationally, but
that they are.
You could make an effort to think here, instead of jumping to
whatever misunderstanding happens to make me look worst.
Max,
Most of the people who don't have health insurace are low income
and pay very little in income taxe. Health savings account tax
benefits only apply to the income tax.
Remember wage and price controls, gas lines, etc? Milton
Friedman was right, and Nixon and the liberals were full of
shit.
Way to reach back into the archives. Do you think it means anything
that you need to go back 35 years to find an example that makes
your point? In my lifetime, the market fetishists' biggest
predictions have been that Reagan's tax cuts would reduce the
deficit, that Clinton's economic package would strangle the
economy, and that there would still be a surplus after Bush's tax
cuts.
crimethink:
Though I do find your suggestions/ideas disturbing too, from now
on, there will be more faith :-) but respectful disagreement will
probably have to continue, otherwise why would H&R be an
interesting place to be?
iih,
Yes, I think I would agree with you. Ultimately, with a foreign
policy of non-intervention, the rest of the world would have to
figure out how they want to live for themselves. The tree of
liberty needs to be watered with the blood of patriots and tyrants,
not the blood of foreigners. (And in Iraq, it is we who are the
foreigners)
Joe is avoiding proposing anything at all, because he knows
that as soon as he does I'll identify it as a rationing scheme and
be all over him like white on rice.
Actually, I already answered that question. I've already told you
where I answered that question. Why don't you scroll back through
the thread, instead of pretending your already-answered quibble is
some conversation-ender, just because you so desperately want it to
be.
Rick:
Do not worry about translating your comments, while most of the
Lebanese speak French as their second language, they are mostly
good at English (especially if they are internet users and
youtubers). Even if they can't read it, they very well know that
there are many more Americans who share you belief and good will
wishes.
Way to reach back into the archives. Do you think it means anything
that you need to go back 35 years to find an example that makes
your point? In my lifetime, the market fetishists' biggest
predictions have been that Reagan's tax cuts would reduce the
deficit,
No, they said they would increase revenues, which they
did.
that Clinton's economic package would strangle the
economy,
Two points about that. Firstly, he didn't raise capital gains
taxes. Secondly, the advent of the widespread adoption of the
personal computer and the internet offset whatever damage his tax
hikes could have done to the economy.
and that there would still be a surplus after Bush's tax
cuts
Again, they said his tax cuts would increase revenue which
they did. Unfortunatley, his spending habits left much to be
desired.
And we hate you for it!
No, crimethink. You hate me for my interventionist policies.
It's funny because it's true!
I'm not sure what we've disagreed on, iih...I hope it was not
disrespectful. I save my disrespect for joe these days. :-O
Sorry, joe. If it makes you feel any better, arguing with strangers
on blogs helps with my anger issues.
crimethink:
Yes, I think I would agree with you. Ultimately, with a foreign
policy of non-intervention, the rest of the world would have to
figure out how they want to live for themselves. The tree of
liberty needs to be watered with the blood of patriots and tyrants,
not the blood of foreigners. (And in Iraq, it is we who are the
foreigners)
I am glad to say that I perfectly agree with you. You have put very
well indeed. (Could someone actually have stolen your identity,
with whom I had disagreements or was it not crimethink... Oh I am
tired now, may be I am confusing things).
I would add though that non-intervention is a very difficult thing
to implement (including hear in the US). It requires a lot of cool
heads thinking. The response to the Taleban was justified (albeit
poorly implemented), but not Iraq.
Rick,
I remember that thread, too. Funny.
What I mean is, if I thought that using American military force to
overthrow Saddam was going to lead to that government being
replaced by a stable, liberal, republican government, I would have
supported the invasion.
joe, crimethink:
I think this is getting funny and enjoyable indeed. I have mostly
agreed with joe on some issues, but, joe, for God's sake, are you
really an interventionist?
iih,
Thanks. Yeah-I think and hope that you're right about both of your
points, especially the second one
He's a health care interventionist. He's voting for intervention
after he voted against it!
Yes, joe, I know that's so 2004, but it's just so perfect.
