In the Daily Dispatch, Reason magazine Senior Editor Jacob Sullum
writes:
Last week, the Republican-controlled House of Representatives
voted to repeal the Patient Protection and Affordable Care Act, aka
ObamaCare. It was the 33rd such vote taken by the House and, since
Democrats control the Senate, no more likely to be successful than
the first 32.
The day before the vote, however, the House Ways and Means
Committee heard testimony that highlighted another, more promising
way to override the health care law: Americans can refuse to comply
with its command that they obtain government-approved medical
coverage, which the Supreme Court has deemed a mere suggestion even
though it is essential to the legislation’s goals. Furthermore, if
ObamaCare objectors take a simple precaution, they can opt out
without paying the prescribed penalty.
ObamaCare requires insurers to take all comers and charge them
the same rates, regardless of health. Those rules create two
problems that reinforce each other: They raise premiums, and they
encourage people to delay buying medical coverage until they’re
sick.
As more healthy people go without insurance, rates rise further
to make up the difference, which encourages more people to go
without insurance, which increases rates further still. To avoid
such a “death spiral,” ObamaCare commanded young, healthy people to
“maintain minimum essential coverage” as defined by the government,
thereby subsidizing the medical expenses of older, sicker
people.
Read the full
column here.
Related:
Reason on health care and
the Supreme
Court.