David Weigel | May 26, 2006
Ronald Bailey asks whether people are really healthier in the land of bangers and mash.
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Notice the study said nothing about the life expectancy of
British teeth v. US teeth.
Coincidence? I think not...
I wonder how much shorter US lifespans would be if the US did not spend twice as much on healthcare. You really gotta wonder whether the additional margin the USians spend beyond the Brits is pure waste. I think JMJ has a theory about this.
O and I think they changed the nickname to land of 2-footed cane sugar people.
What a relief once again to be rescued from the terrifying prospect of considering the slighest hint that some flaw in our free-market system might spoil an otherwise perfect picture. Thank you Ron Bailey!
I think what made the study (this came out a little while ago)
interesting is the fact that the Brits tend to drink more than us
and have a diet that is, well, er... rather aweful. The mild
climate probably helps. The lack of stress, compared with the
dog-eat-dog libertarian lifestyles we anything but enjoy here,
certainly helps. It certainly proves beyond the shadow of a doubt
that there universal healthcare system, which costs far less per
capita than ours, is infinitely better than what we have. Anyone
who doesn't get that is stupid. Perhaps that's the difference -
we're just stupider. Also, they drive less and have less violent
crime - that keeps the ol' Reaper away. They are better educated -
that might help a little. There culture is a little less raucus in
general - which is nice. I suppose there are lots of reasons why
they're a little healthier than us. The main point here, though, is
that they pay much less for the priviledge than we do here. The
Brits aren't so stupid and selfish as to profiteer off their own
healthcare.
JMJ
So Chef, are you going to intentionally miss the point that
though they are as healthy if not healthier than us and pay much
less for it that proves the need for universal healthcare here, or
are you just suffering cognitive dissonance.
JMJ
Yanks are sicker than Brits despite the fact that, on
average, Americans spend more than twice as much as the British do
for health care.
It is also worth noting that we are bandying about this
twice-as-much figure, which is horrifying enuf as it is (I remember
how horrified I was when I found out this dirty capitalist secret
in 2003).
But the point is that this studied compared the health of USians
with good coverage to the Brits. I wonder what factor this
demographic slice outspent the Brits by? 3? 4? more?
I tend to agree with most of the comments above.
It would be nice if researchers further pursued these findings:
"The study also looked at the results of various routine medical
tests and found that Americans had higher levels of glycosylated
hemoglobin (a measure for diabetes); lower levels of heart
protective good cholesterol; and high levels of heart harming
C-reactive protein." This isn't a result of more testing, it's
genes or environment, or some combination of the two.
Jesus, Jersey, you wandered into the wrong temple. Saying the stuff you're saying is like taking a pee in the middle of a High Mass. What do you think this is, some sort of debating club? Tua culpa, tua culpa, tua culpa. Now pipe down so I can hear the sacred chanting and the organ music.
An outsize proportion of our healthcare spending happens during
the last year of people's lives, so we do spend a lot on care that
doesn't really impact on life expectancy.
But of course, that's the way people want it. I look forward to JMJ
telling the docs to pull the plug on his mother because he thinks
that, even though she's not that bad today, this could be the
beginning of her terminal descent, and he doesn't want to waste the
money, thanks.
The other thing that mucks up both infant mortality and life
expectancy rates in the US is the fact that our neonatal intensive
care is far beyond anyone else's, so births that would be
stillbirths in other countries (and so not affect the stats) are
live births in this country, even though a fair number of them
don't make it.
Jersey and I apparently have something in common, with the shared perspective that everybody is stupid, except me, of course.
RCD,
We have higher infant mortality than almost any first world nation.
Also, the Brits and the rest of the first world prolong end of life
just as much as we do.
Nice try.
Perhaps you should try putting the rationalizing BEFORE the
answer...
JMJ
"compared with the dog-eat-dog libertarian lifestyles we
anything but enjoy here"
jersey...i wish i could quit you.
JMJ;
It certainly proves beyond the shadow of a doubt that there
universal healthcare system, which costs far less per capita than
ours, is infinitely better than what we have.
That's a reach to say the least. I seriously doubt that an indepth
analysis of multiple studies would confirm your contention.
Anyone who doesn't get that is stupid. Perhaps that's the
difference - we're just stupider.
Speak for yourself.
There culture is a little less raucus in general - which is
nice.
They just occasionally beat each other to death over
"football".
So how much time have you actually spent in England in particular,
or Europe in general? I wouldn't trade our system for theirs under
any conditions.
Carrick
isnt that what RCD was saying that we have more live birth's that don't make it a year so theres a higher IMR because its per 1000 live births, or am i missing something
Well, Carrick, working for many years in international trade, I
know many Brits, very well. You're just being stupider - better
check your glucose! ;)
JMJ
Also, they drive less and have less violent
crime...
Actually Jersey the violent crime rate in GB is higher than that of
the US.
You're thinking perhaps of homicides, which are only a part of
overall violent crime.
Carrick, Jersey is one of those people who likes to spout off a lot
about other countries without the benefit of actual facts about
them.
And Bob is just an asshole who needs to read the fucking
article.
Just speculating on why US infant mortality may be worse;
1) abortion is more permissive in some European nations. If we
believe that babies with significant health problems are more
likely to be aborted that would lead to fewer sicker babies that
might pass away early in life.
2) America has a more permissive immigration policy. In addition to
bringing economic prosperity, immigrants from poor nations have had
worse health care and import some of those health issues. My
parents, for example, immigrated from post-war Korea and had
exposure to some very nasty chemicals and diseases early in life.
These issues may result in sicker children and a potentially higher
level of infant mortality.
Actually, I think R C is right on the money. The amount of cash
spent on the last weeks for my grandmothers was insane. And they
were doomed, anyway (for different reasons). I think we tend to
pour a lot more money into lost causes than other cultures do.