Wow, this GOP Debate thread is turning into a massive group hug. Let's just keep the naughty parts 3 ft away from each other at all times, boys.
iih,
I'm only an interventionist on domestic economic issues, like
health care. I believe in interventions in the market to achieve
things like universal coverage.
The joke comes from what people like Bush and Guiliani say about
terrorists "they hate us for our freedom" - which brings the
retort, "no, they hate us for our interventionists policies."
crimethink doesn't have me for having a life. He hates me for my
interventionist policies.
Ha ha ha, tap tap, is this thing on?
Rick:
You will be surprised! Everyday Arabs are kind of schizophrenic
when it comes to the US. If asked how they felt about US policy,
the will mostly say that they are pissed off. If asked would they
like to go work and live in the US, undoubtedly the majority (or at
a sizable minority) will say that they would love to.
All what any US government really needs to do in the ME is: (1)
respect the middle-easterners and start to treat them as
intelligent human beings (and they really are), (2) be just and
evenhanded in their approach to the palestino-Israeli conflict, and
(3) fairly trade (especially in the energy-sector) with oil rich
countries, and (4) stop supporting dictators.
And I wuold add my personal favorite: (5) stop US aid (both
military and otherwise) to Egypt and other countries in the
region.
crimethink:
:-)))))))))))))) I am keeping my 10 ft!
joe:
I thought you're a military interventionist. Thought was kind of
against your former positions on other issues.
Oh, I get it now, joe. I actually hate you for your freedom too, and for your goatee. If you don't have a goatee, ignore that last part, but I just always pictured you having one.
TEB:
If a poor person rejects to receive "sympathy" from anyone, they
are free not subject themselves to it! All I am saying is that
non-socialized health-care encourages stronger humanitarian
institutions, and, I claim, a more cohesive society.
iih,
My argument is, that if most people in the society are willing to
pay to give health care to the poor, you won't need govt to do it;
and if most people in the society aren't so willing, then govt
won't do it.
My problem with the current landscape is that socialized medicine
is often sold as someone else paying for health care for the poor,
the old scam of claiming to be generous because you spend other
people's money.
crimethink
I believe there is a moral duty to treat sick people, yes. ..
but I don't support using the law to force people to fulfill those
duties either.
What about the hypothetical situation where there was a person who
was unable to afford health care, and yet also, unable to obtain
health care through charity? Unlikely, perhaps, but surely it is
possible? If you will grant the possiblity of this hypothetical
situation, then we have a dilemma because we have two moral
imperatives:
"1. Sick people must be treated"
"2. Property must not be taken by force"
and there is an apparent conflict between the two: that is, we must
make a choice to sacrifice one moral rule for the other. You seem
to regard 2. as more important than 1., and I am curious why that
is. Other people might subscribe to both 1. and 2., but find 1. as
more important than 2. This latter group of people, which includes
myself, believes that human life is more sacred than the right of
property.
e:
But wouldn't you agree that this policy (1. more important than 2.)
that this is an incentive to (1) have more people be less
productive to provide for their own health care, and (2) will make
the quality of the due health care of a lower quality? Don't you
also agree with what I say above:
All I am saying is that non-socialized health-care encourages
stronger humanitarian institutions, and, I claim, a more cohesive
society.
If government replaces these humanitarian "charity" institutions,
then society will value the life of poor and sick people? If
nothing else, it is no longer a personal affection
towards the less-fortunate in our society ("let the government
handle those poor, unproductive, money-sucking bastards" would be
the attitude -- and is the attitude of extreme
right-wingers.)
crimethink:
My argument is, that if most people in the society are willing
to pay to give health care to the poor, you won't need govt to do
it; and if most people in the society aren't so willing, then govt
won't do it.
And if the latter case holds, then this means that there is
something wrong with society on the moral side of things --
morality being something religious and other social institutions'
business, and certainly not government's. But we are in
agreement!
iih
But wouldn't you agree that this policy (1. more important than
2.) that this is an incentive to (1) have more people be less
productive to provide for their own health care, and (2) will make
the quality of the due health care of a lower quality?
