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The European Union is considering requiring those who mow their lawns with a riding lawnmower to have automobile insurance, even if the lawnmower never leaves their property. A Slovenian man was injured after the ladder he was standing on was hit by a trailer attached to a tractor that was backing up. That case is currently in the European court system, but regulators say it shows the need for compulsory insurance even on vehicles that aren't operated on the roads.