Which has implications at either extreme of the aging process. Not
to mention, our greater wealth means more things like breast
implants.
Virtually everyone I've known who lives under socialized healthcare
(well, more socialized than us, anyway) has had serious complaints
about it. Not that they necessarily concede that our way is better,
but they think their way really sucks. The fact is, really advanced
medicine costs a lot. Getting people to practice medicine who are
any good at it also costs a lot. If you choose not to pay those
costs, then the quality simply must go down.
In any event, the U.S. is 50% socialized right now, I'm sure. So
calling our healthcare system a "free market system" is silly and
avoids seeing the damage that the government has helped to do.
We're already partially living in the wonderful world of socialized
healthcare, which means we're getting the worst of both
systems.
Well, Carrick, working for many years in international
trade, I know many Brits, very well.
JMJ
But you didn't answer the question. Have you actually set foot in
Europe?
Carrick
Well, Carrick, working for many years in international
trade, I know many Brits, very well.
JMJ
But you didn't answer the question. Have you actually set foot in
Europe?
Carrick
I don't how it compares with England but I've seen estimates that as much as 40% of our medical expenses are on people in their last year of life.
Well, Carrick, working for many years in international trade, I
know many Brits, very well. You're just being stupider - better
check your glucose! ;)
JMJ
I've read (sorry, I can't remember where) that the reason for the (slightly) higher life expectancy in the UK is that they have fewer minorities. Since minorities typically have a lower life expectancy (based largely on poverty), they bring the US average down. Since the US receives more immigrants than all other nations combined, and most of those immigrants are from poor countries, it's no big surprise that we will continue to have a lower life expectancy. This isn't because our system is worse, but because our system is more compassionate.
It seems clear to me that the reasons brits have a leg up
are:
1) they walk more/drive less, they garden or otherwise get some
modicum of physical activity. In general brits of the generation in
question move about quite a bit more than their american
peers.
2) While the study did control for bmi/weight to compare pairs to
pairs, my understanding is that the american diet is a) higher in
calories; b) more processed; c) and has a much higher component of
processed corn that the british do. They eat their cane sugars and
we eat high fructose corn syrup.
3) Stress. We have more, the brits have less.
I think what made the study (this came out a little while
ago) interesting is the fact that the Brits tend to drink more than
us and have a diet that is, well, er... rather aweful. The mild
climate probably helps. The lack of stress, compared with the
dog-eat-dog libertarian lifestyles we anything but enjoy here,
certainly helps. It certainly proves beyond the shadow of a doubt
that there universal healthcare system, which costs far less per
capita than ours, is infinitely better than what we have. Anyone
who doesn't get that is stupid. Perhaps that's the difference -
we're just stupider. Also, they drive less and have less violent
crime - that keeps the ol' Reaper away. They are better educated -
that might help a little
Holy crap JMJ...you have clearly NEVER been to the UK.
Al this talk about human health is fine, but it's obvious the
real health crisis is with the reason server squirrels.
We must find a cure now. Or at least identify the disease. :)
It certainly proves beyond the shadow of a doubt that there
universal healthcare system, which costs far less per capita than
ours, is infinitely better than what we have.
I find it interesting that the very wealthy travel to the US for
treatment far more than they travel anywhere else. That would tend
to indicate to me that the quality of the healthcare in the US is
better than anywhere else - the people who can get care literally
anywhere come to the US.
The only reason anyone travels to a universal healthcare state for
care is because (a) they want to mooch off the welfare state or (b)
there is a treatment there not approved in the US. Not because the
quality of care is better in state-run healthcare systems.
We have higher infant mortality than almost any first world
nation.
Way to totally miss the point of why this statistic is what it is -
not because out neonatal intensive care is worse than anyone else's
(an assertion that will draw howls of laughter from any
professional in the field), but because it is better, and so the
risk profile that makes it into our statistical pool is so much
worse.
Also, the Brits and the rest of the first world prolong end of
life just as much as we do.
First, this is factually wrong. Universal health care rations care
by enforcing waiting lists, which automatically filter out a lot of
end of life cases even when they don't do so explicitly by
assigning end-of-life care a lower "futility" priority.
Second, it misses the point that high end-of-life care costs, which
people want, nay, insist on, do not translate into longer life
expectancy. The attempt to marry total expenditure stats to life
expectancy stats is fundamentally flawed for this reason alone.
Threadjacking, I admit, but perhaps Brits enjoy such good health because of their salubrious culture?
Guys,
OK, firstly the UK sucks. So none of this romantic overseas guff.
We have just as many dipshits, rapists, terrorists and sex pests as
you guys. Plus, yes, our teeth are far, far worse.
However, we are nowhere near as fat as you pudgy yankoids. We're
getting there, but we have a couple of generations before we start
topping the scales like you guys. Then I reckon the stats should be
about the same. Of course, you lot will probably be fatter by that
point so you still might have your noses out in front.
It certainly proves beyond the shadow of a doubt that there
universal healthcare system, which costs far less per capita than
ours, is infinitely better than what we have.
I find it interesting that the very wealthy travel to the US for
treatment far more than they travel anywhere else. That would tend
to indicate to me that the quality of the healthcare in the US is
better than anywhere else - the people who can get care literally
anywhere come to the US.
The only reason anyone travels to a universal healthcare state for
care is because (a) they want to mooch off the welfare state or (b)
there is a treatment there not approved in the US. Not because the
quality of care is better in state-run healthcare systems.
We have higher infant mortality than almost any first world
nation.
Way to totally miss the point of why this statistic is what it is -
not because our neonatal intensive care is worse than anyone else's
(an assertion that will draw howls of laughter from any
professional in the field), but because it is better, and so the
risk profile that makes it into our statistical pool is so much
worse.