For the sake of argument, I will grant both of those; however, you
seem to be a utilitarian rather than a libertarian: You are
claiming that the empirical results of government policy (that is,
having socialized medicine versus not having it) are what is
important, not the moral principle "property must not be taken by
force". You have no moral problem with the government taking
property away from its rightful owners; you simply don't think it
will produce good results in the end. If it were somehow proved to
your satisfaction, that the net advantages of socialized medicine
outweighed the disadvantages, you'd have no problem with it,
correct?
morality being something religious and other social
institutions' business, and certainly not government's.
iih, morality has no necessary relation or dependence on religion;
people wrongly confuse the morality and religion frequently,
because religions like to promote themselves as moral authorities.
And government is definitely involved in morality - if "murder is
wrong" and "stealing is wrong" are among your moral principles,
then how are you going to see these principles upheld, if not by
government force?
nd there is an apparent conflict between the two: that is,
we must make a choice to sacrifice one moral rule for the other.
You seem to regard 2. as more important than 1., and I am curious
why that is. Other people might subscribe to both 1. and 2., but
find 1. as more important than 2. This latter group of people,
which includes myself, believes that human life is more sacred than
the right of property.
I think the answer is rather plain here. It is indeed a long
standing Christian principle, and also of other belief systems,
that you cannot be forced to help those in need. The Good Samaritan
was blessed because he chose to help the man beset by robbers;
those who did not help are not actually condemned. A man who sees
another man drowning is not OBLIGED to jump in and save him, or
even borrow a rowboat to attempt a rescue. If he does so, it is out
of praiseworthy concern for his fellow man, but is not required of
him ethically.
The political mandate to try to offer universal health care will
result in the unintended consequences that are avoidable by
voluntary markets--such as shortages, lack of capital investments,
bureaucratic decision makers, health care czars, etc.
...if "murder is wrong" and "stealing is wrong" are among
your moral principles, then how are you going to see these
principles upheld, if not by government force?
VIGILANCE
I didn't read all the replies, so I apologize if this has been
established ( I would HOPE someone already did)..
I read a lot of misinformation on HSAs in early replies of the
resident HnR socialists.
1. As far as HSAs not helping with the "coverage" aspect. Well,
HSAs REQUIRE a high deductible ( low premium) health plan. And
really, thats all anyone needs. Pay for routine visits and protect
yourself from the catastrophies. That's what bankrupts people, not
checkups. Is it perfect? No. But it would be great if LOW premium
high deductible coverage was more widespread and affordable. The
HSA aspect ads some responsibility while allowing for tax
advantages,etc. When I run the numbers, there are very few
circumstances that having a "full coverage" $0 deductible
comprehensive plan makes economic sense. One of the biggest
problems is people who EXPECT the "free gas fillups and oil
changes" variety of "insurance ( isn't insurance meant to insure
against things like emergencies, not tummy aches?)" for
"free."
2. HSAs don't expire, you dont lose the money. Thats something else
( MSAs?). It's more like an IRA that you pay deductibles, copays,
and other qualified expenses out of. You keep the money and can
accumulate it. I think it makes good sense for a lot of
people.
Now, I'm no big fan of Rudy, but I do agree that moving "healthcare
( whatever that means)" more int the hands of individuals and
encouraging low premium coverage is a step in the right direction.
I realy dont see why people don't get the concept of budgeting for
health services like they do groceries, rent, utilities, auto
insurance,etc.
disclosure: I have a high deductible individual family plan. No HSA
right now.
Believe it or not, I'm an atheist and I still think murder,
adultery, theft, and lying are still immoral.
It doesn't come from religion, its just within me. And I think the
feeling that these are all immoral acts are inherit in every
non-psychologically disturbed human being.
In regard to HSAs I would be quite happy with one in lieu of my employer contracted insurance, particularly if I could pay for non-catostrophic level services at a rate comparable to the insurance company.The amount actually paid the physician or lab through insurance is quite reasonable and rather than paying the "rack rate" I should get a further discount for cash up front.There will be no paperwork and reimbursement lags and hassles.
e:
If you really want my honest answer for your question, there are
three components to it:
1. Delegating what should be society's humane role towards its
disadvantaged members to government, first and foremost, reduces
the overall society's humane treatment of its own citizens and
weakens its fabric (for government will do that for us, which
defeats the purpose of social fabric cohesiveness and
strength).
2. My own personal beliefs prevents me from having to have health
care. As a resident of Massachusetts, I believe that government is
violating my religious right to decline health insurance. Why
should it be compulsory if I do not want it? Or if I do not want to
receive much worse health care quality than my money can
afford?
3. What if people get treated for things that I morally object too
(and morality here varies from one person to another). Why should I
pay for the treatment of drug addicts or drunk drivers?
I have nothing against having some sort of program/laws (preferably
not run by the government) that give immediate health care to
people in emergencies, regardless of whether they have a health
card on them or not -- even if drunk drivers and drug addicts). But
after their treatment, depending on the case (if they are victims
to some crime or are transgressors such as drunk drivers), hey
should either be treated on society's expense (preferably through
charity and humanitarian institutions and not the government) or
they have to be punished (in the case of victims of their own
crimes, such as drug addicts, or drug addictions --not that I think
that this should be a crime-- they willfully got into) later by
repaying society back for the expenses.
e:
By the way, aside from being a resident on MA, I have residence in
Canada and originally came from Egypt. Canadians do not have a
great health care system. In some cases you have to wait many many
months to get basis (nonemergency) operations performed. Egypt has
a really crappy socialized health care system that everyone pays
for, but no one ever thinks of it in case of a medical problem.
Believe it or not, I'm an atheist and I still think murder,
adultery, theft, and lying are still immoral.
Isn't it "odd" that arguments statists use for government sound
eerily similar to those used by theists to promote God?
Statist: "Without government(i.e. the form of government I
support), people will rob rape and kill without end; therefore, you
can't trust people to govern themselves. You need
government."
Theist: "Without a belief in God (i.e. the God that I worship),
people will rob, rape, and kill without end; therefore, you can't
trust people to devise morality on their own. You need
religion."
joe:
What I mean is, if I thought that using American military force
to overthrow Saddam was going to lead to that government being
replaced by a stable, liberal, republican government, I would have
supported the invasion.
That certainly sounds like a less disastrous situation than we are
in now, but I would still have opposed the invasion unless it was
in response to a real and imminent threat.
But let me ask you this; would you still have supported the
invasion knowing what we know now of the absence of WMD and the
lies about terrorist connections?
joe said: "I have principles, not a plan"
We figured out the bit about you not having a plan a long time ago.
I suspect the part about you having principles would be hotly
contested in these parts.
iih,
All what any US government really needs to do in the ME is: (1)
respect the middle-easterners and start to treat them as
intelligent human beings (and they really are),
But Of Course! Most certainly!
(2) be just and evenhanded in their approach to the
palestino-Israeli conflict, and (3) fairly trade (especially in the
energy-sector) with oil rich countries, and (4) stop supporting
dictators.
And I wuold add my personal favorite: (5) stop US aid (both
military and otherwise) to Egypt and other countries in the
region.
On your point (3), I don't think the government should be involved
with the energy trade. However, I find all your other points
containing so much good policy advice that I will use my
"influence" to push for, upon the election of Ron Paul, your
services being employed to help disengage the US government from
the whole Mideast, which will likely lead to greater economic
engagement of Americans in the region to the wide spread mutual
benefit of the folks of all nations involved.
"letting people buy health insurance across state
lines"
While I support the idea of free markets, the example given by the
wannabe who came up with this quote (Huckabee?) was BS, implying
people in Massachusetts currently paying $500 or so per month would
get the same rates as people in Missouri or whatnot paying about
$175 per month. As a former health insurance underwriter, I can
assure you that health insurance in urban areas like Boston will be
way more expensive than an identical program in rural Missouri.
When I worked at Blue Shield of California, the rate for a plan in
the rural counties was about half that of the same plan in urban
areas like SF or LA.
joe said, to justify not answering a question about his
beloved universal health coercion plan: "Actually, Fluffy, it's
because I've got a life."
The huge number of posts you make on this site would strongly
suggest otherwise.
I can't believe nobody has commented on this quote regarding the
Bush/Kerry debate:
"So each candidate was not willing to go over the limit, because if
they kept running their mouth even when the light was red people
would think "wow, what an asshole". It actually worked quite
well.