Also, the Brits and the rest of the first world prolong end of
life just as much as we do.
First, this is factually wrong. Universal health care rations care
by enforcing waiting lists, which automatically filter out a lot of
end of life cases even when they don't do so explicitly by
assigning end-of-life care a lower "futility" priority.
Second, it misses the point that high end-of-life care costs, which
people want, nay, insist on, do not translate into longer life
expectancy. The attempt to marry total expenditure stats to life
expectancy stats is fundamentally flawed for this reason alone.
Many of you should read the study. It compares similarly aged
white people of similar weight. Please don't try to say the stats
say what they say bcse the US has more minorities or are fatter.
This is compating Homer and Marge Simpson in the Midwest to Homer
and Marge Simpson of the Midlands
"Design, Setting, and Participants We analyzed representative
samples of residents
aged 55 to 64 years from both countries using 2002 data from the US
Health
and Retirement Survey (n=4386) and the English Longitudinal Study
of Aging (n=3681),
which were designed to have directly comparable measures of health,
income, and
education. This analysis is supplemented by samples of those aged
40 to 70 years from
the 1999-2002 waves of National Health and Nutrition Examination
Survey (n=2097)
and the 2003 wave of the Health Survey for England (n=5526). These
surveys contain
extensive and comparable biological disease markers on respondents,
which are
used to determine whether differential propensities to report
illness can explain these
health differences. To ensure that health differences are not
solely due to health issues
in the black or Latino populations in the United States, the
analysis is limited to
non-Hispanic whites in both countries."
compating = comparing.
Also:
"Results The US population in late middle age is less healthy than
the equivalent British
population for diabetes, hypertension, heart disease, myocardial
infarction, stroke,
lung disease, and cancer. Within each country, there exists a
pronounced negative socioeconomic
status (SES) gradient with self-reported disease so that health
disparities
are largest at the bottom of the education or income variants of
the SES hierarchy. This
conclusion is generally robust to control for a standard set of
behavioral risk factors, including
smoking, overweight, obesity, and alcohol drinking, which explain
very little of
these health differences. These differences between countries or
across SES groups within
each country are not due to biases in self-reported disease because
biological markers
of disease exhibit exactly the same patterns. To illustrate, among
those aged 55 to 64
years, diabetes prevalence is twice as high in the United States
and only one fifth of this
difference can be explained by a common set of risk factors.
Similarly, among middleaged
adults, mean levels of C-reactive protein are 20% higher in the
United States compared
with England and mean high-density lipoprotein cholesterol levels
are 14% lower.
These differences are not solely driven by the bottom of the SES
distribution. In many
diseases, the top of the SES distribution is less healthy in the
United States as well."
Jesus, Jersey, you wandered into the wrong
temple.
Its Bailey's fault. He should be trying to lipstick up this
particular pig. He should get extra "combat schwag" for these kinds
of blogentries tho.
Jesus, Jersey, you wandered into the wrong
temple.
Its Bailey's fault. He should not be trying to lipstick up this
particular pig. He should get extra "combat schwag" for these kinds
of blogentries tho.
Carrick and Isaac prove the old saying - when you have no
argument, resort to accusations and pointless qualifications!
Tsk tsk...
JMJ
when you have no argument, resort to accusations and
pointless qualifications!
You're just being stupider - better check your glucose!
;)
JMJ
RCD,
"I find it interesting that the very wealthy travel to the US for
treatment far more than they travel anywhere else. That would tend
to indicate to me that the quality of the healthcare in the US is
better than anywhere else - the people who can get care literally
anywhere come to the US."
That's stupid. All it shows is that we have the best high-end care
in the world. To extrapolate anything else would be stupid. Cuba
once had the finest resorts in the world - does that mean they had
the best accommodations in the world for everyone? Stupid.
"The only reason anyone travels to a universal healthcare state for
care is because (a) they want to mooch off the welfare state or (b)
there is a treatment there not approved in the US. Not because the
quality of care is better in state-run healthcare systems."
And even more stupid. There's no welfare for immigrants in most of
those countries.
"Way to totally miss the point of why this statistic is what it is
- not because our neonatal intensive care is worse than anyone
else's (an assertion that will draw howls of laughter from any
professional in the field), but because it is better, and so the
risk profile that makes it into our statistical pool is so much
worse."
That is so incredibly stupid, I just don't know what to say.
"First, this is factually wrong. Universal health care rations care
by enforcing waiting lists, which automatically filter out a lot of
end of life cases even when they don't do so explicitly by
assigning end-of-life care a lower "futility" priority."
This shows just plain ignorance. The Brits and the rest of the
first world prolong life just as much as we do and the proof is in
the longevity.
Nice post-rationizations. You should work for the Intelligent
Design folks.
JMJ
Nice post-rationizations. You should work for the
Intelligent Design folks.
JMJ,
You should work for McDonalds.
It's a simple question Jersey. Yes or no, have you ever set foot
in Europe?
Carrick
It's a simple question Jersey. Yes or no, have you ever set
foot in Europe?
And going to the mock-up Venice in Las Vegas doesn't
count.
You know, with all of the foolishness going on about needing a
War (read: litigation) against Obesity, it's easy to forget that we
are getting a little tubby hereabouts. And we eat some nasty stuff.
I think the real culprits are greater wealth and overall food
options and not anything inherently "wrong" with our culture or
psychology. And I do think it's true that kids are less active
today than in the past (maybe ever, if you're looking across
classes)--my girlfriend's kids don't spend a tenth of the time
outside that my generation did, and we had video games (sorta),
too!
I'm not making any moral judgments, but I do think we have some
real problems that probably do affect our long-term health. Not
that that matters, because the U.S. will be offering gene therapy
and cyborg parts to overcome our deficiencies soon enough :)
American per capita expenditure on medical care is $5,274 a
year compared with $2,164 in Britain, according to the
article.
Of course, we have no idea what makes up either of these figures.
The footnote goes to another study, which, frankly, I just don't
have time to read right now. Does this include US pharma R&D?
Does the British figure just look at budgets from UK programs? We
don't know.
There are a lot of stats bandied about and loaded words are being
used to represent statistical statements which may or may not
accurately reflect the true nature of the conclusion. "Healthier"
and "sicker" are subjective terms. Yes, I know that these are
quantified within the report, but how many people are going to read
(or understand) the report? They just hear the word(s) and that's
that.
I'm always skeptical of these types of statements. We are told over
and over again that Americans are more obese than ever,
but left out of this statement is that the definition of obese was
changed a few years back. I haven't seen any study to suggest that
we are actually heavier than we were 10 years ago, (that's not to
say there isn't, I just haven't seen any) just that more of us are
"obese." That's an important distinction.
Furthermore, there are so many mitigating factors, the frequency
and accuracy of testing and reporting for instance, that could skew
the results one way or another, that it's unlikely that any
meaningful conclusion could be made from data as it stands.
That's not to say people won't make hay of it, just that it won't
mean all that much.
Can't we just fall back on the simple fact that socialized
medicine is morally wrong?
If the government pays for our medical care, then the government
will tell us what to eat, what to drink (or not to drink), that we
can't smoke, etc....because in the end, they will be the ones
paying for our bad health. It's not just a slippery slope, it's an
abyss, and we're standing on the edge of it.
Another factor that I'm not sure is considered by studies like
this one is the cost-shifting that happens within
pharmaceuticals.
Pharmaceutical company develops a new drug. UK socialized
healthcare system picks a price it will pay for drug, take it or
leave it. Pharma company looks at US market, determines that they
can charge enough here to make up for their losses in selling it at
the strongarm-negotiated price there, and takes it.
We wind up subsidizing the most vibrant and innovative system of
developing new care regimens that the world has ever seen, and the
rest of the world rides our coattails.
"Way to totally miss the point of why this statistic is what it is - not because our neonatal intensive care is worse than anyone else's (an assertion that will draw howls of laughter from any professional in the field), but because it is better, and so the risk profile that makes it into our statistical pool is so much worse."
That is so incredibly stupid, I just don't know what to say.
I'm guessing that you didn't fully comprehend this point, and so
you just dismissed it as "stupid."
Do you understand basic statistics? Can you grasp that when you
take two populations, one with exceptionally sick babies, and one
that excludes those babies (because they're
dead), more of the ones that make it into
the higher-risk statistical pool will die?
Your level of discourse is even lower than usual today, so I'll
repeat my common refrain.
Fucking dumbass Marxist.
I just don't know what to say
Jersey, seeing as you are stuck on "stupid" (I count 5 repetitions
in your response to me alone), this is pretty apparent.
smalls, you're exactly right, of course.
There's another side of it, too -- if medical care is a "right,"
since we all need it, then won't single-payer food and single-payer
housing be close on its heels?
Nothing that must be seized from another is a "right." Nothing.
"So Chef, are you going to intentionally miss the point that
though they are as healthy if not healthier than us and pay much
less for it that proves the need for universal healthcare here, or
are you just suffering cognitive dissonance."
Actually, as the authors of the JAMA study point out, access to
health care does not seem to be driving the differences. As the
Comment describes, the study is cross-sectional, so it does not
account for past differences that may affect the result. Of
particular interest may be that obesity has emerged as a
significant problem in the UK more recently that the USA: "only in
recent years has the obesity epidemic hit the United Kingdom, where
prevalence of obesity rose from 7% to 23% between 1980 and 2003,
whereas the corresponding changes for the United States were from
15% to 31%." This would indicate that the obese members of the
American sample may have been obese longer, thus had a higher
cumulative chance to develop the conditions measured. Other
possible factors of interest they cite include childhood disease
incidence, the limited set of behavioral risk factors considered,
social conditions, and impact of illness on earning potential, so
there's no absence of factors that may explain the disparities.
What this study does tell us is that the set of factors it looked
at (SES, the risk factors measured, screening) were inadequete to
explain the differences on their own and that variation over SES is
not entirely due to differences in screening.
But don't let that prevent anybody from jumping to ideologically
convenient conclusions.
Stop asking the question Carrick. The answer is no. Jersey has
never been to Europe.
This is not to say that he is not an expert on the British
healthcare system as he has worked for many years in international
trade. Although I am a little perplexed if this means that he is a
mergers and acquisitions attorney or if he occasionally sells items
on e-bay to the occasional Brit. Either way, I am not sure how that
makes someone an expert. Several of my close family members were
raised in France, I have no clue how their health system works in
practice.
Anyway, some important points to consider.
1. What is the cost of end of life care in Britain vs. the
US?
2. The Dutch had a reputation for accepting physician assisted
suicide, significantly reducing continuing health care costs. Where
do the Brits stand regarding this issue?
3. In Britain, how prevalent are proceedures to correct non-life
threatening conditions? For instance, hip replacement surgery. In
my office of 100 people, two of these operations resulted in our
insurance payments shooting through the roof.
4. Does Britain's easier access to abortion reduce the overall
healthcare costs.
I assume that the answers to these four factors, especially 3, are
what drives up the costs in this country. However, I don't have
these answers and I assume no one else has them either.
Can't we just fall back on the simple fact that socialized
medicine is morally wrong?
Because in JMJ/Bob's twisted world, robbing the productive to feed,
clothe, shelter, and provide medicine for society's losers is
"morally right."
Stop asking the question Carrick. The answer is no. Jersey has
never been to Europe.