Did anyone watch that debate and not think that both of them were
complete assholes? (regardless of the semaphores)
bob -- "complete" a-holes? You imply that each pegged out the
maximum on a theoretical a-hole meter, whereas there is always room
to "improve" upon that quanity. The red light thing gave them the
possibility of bonus points on top of whatever they were actually
saying.
And, considering that people are mad at Bush because he turned out
to have betrayed some campaign promises -- that would indicate that
his remarks weren't "complete". I strongly suspect Kerry would have
been even more a-holish than he appeared in the debate, given
power, though at least he would have been constrained by a
Republican congress.
Pakistan a democracy!!!! For God's sake, he carried a
military coup against one of the rare cases where a democratically
elected Muslim Female prime minister headed an overwhelmingly
Muslim country, with nuclear powers, which we now find is critical
to the war on terror.
Pakistan's number one problem has been civil servant corruption.
Democracy, when badly deployed, becomes a spoils system. That's why
Bhutto got booted.
Joe, usually I am among those who defend you against the
accusation that you're a troll, but for the purposes of this thread
you can go fuck yourself.
You absolutely have not provided anywhere in this thread a
description of how you would set up a free health care system that
included no element of rationing.
Your responses to my request for one have ranged from "nyah nyah
nyah no I won't" to "I won't because I have a life."
And fuck you again for calling it a "quibble". I asserted that
there was no way to set up a "free" health care system without
rationing. You said that my assertion was ridiculous and was rooted
in a fetish for market principles. I asked you to prove that I was
a mere fetishist by providing a description of a plan that would be
universal and free but would not include any rationing. You have
refused. My "quibble" is the whole of our argument.
Rick Barton,
But let me ask you this; would you still have supported the
invasion knowing what we know now of the absence of WMD and the
lies about terrorist connections?
See, here we get into one of those Schroedinger's Cat situations.
One of the things we know now about the WMD/terrorist connections
arguments is that the administration and Republican press were
systematically lying and misleading us about those subjects.
Regardless of the strength of any other arguments, I would have
opposed a war on those grounds alone, because as the wise man said,
"a house build on sand cannot stand."
That's actually pretty close to where I was in the fall of 2002,
when I made up my mind that I was against the war; I didn't know,
as we do now, that there were no WMDs, but I knew that the
administration was lying about the WMDs, and I did know, all the
way back then, that there was no connection to al Qaeda and
9/11.
If the White House and lapdog press had been straight with us about
their motives, there would have been no "defensive/pre-emptive"
case to be made, and they would have been arguing about liberation
and democracy. This, in turn, would have required quite a different
set of actions in laying the political groundwork among the
American public, and among our allies (something closer to what
happened surrounding Kosovo, which Wesley Clark described so well).
If this had been done, launching the war would have required much
more post-war planning, consultation with allies, and work with
forces inside Iraq. If these items had been in place, the mission
would have had a much greater chance of success, and I might have
supported it.
Temper, temper, Fluffy.
You kiss your mother with that mouth? You wouldn't, if you knew
where she's been.
Joe,
your earlier mention that doctors would decide what care is
necessary is not a response to the rationing issue.
It is simply true that doctors would like all the care that they
can and can justify. Doctors are risk averse.
What happens when doctors want to offer care and the demand
outstrips supply?
If price is not an issue since care is "free" then what factor will
determine who gets the care and who doesn't.
IN other countries its often a waiting list combined with reviewing
requested care to see if its really "needed."
THis is kind of like rationing.
Even though we spend a hell of a lot of money in our present
system, its not a regime of infinite rescorces.
What would limit care? How would we afford unlimmited care?
Most every system of distribution of goods could be characterized
as rationing. The only question is what basis would you want to see
used, if its not ability to pay? There has to be a new control in
place.
neil paul,
I disagree. Under the current system, doctors are driven to be
"risk-averse," ie, order more of the expensive tests that bring in
the reimbursements that they and their hospitals depend on to keep
afloat.
I do not agree that doctors' demand for medical care is infinitely
elastic. I think you are just making an assumption that it is.