This is not to say that he is not an expert on the British
healthcare system as he has worked for many years in international
trade. Although I am a little perplexed if this means that he is a
mergers and acquisitions attorney or if he occasionally sells items
on e-bay to the occasional Brit. Either way, I am not sure how that
makes someone an expert. Several of my close family members were
raised in France, I have no clue how their health system works in
practice.
Anyway, some important points to consider.
1. What is the cost of end of life care in Britain vs. the
US?
2. The Dutch had a reputation for accepting physician assisted
suicide, significantly reducing continuing health care costs. Where
do the Brits stand regarding this issue?
3. In Britain, how prevalent are proceedures to correct non-life
threatening conditions? For instance, hip replacement surgery. In
my office of 100 people, two of these operations resulted in our
insurance payments shooting through the roof.
4. Does Britain's easier access to abortion reduce the overall
healthcare costs.
I assume that the answers to these four factors, especially 3, are
what drives up the costs in this country. However, I don't have
these answers and I assume no one else has them either.
Stop asking the question Carrick. The answer is no. Jersey has
never been to Europe.
This is not to say that he is not an expert on the British
healthcare system as he has worked for many years in international
trade. Although I am a little perplexed if this means that he is a
mergers and acquisitions attorney or if he occasionally sells items
on e-bay to the occasional Brit. Either way, I am not sure how that
makes someone an expert. Several of my close family members were
raised in France, I have no clue how their health system works in
practice.
Anyway, some important points to consider.
1. What is the cost of end of life care in Britain vs. the
US?
2. The Dutch had a reputation for accepting physician assisted
suicide, significantly reducing continuing health care costs. Where
do the Brits stand regarding this issue?
3. In Britain, how prevalent are proceedures to correct non-life
threatening conditions? For instance, hip replacement surgery. In
my office of 100 people, two of these operations resulted in our
insurance payments shooting through the roof.
4. Does Britain's easier access to abortion reduce the overall
healthcare costs.
I assume that the answers to these four factors, especially 3, are
what drives up the costs in this country. However, I don't have
these answers and I assume no one else has them either.
In Britain, how prevalent are proceedures to correct
non-life threatening conditions? For instance, hip replacement
surgery. In my office of 100 people, two of these operations
resulted in our insurance payments shooting through the roof.
Depends how long you're prepared to wait. If people have the money
then they inevitably go private.
As for essential health care e.g heart ops. I think, although I am
not 100% sure that this current government is pleased as it's
managed to push the waiting lists under 18 months. Could well be
wrong though (normally am).
As for the other thread about penis enlargement. I hope I can get
that on the NHS.
Int. Hospital. Day.
Doctor: 'Hello Mark. What can I do for you today?'
Mark: 'Well Doc, you can make my wang as big as gravitationally
possible.'
Doctor: 'Sure thing. Pull down those panse and lets get
busy'.
3. In Britain, how prevalent are procedures to correct
non-life threatening conditions? For instance, hip replacement
surgery. In my office of 100 people, two of these operations
resulted in our insurance payments shooting through the
roof.
Funny you mention that. My HR director told me that if we eliminate
the gastric bypass option from our corporate insurance policy, our
rates would plummet. She didn't say how much, it is significant
just the same, but considering how many people took this option n
the past 5 years, zero, it's obvious we've been overpaying the
whole time and contributing to the situation for just such a wobbly
conclusion as in this study.
Yeah, Mark, we'll see how long your healthcare costs are lower than ours, if that procedure's not strictly rationed!
Carrick and Isaac prove the old saying - when you have no
argument, resort to accusations and pointless
qualifications!
Oh, is questioning the truth of statements made in support of an
argument not a valid mode of discussion?
Like this gem:
The Brits and the rest of the first world prolong life just as
much as we do and the proof is in the longevity.
As the article made plain the life expectancy of Americans who
reach age 65 is longer than equivalent Brits. The trivial
difference in life expectancies is due to the higher rates of auto
accidents and homicides. Although you referred to that difference
it is not relevant to this thread since as Garth pointed out the
study under discussion dealt with older well-to-do white
inhabitants of each country (people who are much less likely to be
victims of homicide or auto accidents).
And Bob is a dickhead because he accuses Bailey of trying to prove
that our free-market health-care system (it took a long time to
post this since I had to stop the uncontrollable laughter that
resulted from just typimg that) was superior to Britain's
socialized one. If he had read the article he would have known that
was not the point. Talk about an asshole living in his own fucking
echo chamber. Of course, I was stupid in that one regard. I should
have simply ignored the troll.
Oh come on, now, Jamie. It's good for us to be reminded that
there are other views -- it keeps us mentally sharp to consider
their arguments on the rare occasion that they come up with
something more coherent than "that's stupid!"
The exercise of thinking through what they're saying, finding the
inevitable logical flaws, and describing those flaws clearly makes
us better able to discuss these issues with people who can
be reasoned with.
I just read an interesting article about end of life issues. The
jist was that we need more hospice and less high cost fancy
schmancy institutional care. I think this gets to a big part of our
cost problem - the break up of the family in America. In most Old
World countries, the families tend to stick together more - and
right up til the end. What to do? Well, it's a cultural problem,
obviously, but there's an economic/political aspect to this as
well. Perhaps if our government wortked harder to secure the
interests of families over the interests of the wealthy, we would
see less end of life cost burden on the system.
JMJ
Ralphie: I don't how it compares with England but I've seen
estimates that as much as 40% of our medical expenses are on people
in their last year of life.
RCD: . . . high end-of-life care costs, which people want, nay,
insist on, do not translate into longer life expectancy.
I don't think you libers have thought about which way stuf like
this cuts in the larger debate. here is what I mean:
JMJ comes around once in a while to ask what the value add is from
the US health insurance system, that is what the benefits are that
justify the enormous cost of the insurance administration and fund
allocation system itself. However, you may feel abot Jersey, it is
a good question and one that a good liber should be able to answer
if they want any kind of cred outside the reservation.
The most common answer to Jersey's query is to say that the health
insurance system has to work hard to calculate premiums based on
perceived risks and actuarial science. In this way, we make sure
that the people who are getting the med care are the same,
probabilistically as the ones paying for the medical care. Okay,
fair answer maybe, if true.
Now we have ralphie and RCD and the rest say that the costs are
hugely concentrated in the last year of life. We also know
probabilistically speaking that the last year of life is going to
be somewhere in the 75 to 90th year range. You don't have to be an
actuarial scientist to realize that old people should therefore be
paying gigantic premiums, orders of magnitude above what younger
people pay. Roghly speaking, and if we take Ralphie's guess as
true, 40% of the total premiums should be coming from the 75 to 90
set.
That ain't happening folks and that means that the insurance system
fails on its own terms as a mechanism for fair allocation of costs.
The system does keep some poor person from running off with my
premium payments, but instead it means that some
rich-enuf-to-afford-insurance geezer in the oncology ward is
splitting my premiums with the eager, and sometimes successful,
investments team at the healthcare co.
You know, I don't mind so much doing some charity tru the
government mechanism of socialized medicine as I do here in Canada,
but goddamn if my charity is going to the insurance co's and their
rich, white, old, dying, insistent clientele.
I've got a loverly bunch of coconuts, deele dee dee, there they are all standing in a row.
RF, my understanding (which is very imperfect) is that the
health insurance field for folks over 65 is very messy indeed, due
to the intrusion of Medicare into the system.
In life insurance (which I know just a bit more about), you can
sign up for a long-term contract that stipulates that you'll pay a
fixed amount that does not vary over the life of the policy. In the
beginning, you're paying more than is required for actuarial
stasis; in the end, less. Mightn't a similar dynamic be at work
here?
I actually think JMJ has a point about the diminishing importance of family ties in the U.S. having some effect on things. It's not really something that is easy to measure, of course. Though his point on hospice might be a little strong, because I've been quite impressed with hospice organizations here from my own experience.
In life insurance (which I know just a bit more about), you
can sign up for a long-term contract that stipulates that you'll
pay a fixed amount that does not vary over the life of the policy.
In the beginning, you're paying more than is required for actuarial
stasis; in the end, less. Mightn't a similar dynamic be at work
here?
No because health insurance does not offer fixed rate lifetime
plans. If it did, I would have gotten one a long time ago. With the
life insurance you are actuarially prepaying for your contractual
right to a "cheap" policy when you are old. The is no similar quid
pro quo in the health insurance game, at least none that I ever
saw.
Good point, RS. It is hard to defend health "insurance" -- but to say that A is bad does not prove that B is good.
It is hard to defend health "insurance"...
of course the main reason it is hard to defend health "insurance"
is that various state and federal mandates have changed it from a
means of pooling medical risks into a means of pooling
medical costs. But I suspect that's part of what you were
driving at.
Good point, RS. It is hard to defend health "insurance" --
but to say that A is bad does not prove that B is good.
No, it just means we need to start sticking it to the geezers. The
insurance company is more regulated than most industries because it
has long been understood that insurance companies need to be large
and can't accomodate the numerous small businesses needed for true
capitalism and true competition. Accordingly, it may be time to
start enforcing decent actuarial practice by reg. Stick'em up,
Geez, you been getting a free ride and now it is time to pay the
piper. Outlaw the AARP!
Perhaps if our government wortked harder to secure the
interests of families over the interests of the wealthy, we would
see less end of life cost burden on the system.
JMJ
Our government??? Our government will change our cultural
values?
Is there ever an end to what the government is supposed to do for
you?
Could you once in a while start thinking about how you
should arrange your life?
NM, my point (you left out the contextual reference) was that
the gov't could use it's powers over trade and commerce and
taxation to help direct greater wealth opportunities to those who
need it. Everything is cultural, NM.
PL, I think you misconstrued me - I love the hospice system. Did
wonders for my grandmother. We need more of it - much much
more.
JMJ
The jist was that we need more hospice and less high cost
fancy schmancy institutional care.
Um, I believe that should be "gist." But I might be wrong; after
all, I once worked at Wal-Mart, so I'm dum as a rok. U shud luk it
up b4 u trust me.
...to help direct greater wealth opportunities to those who need it...
Dumbass.
That's exactly what the capitalist system does. Of course, those
"needy" folk have to actually get off their dead asses and
do something to get at that wealth... but that's clearly
beyond your ken.
Fucking dumbass Marxist.
Clean Hands, you wouldn't know a Marxist from your own
ass.
Gry - I apologize for that prior remark. Though said in sarcastic
jest, it was mean and I should never have said it. I'm sorry. I've
had my share of menial work in my life. I had no place to
talk.
JMJ
RF,
I think the answer to your question is that we do not actually have
a free market health care system. While critics will typical say,
look at the flaws of our free market enterprise and compare it to
the socialized system of Western European countries, the truth is
we both have partially private/social systems. We just vary in the
amount.
Why aren't premiums on young folks very low, and old folks really
high? Because insurance is a regualted industry and the regulators
would never allow such a thing to happen. Any actuary could do that
analysis for you, but our system does not allow the rational
outcome to occur.
Insurance companies do not exist in a pure free-market system,
their actions are tightly constrained by the government in
virtually aspect (how much they charge, what they can invest in,
who they can cover, etc...).
This likely a highly sub-optimal point as young workers (like
myself) pay high premiums for care we don't currently need, and
older folks consume much more healthcare then they could afford
absent the re-distribution young to old.