We're also quite a bit wealthier than other countries, and put
quite a bit more resources into health care. Thirdly, unlike HMO
bureaucrats whose job it is to minimize the budget for medical
services, government bureaucrats will be working with a different
set of incentives, which involves spending their budgets to the
limit to achieve the best medical outcomes. Between these three
factors, I don't anticipate a large amoung of conflict between what
doctors think is the proper course of care for their patients, and
what the bureaucrats are willing to pay for.
You, and Fluffy, may not like my response, but a response it
is.
Joe,
"spending their budgets to the limit to achieve the best medical
outcomes"
Most entitlement programs don't have a limit. Their budgets are not
hard numbers that they must remain within. Instead they are
semi-sophisticated estimates of what the program will actually
cost. What happens if the budget is exhausted ten months into the
fiscal year? Do we just wait two months to resume providing care?
No, and that is why these programs don't have "budgets" in any real
sense.
If a doctor can order a test and exclude a fatal condition that
arises in one out of one hundred cases, they will do so. Same if it
is a one in ten thousand chance.
Neither a doctor nor a beurocrat will be inclined to forgo such a
test. I think it unlikely that any patient will be inclined to do
so.
It is true that some gov't based programs in Europe are seemingly
more efficient than ours. Do you believe that if we capture similar
efficiencies that we will be able to afford the additional care
that presently uninsured non users will step up to utilize?
Presently our system, with all the money that is spent, has waiting
lists for many specialties. Do you envision longer waiting lists,
shorter ones or none at all under socialized medicine?
Some limiting factors will arise or the system will suck up
enormous rescources, much as it presently does only more so. Mind
you, ours is a country that just dropped 500 billion to a trillion
on Iraq. Do you not forsee a situation in which rationing on some
basis becomes necessary.
For the record, I don't mind rationing and I don't care if ability
to pay is not the basis, even though my ability to pay may be
greater than my new claim under the new rationing system.
I just think its important to have an idea of what the new limiting
princibles will be, since I think its inevitable that we wil need
some.
Rick:
However, I find all your other points containing so much good
policy advice that I will use my "influence" to push for, upon the
election of Ron Paul, your services being employed to help
disengage the US government from the whole Mideast, which will
likely lead to greater economic engagement of Americans in the
region to the wide spread mutual benefit of the folks of all
nations involved.
It would be my pleasure! I wonder, what kind of "influence" do you
have though?
Rick:
On your point (3), I don't think the government should be
involved with the energy trade.
By "fairly trade" I meant exactly what you are saying -- that they
leave corporations operate on their own and not apply
political/military muscle to help these corporations get deals that
are unfair to, not the Arab governments for they have their good
share of the corruption, but the actual people to whom this wealth
really belongs (oil was found on public property in these
countries).
Also government intervention for the sale of high tech military
equipment should also be stopped. These usually come at the cost of
other more important tasks these governments should be spending the
money on and not high tech military equipment that will only
collect dust.
iih,
My current influence on the body politic is marginal and, even at
that, only at the margins. But should my principled cohorts realize
ascendancy, your delineation of "fairly trade" even further
inspires me to help you to a position where you may bring forth
your fair-handed visions to reality.
Thanks joe-interesting:
One of the things we know now about the WMD/terrorist
connections arguments is that the administration and Republican
press were systematically lying and misleading us about those
subjects.
It wasn't just the Republican press, it was also folks like New
York Times, and the New Republic.
If these items had been in place, the mission would have had a
much greater chance of success, and I might have supported
it.
"If they could just get it right." We've heard liberals speak this
way about government action before...
Rick:
Count me in as a volunteer! Though I have to say that this vision
of mine (and of many others, like yourself) seems to be too
theoretical and a lot of interest groups are really fighting very
hard against such ideals.
Not that I am saying that Syriana is not entirely unobjectionable,
but the basic premise of that movie is more correct than otherwise
(especially in regards to the like of that reform prince who gets
killed at the end of the movie, regardless of who is doing the
killing).
Site comments/questions:
Media Inquiries and Reprint Permissions:
(310) 367-6109
Editorial & Production Offices:
3415 S. Sepulveda Blvd.
Suite 400
Los Angeles, CA 90034
(310) 391-2245