Gee, JMJ, I love you, too.
Let's see: Marx held in his classic formulation that capital should
flow "from each according to his ability, to each according to his
need."
You've spoken in the past for the "from" side of this cant; today's
statement covers the "to" side pretty neatly.
So, to break down my refrain:
"Fucking" - purely editorial, ad hominem and mean. But
heartfelt.
"dumbass" - a statement of observed fact.
"Marxist" - see above discussion of Marxism and your adherance to
it.
Why aren't premiums on young folks very low, and old folks
really high? Because insurance is a regualted industry and the
regulators would never allow such a thing to happen. Any actuary
could do that analysis for you, but our system does not allow the
rational outcome to occur.
I suspect this is untrue. Does anybody have any links on this
point?
More to the point: if the value add of the insurance company is to
fairly distribute payments based on actuarial risk, BUT the gov't
regulations prevent this from actually happening in the way that
LannyC believes, then what is the value add of the insurance
system. JMJ's dreaded question comes right back like a persistent
yeast infection.
One clear example of this phenomemon was the rates for home fire
insurance in San Diego. As the city grew it expanded into areas
typically believed to be likely to incur significant fire
risks.
The natural response of the insurance companies was to charge very
high rates for homeowners insurance (which usually includes fire
damage protection). These high rates were seen as deeply unfair,
and they insurers were not allowed to charge them.
Given that insurers could not charge these higher rates to those in
dangerous areas, they did the next best thing. They raised overall
rates by a bit and essentially all of their other customers were
subsidizing the dangerous San Diego residents.
While this is certainly not the "optimal" solution, it could be a
reasonable sub-optimal solution.
But I do agree, if you impose enough regulations and conditions
you will essentially have nationalized the insurance
industry.
Then there is no point in even claiming there is any private
element to the system.
While this is certainly not the "optimal" solution, it could
be a reasonable sub-optimal solution.
It might seem reasonable to the person in living in the subsidized
fire zone, but sounds pretty unreasonable to those living in safer
areas who already find living in San Diego to be expensive enough
without paying for the guys living in fire-prone areas.
If you MUST live in a fire zone, at least have the sense to build
your house out of something fireproof like concrete, for
Chrissake.
I understand that, Lanny, having been a San Diego homeowner for
a bit. I don't think health insurance works the same way.
At any rate, I am calling in this thread for regulations that
demand that insurance companies *follow* the actuarial data
rigorously, which is the opposite of what happened with the fire
insurance in San Diego.
Dave,
Creating a framework for insurance firms to follow the actuarial
data makes a lot of sense. The problem with a set of regulations
surrounding that, is it is really quite difficult to figure out
what that a fair rate should be.
In a prior job I worked as a banker for some insurance companies
and looked at the tables they use to calculate life insurance
rates. One immediate problem that arises is that historical data is
not really a great guide for future expenses.
Most specifically in life insurance, if you looked at anybody's
mortality risk from historical data, you were almost certainly
going to overestimate their chance of death. Since life
expectancy's have been steadily rising any strict historical
analysis will be incorrect.
Similarily, if you look at medical costs, you are likely to
underestimate costs as real world medical expenses have been
steadily increasing.
Insurance executives aren't stupid, but when they set rates then
need to make a guess as to the future path of mortality or health
costs. But since it is definitely a guess, I don't think anyone
could say for sure what someone's true cost is going to be.
Especially with the constant creation of new, expensive life
prolonging medicines and technologies.
Actually, it seems pretty self-evident to me that healthcare
costs rise as a result of having someone else always pay the
bill.
I was without health "insurance" for several years; my consumption
of healthcare services was pretty minimal during that time. As soon
as I got "insurance" again, it seemed more reasonable to go in for
relatively minor issues that I might have left at watchful waiting
otherwise. Human nature.
Another thing that makes healthcare more expensive is the cost of
liability insurance that providers must carry - ambulance-chasing
lawyers add literally billions of dollars of direct expense to the
system every year. Hell, every month.
Loser-pays or damage limits might help with this part of the
problem, though I also find the idea of simply hanging all of the
lawyers somewhat attractive, as well. :-)
Medical malpractice happens. When it touches you or your family come back here and cry for yourt lost innocence.
Of course it happens. Didn't deny that. But the tort bar has
long since given up the pursuit of justice for the pursuit of
cash.
$26,000,000,000 in malpractice liability costs in
2003. It seems unlikely to me that there was $26 billion worth of
actual damage done... except by the lawyers.
$26,000,000,000 in malpractice liability costs in 2003. It
seems unlikely to me that there was $26 billion worth of actual
damage done.
why do you doubt that? Do you have any idea was spent on US
healthcare as a whole? Can you intuit these numbers somehow?
Are you actually saying that malpractice litigation
isn't out of hand?
You must be one of the ambulance-chasers...
So, do you channel dead babies? Or do you just hire class-action
plaintiffs?
What's your particular racket?
I patented the concept of the zero value add entity several years ago and I am suing the bastids 4 all they got.
Are you actually saying that malpractice litigation isn't
out of hand?
Clean Hands, you can't take anything he says seriously - he is
obviously a self-interested shill for lawyers.
Are you actually saying that malpractice litigation isn't
out of hand?
More serious response (than u deserve):
I don't know if it is or it isn't. I recently had a person with
your exact attitude about medical malpractice plaintiffs' lawyers
feel me out to see if she had a malpractice claim (I told her I
didn't think so). What is up with that? Is she falling for the
anti-John Edwards hype she dittoes -- thinking that the courts
really do consider every adverse outcome to be a malpractice? Or,
alternatively, was she thinking that her case was real malpractice,
as opposed to all the fake malpractice she routinely decries?
Another story: last night a friend of mine went into the hospital
for what may or may not be Fenn-phenn caused heart problems. Now
that is not malpractice, but it is a similar cost to the system.
So, I don't know about you, Clean Hands, but I am touched by these
malpractice questions personally, even though I have never done
personal injury law or anything remotely similar. And when I say
"touched by these questions" I mean both cases that make you feel
for the patient and cases that make you feel for the doctor. And
cases where I don't know what to think.
What I do know is that the damages and injuries caused by
malpractice are a real problem. I also know the legal system has
its own injustices and unfair results, just like the healthcare
system. What the malpractice system does, in effect, is set a
standard as to how carefully doctors have to practice and how
carefully drugmakers have to test before charging us, the public,
for the benefit of their healing powers. I understand that we can't
hold doctors to a perfect standard, but if all mistakes are
forgiveable, then there will be lots and lots of mistakes. Cost
pressures will see to that. It is probably fruitless to argue about
the conduct of the bad doctors (a minority I am sure, and a
minority I have never encountered in my life as a patient) because,
to a large extent, you really have to be there and know all the
circumstances to understand in your heart that a doctor has crossed
the line from harried to ruthless. Since we don't have an
opportunity to tour some hospitals together and talk to families of
the paying customers of the medical system, think for a second
about PhenFen. How many people died from this combination of diet
drugs? I tried to look it up, but the number of fatalities is not
readily available. Was it 2? About as many as the Unabomber killed?
As many as McVeigh got? Katrina? 9/11? More? Lots more? How is my
friend in the hospital going to pull through? Do her problems
really have anything to do with Phen Fen or not? I have no idea
about any of these things.
But, you seem to think you do know, Clean Hands. People who want
your sympathy feed you the $26 billion number as an annual cost of
malpractice to the system. You have decided that this is mostly
litigious lawyers and jackpot juries, instead of customers getting
their mony back because the mechanic made a horrible mess. I
believe I know how someone like a Clean Hands comes by this
intuition that all the cash transfers are bogus. The people who
want his sympathy feed him media articles about every large verdict
that seems unfair. They do not report much about families who
clearly deserved a malpractice refund, but did not manage to get
one for whatever reason. So, in a given year, Clean Hands hears
about tens of millions of dollars worth of verdicts that seem
unfair and he is awed into the sympathy that his media filter
wanted.
Now let's pull it apart. Put those tens of millions of dollars up
aganst the $26 billion spent by the system on malpractice in a
given year. Its nothing. Its one tenth of one percent of the
malpractice pie, these unfair verdicts that so shock'n'awe. Don't
forget the patients who suffer and never sue or collect anything.
These unfair verdicts also need to be somehow balanced against the
fact that insurance companies are no pussies and can often manage
to avoid liability they should fairly incur. Now to really lay on
the doubt that we don't even know how much the $26 billion
malpractice pie (including its indeterminate unfair and non-unfair
portions) is compared to the total expenditures on healthcare. Is
this $26 billion half of the healthcare dollars? 10%? One tenth of
one percent?
That is the long answer. The short answer is that I don't know if
the medical malpractice is out of control or in control. I am
always puzzled by how you are supposed to take it on faith around
these parts that malpractice and torts generally are bad or are
incompatible with a free market. These torts are why we can trust
our doctor or medicine or cosmetic surgeon or lawyer or gun or car
as much as we do. If we trusted these products less, we would be
less willing to engage in these commercial transactions as a
society and that is bad for free markets in the long run.
Even if I were convinced that malpractice were out of control, I
wouldn't want the reforms to be a simple hammer for insurance
companies to beat down all comers, righteously aggrrieved and
malingering alike. Cause that is what the damage caps are. Instead,
reforms should be aimed at making the system more fair, making sure
that anyone who is needlessly maimed at the hands of an
outrageously careless doctor gets their due, while the familiar
rogues gallery of faux wannabes stays away, far away, from the
courthouse. Maybe the US should do what the UK does, whatever that
is. I don't hear them complaining, but maybe I missed it. What did
they do about the thalidomide babies over there? Can anybody sue
for malpractice at all? Do UK doctors worry about malpractice? Why
or why not?
Another more moderate proposal would be to crank down the price
control on what contingency attorneys can charge. I think most
states allow 33% or even 40%. If that gets cranked down to 20% or
25%, then I would guess that contingency attorneys would take more
care in deciding which suits to bring -- they would get more
risk-averse. This is a reform that could help select out the
meritorious suits instead of merely jiggering the economics to
crush all the suits.
Gotta go -- heard siren . . .
Bob wrote: What on earth did I say to provoke such
attacks?
I think it was this insult:
"Jesus, Jersey, you wandered into the wrong temple. Saying the
stuff you're saying is like taking a pee in the middle of a High
Mass. What do you think this is, some sort of debating club? Tua
culpa, tua culpa, tua culpa. Now pipe down so I can hear the sacred
chanting and the organ music."
People who generally view civil societal and market approaches to
social problems as 'generally' superior to legislative approaches
are sometimes characterized by people like you in these insulting
terms. You romanticize the State, reflexively reaching for the
legislative wand at the first sight of trouble, and then turn
around and accuse us of the very religious and magical thinking you
are guilty of. Sacred chanting? In your temple it goes like this:
"Oh great and all powerful state, giver of life, please solve all
of our problems with a new wave of the legislative wand."
But I'm glad people like Jersey come to debate. I only wish he
would back up his points instead of just relying on childish,
playground taunts like "You're stupid...no, no, you are....oh,
yeah, you are...well, you're stupidest, okay?"
More serious response (than u deserve):
Geez, save your breath. Anything an attorney says on the issue
should be viewed very skeptically at best. You'd think
someone who is so quick to question other's self-serving motives
would know that and save us the trouble of having to ignore
him.
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